[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"badge-catalog":3,"catalog-de":632},[4,11,17,23,29,35,42,48,54,61,67,73,79,86,92,98,104,110,116,122,128,134,140,146,152,158,164,170,176,182,188,194,200,206,212,218,224,230,236,242,248,254,260,266,272,278,284,290,296,302,308,314,320,326,332,338,344,350,356,362,368,374,380,386,392,398,404,410,416,422,428,434,440,446,452,458,464,470,476,482,488,494,500,506,512,518,524,530,536,542,548,554,560,566,572,578,584,590,596,602,608,614,620,626],{"id":5,"label":6,"name":7,"description":8,"rarity":9,"explanation":10},242,"curious_first","First Penny","Complete your very first lesson.","Common","Your first lesson, your first penny of real money know-how. Tap any node on the path, hit START, and get through it.",{"id":12,"label":13,"name":14,"description":15,"rarity":9,"explanation":16},243,"curious_five","Pocket Change","Complete 5 lessons.","Five lessons in. Small change for now, but every fortune starts with a few coins.",{"id":18,"label":19,"name":20,"description":21,"rarity":9,"explanation":22},244,"curious_ten","Ten Bucks","Complete 10 lessons.","Ten lessons. You already know more about how money works than most people around you.",{"id":24,"label":25,"name":26,"description":27,"rarity":9,"explanation":28},245,"curious_twenty_five","Follow the Money","Complete 25 lessons.","Twenty-five lessons. You've started to follow the money, and it leads everywhere.",{"id":30,"label":31,"name":32,"description":33,"rarity":9,"explanation":34},246,"curious_fifty","Money Apprentice","Complete 50 lessons.","Fifty lessons. The ideas that sounded like Wall Street magic are turning into plain math.",{"id":36,"label":37,"name":38,"description":39,"rarity":40,"explanation":41},247,"curious_hundred","Triple Digits","Complete 100 lessons.","Rare","A hundred lessons! Your curiosity just crossed into three-digit territory.",{"id":43,"label":44,"name":45,"description":46,"rarity":40,"explanation":47},248,"curious_one_fifty","Deep Pockets","Complete 150 lessons.","150 lessons deep. Your pockets of knowledge just got a lot deeper.",{"id":49,"label":50,"name":51,"description":52,"rarity":40,"explanation":53},249,"curious_two_hundred","Money Explainer","Complete 200 lessons.","Two hundred lessons. You could explain most of these at a dinner table, and people would listen.",{"id":55,"label":56,"name":57,"description":58,"rarity":59,"explanation":60},250,"curious_three_hundred","Walking Ledger","Complete 300 lessons.","Epic","Three hundred lessons. You keep track of how money works the way a ledger keeps every cent.",{"id":62,"label":63,"name":64,"description":65,"rarity":59,"explanation":66},251,"curious_four_hundred","Money Brain","Complete 400 lessons.","Four hundred lessons. More than half the path is behind you, and your brain thinks in money now.",{"id":68,"label":69,"name":70,"description":71,"rarity":59,"explanation":72},252,"curious_five_hundred","Mastermind","Complete 500 lessons.","Five hundred lessons. Only the final stretch of the path stands between you and knowing it all.",{"id":74,"label":75,"name":76,"description":77,"rarity":59,"explanation":78},253,"curious_six_hundred","Six Figures","Complete 600 lessons.","Six hundred lessons. Six figures of curiosity, and the finish line is in sight.",{"id":80,"label":81,"name":82,"description":83,"rarity":84,"explanation":85},254,"curious_every","Money Master","Complete every lesson on the path.","Legendary","All 720 lessons. Every curiosity on the path, understood. Money has no secrets left for you.",{"id":87,"label":88,"name":89,"description":90,"rarity":9,"explanation":91},255,"flawless_first","Clean Sheet","Pass a lesson with no mistakes.","Answer every test question right on the first try. Three stars, zero slips.",{"id":93,"label":94,"name":95,"description":96,"rarity":9,"explanation":97},256,"flawless_ten","Sharp Pencil","Pass 10 lessons with no mistakes.","Ten perfect tests. Sharp as a freshly sharpened pencil on tax day.",{"id":99,"label":100,"name":101,"description":102,"rarity":40,"explanation":103},257,"flawless_fifty","Auditor","Pass 50 lessons with no mistakes.","Fifty flawless tests. You check every answer the way an auditor checks the books.",{"id":105,"label":106,"name":107,"description":108,"rarity":59,"explanation":109},258,"flawless_one_fifty","Zero Errors","Pass 150 lessons with no mistakes.","150 lessons without a single slip. Even an accountant would be impressed.",{"id":111,"label":112,"name":113,"description":114,"rarity":84,"explanation":115},259,"flawless_four_hundred","Flawless Ledger","Pass 400 lessons with no mistakes.","Four hundred perfect tests. Not a single entry out of place.",{"id":117,"label":118,"name":119,"description":120,"rarity":40,"explanation":121},260,"spotless_zone","Spotless Zone","Get 3 stars on every node of a zone.","Nine nodes, nine perfect tests. A whole zone without a single mistake.",{"id":123,"label":124,"name":125,"description":126,"rarity":59,"explanation":127},261,"spotless_ten","Immaculate","Get 3 stars on every node of 10 zones.","Ten zones without a single slip. Perfection is starting to look like your default setting.",{"id":129,"label":130,"name":131,"description":132,"rarity":9,"explanation":133},262,"explorer_first","First Zone","Clear your first zone.","Complete every node in a zone to clear it and open the next one.",{"id":135,"label":136,"name":137,"description":138,"rarity":9,"explanation":139},263,"explorer_three","Trailblazer","Clear 3 zones.","Three zones down. Every one is a whole new world, and you've already seen three.",{"id":141,"label":142,"name":143,"description":144,"rarity":9,"explanation":145},264,"explorer_five","Explorer","Clear 5 zones.","Five zones behind you. The path keeps going, and so do the surprises.",{"id":147,"label":148,"name":149,"description":150,"rarity":9,"explanation":151},265,"explorer_ten","Wayfinder","Clear 10 zones.","Ten zones cleared. You know your way around the path now.",{"id":153,"label":154,"name":155,"description":156,"rarity":40,"explanation":157},266,"explorer_fifteen","Voyager","Clear 15 zones.","Fifteen zones. Like the famous space probe, you just keep going farther.",{"id":159,"label":160,"name":161,"description":162,"rarity":40,"explanation":163},267,"explorer_twenty","Pathfinder","Clear 20 zones.","Twenty zones explored. Every new zone is a fresh set of curiosities to crack.",{"id":165,"label":166,"name":167,"description":168,"rarity":40,"explanation":169},268,"explorer_thirty","Navigator","Clear 30 zones.","Thirty zones cleared. You could draw this path from memory.",{"id":171,"label":172,"name":173,"description":174,"rarity":59,"explanation":175},269,"explorer_forty_five","Globetrotter","Clear 45 zones.","Forty-five zones. You're past the halfway mark and still going strong.",{"id":177,"label":178,"name":179,"description":180,"rarity":59,"explanation":181},270,"explorer_sixty","Home Stretch","Clear 60 zones.","Sixty zones. You're on the home stretch, with only the last zones left to explore.",{"id":183,"label":184,"name":185,"description":186,"rarity":84,"explanation":187},271,"explorer_every","Master of the Path","Clear every zone.","Every zone, cleared. You walked the whole path from the first spark to the last lesson.",{"id":189,"label":190,"name":191,"description":192,"rarity":9,"explanation":193},272,"milestone_first","First Story","Complete your first super node.","The treasure chest in each zone is its story, the zone's biggest node. Finish one to earn this.",{"id":195,"label":196,"name":197,"description":198,"rarity":9,"explanation":199},273,"milestone_five","Storyteller","Complete 5 super nodes.","Five zone stories finished. You could tell every one of them at dinner.",{"id":201,"label":202,"name":203,"description":204,"rarity":40,"explanation":205},274,"milestone_fifteen","Story Hunter","Complete 15 super nodes.","Fifteen zone stories. You go looking for the big ones now.",{"id":207,"label":208,"name":209,"description":210,"rarity":40,"explanation":211},275,"milestone_twenty_five","Showstopper","Complete 25 super nodes.","Twenty-five zone stories. The biggest ideas on the path keep falling to you.",{"id":213,"label":214,"name":215,"description":216,"rarity":59,"explanation":217},276,"milestone_forty","Saga Master","Complete 40 super nodes.","Forty zone stories. Half of the biggest tales on the path, told.",{"id":219,"label":220,"name":221,"description":222,"rarity":59,"explanation":223},277,"milestone_sixty","Headline Act","Complete 60 super nodes.","Sixty zone stories. The headline acts have met their match.",{"id":225,"label":226,"name":227,"description":228,"rarity":84,"explanation":229},278,"milestone_every","Every Story Told","Complete every super node.","Every story on the path, from the first zone to the last. Not one got away.",{"id":231,"label":232,"name":233,"description":234,"rarity":9,"explanation":235},279,"track_history_five","Coin Collector","Complete 5 lessons in Money & Its History.","Five lessons in Money & Its History. You've started collecting the stories behind every coin.",{"id":237,"label":238,"name":239,"description":240,"rarity":9,"explanation":241},280,"track_work_five","Time Is Money","Complete 5 lessons in Work & the Rat Race.","Five lessons in Work & the Rat Race. You're starting to see what your hours are really worth.",{"id":243,"label":244,"name":245,"description":246,"rarity":9,"explanation":247},281,"track_business_five","Side Hustler","Complete 5 lessons in Building a Business.","Five lessons in Building a Business. You're starting to see how a business really makes money.",{"id":249,"label":250,"name":251,"description":252,"rarity":9,"explanation":253},282,"track_budgeting_five","Budget Keeper","Complete 5 lessons in Spending & Budgeting.","Five lessons in Spending & Budgeting. You're starting to see where money really goes.",{"id":255,"label":256,"name":257,"description":258,"rarity":9,"explanation":259},283,"track_saving_five","Seed Planter","Complete 5 lessons in Saving & Compound Interest.","Five lessons in Saving & Compound Interest. The seeds are planted; now watch them grow.",{"id":261,"label":262,"name":263,"description":264,"rarity":9,"explanation":265},284,"track_debt_five","Credit Check","Complete 5 lessons in Borrowing, Credit & Debt.","Five lessons in Borrowing, Credit & Debt. You're starting to see what a loan really costs.",{"id":267,"label":268,"name":269,"description":270,"rarity":9,"explanation":271},285,"track_banks_five","Vault Visitor","Complete 5 lessons in Banks & Central Banks.","Five lessons in Banks & Central Banks. You've been inside the vault, and it's not what you thought.",{"id":273,"label":274,"name":275,"description":276,"rarity":9,"explanation":277},286,"track_inflation_five","Price Watcher","Complete 5 lessons in Inflation & the Economy.","Five lessons in Inflation & the Economy. You're starting to see why prices seem to only go up.",{"id":279,"label":280,"name":281,"description":282,"rarity":9,"explanation":283},287,"track_risk_five","Odds Reader","Complete 5 lessons in Risk, Insurance & Probability.","Five lessons in Risk, Insurance & Probability. You're starting to read the odds like a pro.",{"id":285,"label":286,"name":287,"description":288,"rarity":9,"explanation":289},288,"track_stocks_five","Shareholder","Complete 5 lessons in Stocks & Companies.","Five lessons in Stocks & Companies. You're starting to see what owning a slice of a company means.",{"id":291,"label":292,"name":293,"description":294,"rarity":9,"explanation":295},289,"track_bonds_five","Bond Rookie","Complete 5 lessons in Bonds & Interest Rates.","Five lessons in Bonds & Interest Rates. You're starting to see how lending for interest really works.",{"id":297,"label":298,"name":299,"description":300,"rarity":9,"explanation":301},290,"track_funds_five","Basket Builder","Complete 5 lessons in Funds & Indices.","Five lessons in Funds & Indices. You're starting to see what's inside the basket.",{"id":303,"label":304,"name":305,"description":306,"rarity":9,"explanation":307},291,"track_realestate_five","House Hunter","Complete 5 lessons in Real Estate.","Five lessons in Real Estate. You're starting to see what a home really costs, beyond the price tag.",{"id":309,"label":310,"name":311,"description":312,"rarity":9,"explanation":313},292,"track_crypto_five","Block Explorer","Complete 5 lessons in Crypto & Digital Money.","Five lessons in Crypto & Digital Money. You're starting to see what's actually in the block.",{"id":315,"label":316,"name":317,"description":318,"rarity":9,"explanation":319},293,"track_bubbles_five","Bubble Spotter","Complete 5 lessons in Bubbles, Scams & Crashes.","Five lessons in Bubbles, Scams & Crashes. You're starting to spot a bubble before it pops.",{"id":321,"label":322,"name":323,"description":324,"rarity":9,"explanation":325},294,"track_mindset_five","Mind Over Money","Complete 5 lessons in Money Mindset & Psychology.","Five lessons in Money Mindset & Psychology. You're starting to catch your brain's money tricks.",{"id":327,"label":328,"name":329,"description":330,"rarity":59,"explanation":331},295,"track_history_all","Money Historian","Complete every lesson in Money & Its History.","Every lesson in Money & Its History, done. From shells to screens, you know the whole story.",{"id":333,"label":334,"name":335,"description":336,"rarity":59,"explanation":337},296,"track_work_all","Rat Race Escapee","Complete every lesson in Work & the Rat Race.","Every lesson in Work & the Rat Race, done. You know how the race works, and where it can end.",{"id":339,"label":340,"name":341,"description":342,"rarity":59,"explanation":343},297,"track_business_all","Founder","Complete every lesson in Building a Business.","Every lesson in Building a Business, done. You know how a business works, from idea to profit.",{"id":345,"label":346,"name":347,"description":348,"rarity":59,"explanation":349},298,"track_budgeting_all","Budget Boss","Complete every lesson in Spending & Budgeting.","Every lesson in Spending & Budgeting, done. You know where every dollar goes.",{"id":351,"label":352,"name":353,"description":354,"rarity":59,"explanation":355},299,"track_saving_all","Compound Gardener","Complete every lesson in Saving & Compound Interest.","Every lesson in Saving & Compound Interest, done. Your garden of knowledge keeps compounding.",{"id":357,"label":358,"name":359,"description":360,"rarity":59,"explanation":361},300,"track_debt_all","Debt Slayer","Complete every lesson in Borrowing, Credit & Debt.","Every lesson in Borrowing, Credit & Debt, done. You know every trick a loan can play.",{"id":363,"label":364,"name":365,"description":366,"rarity":59,"explanation":367},301,"track_banks_all","Central Banker","Complete every lesson in Banks & Central Banks.","Every lesson in Banks & Central Banks, done. You know the system behind every bank.",{"id":369,"label":370,"name":371,"description":372,"rarity":59,"explanation":373},302,"track_inflation_all","Economist at Heart","Complete every lesson in Inflation & the Economy.","Every lesson in Inflation & the Economy, done. You know why a dollar buys less every year.",{"id":375,"label":376,"name":377,"description":378,"rarity":59,"explanation":379},303,"track_risk_all","Safety Net","Complete every lesson in Risk, Insurance & Probability.","Every lesson in Risk, Insurance & Probability, done. You know how to read the odds.",{"id":381,"label":382,"name":383,"description":384,"rarity":59,"explanation":385},304,"track_stocks_all","Bull Rider","Complete every lesson in Stocks & Companies.","Every lesson in Stocks & Companies, done. You know how the market really works.",{"id":387,"label":388,"name":389,"description":390,"rarity":59,"explanation":391},305,"track_bonds_all","Yield Master","Complete every lesson in Bonds & Interest Rates.","Every lesson in Bonds & Interest Rates, done. You know how interest rates move the world.",{"id":393,"label":394,"name":395,"description":396,"rarity":59,"explanation":397},306,"track_funds_all","Index Insider","Complete every lesson in Funds & Indices.","Every lesson in Funds & Indices, done. You know what's inside every basket.",{"id":399,"label":400,"name":401,"description":402,"rarity":59,"explanation":403},307,"track_realestate_all","Property Pro","Complete every lesson in Real Estate.","Every lesson in Real Estate, done. You know how property works, from mortgage to market.",{"id":405,"label":406,"name":407,"description":408,"rarity":59,"explanation":409},308,"track_crypto_all","Crypto Sage","Complete every lesson in Crypto & Digital Money.","Every lesson in Crypto & Digital Money, done. You know what's behind the hype.",{"id":411,"label":412,"name":413,"description":414,"rarity":59,"explanation":415},309,"track_bubbles_all","Mania Proof","Complete every lesson in Bubbles, Scams & Crashes.","Every lesson in Bubbles, Scams & Crashes, done. Manias and scams have no tricks left for you.",{"id":417,"label":418,"name":419,"description":420,"rarity":59,"explanation":421},310,"track_mindset_all","Money Zen","Complete every lesson in Money Mindset & Psychology.","Every lesson in Money Mindset & Psychology, done. You know how your own brain plays with money.",{"id":423,"label":424,"name":425,"description":426,"rarity":9,"explanation":427},311,"wonder_first","First Wonder","Claim your first Daily Wonder.","Open the Daily Wonder tab and claim today's money curiosity. A new one waits every day.",{"id":429,"label":430,"name":431,"description":432,"rarity":9,"explanation":433},312,"wonder_three","Wonderstruck","Claim 3 Daily Wonders.","Three money wonders in your collection. Curiosity looks good on you.",{"id":435,"label":436,"name":437,"description":438,"rarity":9,"explanation":439},313,"wonder_five","Wonder Collector","Claim 5 Daily Wonders.","Five wonders collected. Your cabinet of curiosities is taking shape.",{"id":441,"label":442,"name":443,"description":444,"rarity":40,"explanation":445},314,"wonder_ten","Curator","Claim 10 Daily Wonders.","Ten wonders! You're curating your own museum of money marvels.",{"id":447,"label":448,"name":449,"description":450,"rarity":40,"explanation":451},315,"wonder_twenty_five","Cabinet of Curiosities","Claim 25 Daily Wonders.","Twenty-five wonders, and every one of them is a story worth telling.",{"id":453,"label":454,"name":455,"description":456,"rarity":40,"explanation":457},316,"wonder_fifty","Wonder Hoarder","Claim 50 Daily Wonders.","Fifty wonders and counting. You never miss a chance to be amazed.",{"id":459,"label":460,"name":461,"description":462,"rarity":59,"explanation":463},317,"wonder_hundred","Museum Keeper","Claim 100 Daily Wonders.","A hundred wonders in your collection. That's a whole museum of money curiosities.",{"id":465,"label":466,"name":467,"description":468,"rarity":59,"explanation":469},318,"wonder_two_hundred","Wonder Archivist","Claim 200 Daily Wonders.","Two hundred wonders. Your archive of curiosities could fill a library wing.",{"id":471,"label":472,"name":473,"description":474,"rarity":84,"explanation":475},319,"wonder_full_year","A Year of Wonders","Claim 365 Daily Wonders.","365 wonders. A whole year of money curiosities, collected one day at a time.",{"id":477,"label":478,"name":479,"description":480,"rarity":40,"explanation":481},320,"wonder_perfect_week","Perfect Week","Claim a Daily Wonder every day from Monday to Sunday.","Fill every day of the weekly calendar with a check. Seven days, seven wonders.",{"id":483,"label":484,"name":485,"description":486,"rarity":59,"explanation":487},321,"wonder_month","Wonder Month","Claim a Daily Wonder 30 days in a row.","Thirty days without missing a single wonder. Now that's dedication.",{"id":489,"label":490,"name":491,"description":492,"rarity":9,"explanation":493},322,"habit_three_days","Spark","Reach a 3-day streak.","Learn something three days in a row. That's how every good habit starts.",{"id":495,"label":496,"name":497,"description":498,"rarity":9,"explanation":499},323,"habit_seven_days","On Fire","Reach a 7-day streak.","A full week of curiosity. Keep the flame alive and it only gets easier.",{"id":501,"label":502,"name":503,"description":504,"rarity":9,"explanation":505},324,"habit_two_weeks","Two Weeks Strong","Reach a 14-day streak.","Fourteen days in a row. This isn't a phase anymore, it's a habit.",{"id":507,"label":508,"name":509,"description":510,"rarity":40,"explanation":511},325,"habit_thirty_days","Habit Formed","Reach a 30-day streak.","Thirty days straight. Learning something new is just part of your day now.",{"id":513,"label":514,"name":515,"description":516,"rarity":40,"explanation":517},326,"habit_fifty_days","Half Century","Reach a 50-day streak.","Fifty days without a break. That's more staying power than most New Year's resolutions.",{"id":519,"label":520,"name":521,"description":522,"rarity":59,"explanation":523},327,"habit_hundred_days","Unstoppable","Reach a 100-day streak.","A hundred days in a row. Very few people ever get here.",{"id":525,"label":526,"name":527,"description":528,"rarity":59,"explanation":529},328,"habit_two_hundred_days","Perpetual Motion","Reach a 200-day streak.","Two hundred days without stopping. Physics says perpetual motion is impossible. You're testing that.",{"id":531,"label":532,"name":533,"description":534,"rarity":84,"explanation":535},329,"habit_full_year","Year of Curiosity","Reach a 365-day streak.","A whole year, every single day. That's a full year of curiosity in a row.",{"id":537,"label":538,"name":539,"description":540,"rarity":40,"explanation":541},330,"habit_shield_saved","The Shielded","Have a streak shield save your streak.","Missed a day? A streak shield stepped in and kept your streak alive.",{"id":543,"label":544,"name":545,"description":546,"rarity":9,"explanation":547},331,"knowledge_one_hundred","First Hundred","Earn 100 XP.","Your first hundred XP. Every lesson pays, and the deeper zones pay more.",{"id":549,"label":550,"name":551,"description":552,"rarity":9,"explanation":553},332,"knowledge_five_hundred","Earning Interest","Earn 500 XP.","Five hundred XP. Your knowledge is earning interest, and the deeper zones pay more.",{"id":555,"label":556,"name":557,"description":558,"rarity":9,"explanation":559},333,"knowledge_one_thousand","A Grand","Earn 1,000 XP.","A thousand XP. In money talk, that's your first grand.",{"id":561,"label":562,"name":563,"description":564,"rarity":40,"explanation":565},334,"knowledge_twenty_five_hundred","Well Read","Earn 2,500 XP.","Two and a half thousand XP. You've read your way deep into the path.",{"id":567,"label":568,"name":569,"description":570,"rarity":40,"explanation":571},335,"knowledge_five_thousand","High Earner","Earn 5,000 XP.","Five thousand XP. Your curiosity is earning serious interest.",{"id":573,"label":574,"name":575,"description":576,"rarity":59,"explanation":577},336,"knowledge_ten_thousand","Ten Grand","Earn 10,000 XP.","Ten thousand XP. Ten grand of know-how, and most of the path played well.",{"id":579,"label":580,"name":581,"description":582,"rarity":84,"explanation":583},337,"knowledge_twenty_five_thousand","Fortune Builder","Earn 25,000 XP.","Twenty-five thousand XP. More than the whole path pays at once, so you kept building.",{"id":585,"label":586,"name":587,"description":588,"rarity":9,"explanation":589},338,"day_three","Hat Trick","Complete 3 new lessons in one day.","Three fresh lessons in a single day. You're on a roll.",{"id":591,"label":592,"name":593,"description":594,"rarity":9,"explanation":595},339,"day_five","Binge Learner","Complete 5 new lessons in one day.","Five new lessons in one day. Better than binge-watching, and you'll remember it.",{"id":597,"label":598,"name":599,"description":600,"rarity":40,"explanation":601},340,"day_ten","Brain Marathon","Complete 10 new lessons in one day.","Ten new lessons in a single day. That's a marathon for the mind.",{"id":603,"label":604,"name":605,"description":606,"rarity":40,"explanation":607},341,"time_night_owl","Night Owl","Complete a lesson between midnight and 5 AM.","Some ideas hit different after midnight. Just don't forget to sleep.",{"id":609,"label":610,"name":611,"description":612,"rarity":40,"explanation":613},342,"time_early_bird","Early Bird","Complete a lesson between 5 AM and 8 AM.","Learning before breakfast. The early bird gets the knowledge.",{"id":615,"label":616,"name":617,"description":618,"rarity":9,"explanation":619},343,"time_weekend","Weekend Warrior","Complete lessons on a Saturday and the Sunday after it.","Curiosity doesn't take weekends off, and neither do you.",{"id":621,"label":622,"name":623,"description":624,"rarity":40,"explanation":625},344,"podium_top_three","On the Podium","Finish in the top 3 of a node's leaderboard.","Pass a lesson with a better result than almost everyone else who has played it.",{"id":627,"label":628,"name":629,"description":630,"rarity":59,"explanation":631},345,"podium_first","Gold Medalist","Finish first on a node's leaderboard.","The best result on a node's leaderboard is yours. Everyone else is chasing you now.",[633,709,786,861,935,1006,1079,1153,1223,1297,1369,1442,1514,1584,1659,1732,1804,1869,1938,2007],{"zone":634,"title":635,"path":636,"tier":634,"theme":637,"lessons":642,"topics":705},1,"Origins of Money","\u002Flearn\u002F1\u002Forigins-of-money",{"key":638,"name":639,"light":640,"dark":641},"old-mint","Old Mint","#0C9B6C","#10B981",[643,650,658,666,673,680,686,692,698],{"stage":634,"step":634,"id":644,"path":645,"node":634,"title":646,"subtitle":647,"topic":648,"track":649},"your-money-isnt-in-the-bank","\u002Flearn\u002F1\u002Forigins-of-money\u002Fyour-money-isnt-in-the-bank","Wo ist dein Geld?","Dein Kontostand ist eine Zahl auf einem Bildschirm; nur etwa jeder zehnte US-Dollar existiert als Bargeld","Modernes Geld","Banken & Zentralbanken",{"stage":634,"step":651,"id":652,"path":653,"node":651,"title":654,"subtitle":655,"topic":656,"track":657},2,"what-is-money-really","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhat-is-money-really","Was ist Geld wirklich?","Damit tauschen, damit bewerten, es aufbewahren und daran glauben","Was Geld ist","Geld & seine Geschichte",{"stage":634,"step":659,"id":660,"path":661,"node":659,"title":662,"subtitle":663,"topic":664,"track":665},3,"whats-your-hour-really-worth","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhats-your-hour-really-worth","Was ist deine Stunde wirklich wert?","Dein echter Stundenlohn ist niedriger, als deine Gehaltsabrechnung sagt","Zeit und Geld","Arbeit & das Hamsterrad",{"stage":634,"step":667,"id":668,"path":669,"node":667,"title":670,"subtitle":671,"topic":672,"track":657},4,"the-four-cent-penny","\u002Flearn\u002F1\u002Forigins-of-money\u002Fthe-four-cent-penny","Der Vier-Cent-Penny","Ein Cent kostete die US-Münzanstalt fast vier, also hörte sie 2025 damit auf","Münzen",{"stage":634,"step":674,"id":675,"path":676,"node":674,"title":677,"subtitle":678,"topic":679,"track":657},5,"from-shells-to-coins","\u002Flearn\u002F1\u002Forigins-of-money\u002Ffrom-shells-to-coins","Von Muscheln zu Münzen","Kaurimuscheln, Silberklumpen und die ersten geprägten Münzen","Geschichte des Geldes",{"stage":634,"step":681,"id":682,"path":683,"node":681,"title":684,"subtitle":685,"topic":679,"track":657},6,"the-barter-myth","\u002Flearn\u002F1\u002Forigins-of-money\u002Fthe-barter-myth","Der Tauschhandel-Mythos","Lehrbücher sagen, vor dem Geld wurde getauscht. Anthropologen finden das nirgends",{"stage":634,"step":687,"id":688,"path":689,"node":687,"title":690,"subtitle":691,"topic":679,"track":657},7,"paper-promises","\u002Flearn\u002F1\u002Forigins-of-money\u002Fpaper-promises","Papierversprechen","Das erste Papiergeld war ein Schuldschein, den man weitergeben konnte",{"stage":634,"step":693,"id":694,"path":695,"node":693,"title":696,"subtitle":697,"topic":679,"track":657},8,"why-its-called-a-dollar","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhy-its-called-a-dollar","Warum er Dollar heißt","Der Name begann in einem Silberbergwerk in Böhmen",{"stage":634,"step":699,"id":700,"path":701,"node":699,"title":702,"subtitle":703,"topic":704,"track":657},9,"acres-of-diamonds","\u002Flearn\u002F1\u002Forigins-of-money\u002Facres-of-diamonds","Äcker voller Diamanten","In einem berühmten Vortrag von 1890 verkauft ein Bauer sein Land, um weltweit nach Diamanten zu suchen; der nächste Besitzer findet sie im Bach hinterm Haus","Chancen",[706,707,708],{"track":657,"count":687},{"track":649,"count":634},{"track":665,"count":634},{"zone":651,"title":710,"path":711,"tier":634,"theme":712,"lessons":717,"topics":782},"The Rat Race","\u002Flearn\u002F2\u002Fthe-rat-race",{"key":713,"name":714,"light":715,"dark":716},"clockwork-city","Clockwork City","#c2410c","#e2581a",[718,725,732,739,746,753,761,768,776],{"stage":651,"step":634,"id":719,"path":720,"node":721,"title":722,"subtitle":723,"topic":724,"track":665},"where-your-paycheck-goes","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fwhere-your-paycheck-goes",10,"Wohin dein Lohn geht","Brutto ist die Zahl im Angebot; netto ist, was ankommt","Lohn und Gehalt",{"stage":651,"step":651,"id":726,"path":727,"node":728,"title":729,"subtitle":730,"topic":731,"track":665},"the-raise-that-costs-you-money","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-raise-that-costs-you-money",11,"Die Gehaltserhöhung, die dich Geld kostet","Eine höhere Steuerstufe besteuert nur die Dollar über der Linie","Steuern",{"stage":651,"step":659,"id":733,"path":734,"node":735,"title":736,"subtitle":737,"topic":738,"track":665},"trading-time-for-money","\u002Flearn\u002F2\u002Fthe-rat-race\u002Ftrading-time-for-money",12,"Zeit gegen Geld","Der Lohn stoppt an dem Tag, an dem du stoppst","Das Hamsterrad",{"stage":651,"step":667,"id":740,"path":741,"node":742,"title":743,"subtitle":744,"topic":745,"track":665},"the-40-hour-week-was-a-fight","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-40-hour-week-was-a-fight",13,"Die 40-Stunden-Woche war ein Kampf","Wochenenden waren kein Geschenk; sie wurden erkämpft","Geschichte der Arbeit",{"stage":651,"step":674,"id":747,"path":748,"node":749,"title":750,"subtitle":751,"topic":752,"track":665},"active-and-passive-income","\u002Flearn\u002F2\u002Fthe-rat-race\u002Factive-and-passive-income",14,"Aktives und passives Einkommen","Geld, für das du arbeitest, und Geld, das für dich arbeitet","Einkommen",{"stage":651,"step":681,"id":754,"path":755,"node":756,"title":757,"subtitle":758,"topic":759,"track":760},"the-hedonic-treadmill","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-hedonic-treadmill",15,"Die hedonische Tretmühle","Jedes Upgrade fühlt sich schnell normal an","Glück","Geld-Mindset & Psychologie",{"stage":651,"step":687,"id":762,"path":763,"node":764,"title":765,"subtitle":766,"topic":767,"track":665},"the-fisherman-and-the-banker","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-fisherman-and-the-banker",16,"Der Fischer und der Banker","Nacherzählt nach Heinrich Bölls Erzählung von 1963: Ein Banker drängt einen Fischer, eine Flotte aufzubauen, damit er eines Tages in Rente gehen und… den ganzen Nachmittag fischen kann","Sinn",{"stage":651,"step":693,"id":769,"path":770,"node":771,"title":772,"subtitle":773,"topic":774,"track":775},"your-freedom-number","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fyour-freedom-number",17,"Deine Freiheitszahl","Wie viel es braucht, damit Arbeit optional wird","Finanzielle Unabhängigkeit","Sparen & Zinseszins",{"stage":651,"step":699,"id":777,"path":778,"node":779,"title":780,"subtitle":781,"topic":774,"track":665},"the-savings-rate-shortcut","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-savings-rate-shortcut",18,"Die Abkürzung über die Sparquote","Wie viel du behältst, zählt mehr als wie viel du verdienst",[783,784,785],{"track":665,"count":687},{"track":760,"count":634},{"track":775,"count":634},{"zone":659,"title":787,"path":788,"tier":634,"theme":789,"lessons":794,"topics":858},"Business Basics","\u002Flearn\u002F3\u002Fbusiness-basics",{"key":790,"name":791,"light":792,"dark":793},"founders-garage","Founders' Garage","#1d4ed8","#3b7cf0",[795,803,810,817,823,830,837,844,851],{"stage":659,"step":634,"id":796,"path":797,"node":798,"title":799,"subtitle":800,"topic":801,"track":802},"revenue-isnt-profit","\u002Flearn\u002F3\u002Fbusiness-basics\u002Frevenue-isnt-profit",19,"Umsatz ist nicht Gewinn","Was reinkommt minus was rausgeht","Business-Grundlagen","Ein Unternehmen aufbauen",{"stage":659,"step":651,"id":804,"path":805,"node":806,"title":807,"subtitle":808,"topic":809,"track":802},"nine-out-of-ten-fail-in-year-one","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fnine-out-of-ten-fail-in-year-one",20,"Neun von zehn scheitern im ersten Jahr","Laut US-Daten überleben etwa vier von fünf neuen Unternehmen ihr erstes Jahr","Start-ups",{"stage":659,"step":659,"id":811,"path":812,"node":813,"title":814,"subtitle":815,"topic":816,"track":802},"margin-what-you-keep-from-each-sale","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fmargin-what-you-keep-from-each-sale",21,"Marge: Was dir von jedem Verkauf bleibt","Preis minus Kosten, Stück für Stück","Rechnung pro Stück",{"stage":659,"step":667,"id":818,"path":819,"node":820,"title":821,"subtitle":822,"topic":816,"track":802},"the-break-even-point","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthe-break-even-point",22,"Die Gewinnschwelle","Der Verkauf, ab dem du kein Geld mehr verlierst",{"stage":659,"step":674,"id":824,"path":825,"node":826,"title":827,"subtitle":828,"topic":829,"track":802},"your-side-hustle-math","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fyour-side-hustle-math",23,"Deine Nebenjob-Rechnung","Was deine Idee pro Stunde wirklich bringt","Nebenjobs",{"stage":659,"step":681,"id":831,"path":832,"node":833,"title":834,"subtitle":835,"topic":836,"track":802},"three-feet-from-gold","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthree-feet-from-gold",24,"Drei Fuß vor dem Gold","Der Geschichte nach gab ein Bergmann auf und verkaufte seine Ausrüstung, und der Käufer stieß drei Fuß tiefer auf die Ader","Durchhalten",{"stage":659,"step":687,"id":838,"path":839,"node":840,"title":841,"subtitle":842,"topic":843,"track":760},"regret-runs-backwards","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fregret-runs-backwards",25,"Reue läuft rückwärts","Auf lange Sicht bereuen Menschen, was sie nicht versucht haben","Reue",{"stage":659,"step":693,"id":845,"path":846,"node":847,"title":848,"subtitle":849,"topic":850,"track":802},"why-founders-form-an-llc","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fwhy-founders-form-an-llc",26,"Warum Gründer eine LLC aufsetzen","Eine Mauer zwischen dem Geschäft und deinem Haus","Rechtsformen",{"stage":659,"step":699,"id":852,"path":853,"node":854,"title":855,"subtitle":856,"topic":857,"track":802},"the-ice-king","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthe-ice-king",27,"Der Eiskönig","Ein Mann verschiffte Eis aus Neuengland in die Tropen, und alle lachten","Gründer",[859,860],{"track":802,"count":693},{"track":760,"count":634},{"zone":667,"title":862,"path":863,"tier":634,"theme":864,"lessons":869,"topics":932},"Budgeting Basics","\u002Flearn\u002F4\u002Fbudgeting-basics",{"key":865,"name":866,"light":867,"dark":868},"market-bazaar","Market Bazaar","#be185d","#d9327a",[870,878,884,891,898,905,912,919,925],{"stage":667,"step":634,"id":871,"path":872,"node":873,"title":874,"subtitle":875,"topic":876,"track":877},"needs-wants-and-the-gray-zone","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fneeds-wants-and-the-gray-zone",28,"Bedürfnisse, Wünsche und die Grauzone","Miete ist ein Bedürfnis. Eine größere Wohnung vielleicht nicht","Budgetplanung","Ausgaben & Budget",{"stage":667,"step":651,"id":879,"path":880,"node":881,"title":882,"subtitle":883,"topic":876,"track":877},"the-50-30-20-budget","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-50-30-20-budget",29,"Das 50\u002F30\u002F20-Budget","Die Hälfte für Bedürfnisse, ein Drittel für Wünsche, ein Fünftel für die Zukunft",{"stage":667,"step":659,"id":885,"path":886,"node":887,"title":888,"subtitle":889,"topic":890,"track":877},"why-prices-end-in-99","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhy-prices-end-in-99",30,"Warum Preise auf ,99 enden","4,99 $ fühlt sich viel billiger an als 5,00 $","Preise",{"stage":667,"step":667,"id":892,"path":893,"node":894,"title":895,"subtitle":896,"topic":897,"track":877},"the-subscriptions-that-never-sleep","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-subscriptions-that-never-sleep",31,"Die Abos, die nie schlafen","Kleine Monatsbeträge ergeben eine große Jahresrechnung","Laufende Kosten",{"stage":667,"step":674,"id":899,"path":900,"node":901,"title":902,"subtitle":903,"topic":904,"track":760},"the-pain-of-paying","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-pain-of-paying",32,"Der Schmerz des Bezahlens","Karten tun weniger weh als Bargeld, also geben wir mehr aus","Ausgabenpsychologie",{"stage":667,"step":681,"id":906,"path":907,"node":908,"title":909,"subtitle":910,"topic":911,"track":877},"the-marshmallow-test","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-marshmallow-test",33,"Der Marshmallow-Test","Kinder vor der Wahl, eine Süßigkeit jetzt oder zwei später, zeigten, wie schwer Warten ist, und spätere Studien fanden: Die Umgebung zählt so viel wie Willenskraft","Belohnungsaufschub",{"stage":667,"step":687,"id":913,"path":914,"node":915,"title":916,"subtitle":917,"topic":918,"track":877},"cost-per-use","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fcost-per-use",34,"Kosten pro Nutzung","Ein 200-Dollar-Mantel, den du täglich trägst, kann weniger kosten als eine 40-Dollar-Jacke, die du nie trägst","Klug ausgeben",{"stage":667,"step":693,"id":920,"path":921,"node":922,"title":923,"subtitle":924,"topic":876,"track":877},"where-did-my-month-go","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhere-did-my-month-go",35,"Wo ist mein Monat hin?","Deine Ausgaben, als ein Bild gezeichnet",{"stage":667,"step":699,"id":926,"path":927,"node":928,"title":929,"subtitle":930,"topic":931,"track":877},"the-gruen-transfer","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-gruen-transfer",36,"Der Gruen-Effekt","Einkaufszentren sind so gebaut, dass du vergisst, warum du gekommen bist","Ladendesign",[933,934],{"track":877,"count":693},{"track":760,"count":634},{"zone":674,"title":936,"path":937,"tier":634,"theme":938,"lessons":943,"topics":1003},"Compound Interest","\u002Flearn\u002F5\u002Fcompound-interest",{"key":939,"name":940,"light":941,"dark":942},"compound-gardens","Compound Gardens","#4d7c0f","#5f9410",[944,951,958,965,971,977,983,990,997],{"stage":674,"step":634,"id":945,"path":946,"node":947,"title":948,"subtitle":949,"topic":950,"track":775},"pay-yourself-first","\u002Flearn\u002F5\u002Fcompound-interest\u002Fpay-yourself-first",37,"Bezahl dich zuerst selbst","Erst sparen, dann ausgeben, nicht umgekehrt","Sparen",{"stage":674,"step":651,"id":952,"path":953,"node":954,"title":955,"subtitle":956,"topic":957,"track":775},"simple-interest","\u002Flearn\u002F5\u002Fcompound-interest\u002Fsimple-interest",38,"Einfache Zinsen","Zinsen nur auf das, was du einzahlst","Zinsen",{"stage":674,"step":659,"id":959,"path":960,"node":961,"title":962,"subtitle":963,"topic":964,"track":775},"interest-on-interest","\u002Flearn\u002F5\u002Fcompound-interest\u002Finterest-on-interest",39,"Zinsen auf Zinsen","Zinseszins macht aus einer geraden Linie eine Kurve","Zinseszins",{"stage":674,"step":667,"id":966,"path":967,"node":968,"title":969,"subtitle":970,"topic":964,"track":775},"the-rule-of-72","\u002Flearn\u002F5\u002Fcompound-interest\u002Fthe-rule-of-72",40,"Die 72er-Regel","Teil 72 durch den Zinssatz, und du siehst, wie schnell sich Geld verdoppelt",{"stage":674,"step":674,"id":972,"path":973,"node":974,"title":975,"subtitle":976,"topic":964,"track":775},"einstein-never-said-it","\u002Flearn\u002F5\u002Fcompound-interest\u002Feinstein-never-said-it",41,"Einstein hat das nie gesagt","Das Zitat vom „achten Weltwunder“ hat keine Quelle",{"stage":674,"step":681,"id":978,"path":979,"node":980,"title":981,"subtitle":982,"topic":964,"track":775},"start-at-20-or-at-30","\u002Flearn\u002F5\u002Fcompound-interest\u002Fstart-at-20-or-at-30",42,"Mit 20 oder mit 30 starten?","Zehn Jahre Warten können mehr kosten als zehn Jahre Sparen",{"stage":674,"step":687,"id":984,"path":985,"node":986,"title":987,"subtitle":988,"topic":989,"track":775},"franklins-200-year-gift","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffranklins-200-year-gift",43,"Franklins 200-Jahre-Geschenk","Benjamin Franklin vermachte Boston 1.000 £, die 200 Jahre wachsen sollten; 1990 waren daraus Millionen geworden","Geduld",{"stage":674,"step":693,"id":991,"path":992,"node":993,"title":994,"subtitle":995,"topic":996,"track":760},"future-you-is-a-stranger","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffuture-you-is-a-stranger",44,"Dein zukünftiges Ich ist ein Fremder","Dein Gehirn behandelt dein älteres Ich wie jemand anderen","Sparpsychologie",{"stage":674,"step":699,"id":998,"path":999,"node":1000,"title":1001,"subtitle":1002,"topic":950,"track":775},"the-emergency-fund","\u002Flearn\u002F5\u002Fcompound-interest\u002Fthe-emergency-fund",45,"Der Notgroschen","Bargeld, das aus einer Krise eine Unannehmlichkeit macht",[1004,1005],{"track":775,"count":693},{"track":760,"count":634},{"zone":681,"title":1007,"path":1008,"tier":634,"theme":1009,"lessons":1014,"topics":1076},"Debt & Credit","\u002Flearn\u002F6\u002Fdebt-and-credit",{"key":1010,"name":1011,"light":1012,"dark":1013},"debt-canyon","Debt Canyon","#b42318","#d63b2f",[1015,1023,1029,1036,1042,1049,1055,1062,1069],{"stage":681,"step":634,"id":1016,"path":1017,"node":1018,"title":1019,"subtitle":1020,"topic":1021,"track":1022},"borrowing-is-renting-money","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fborrowing-is-renting-money",46,"Leihen heißt Geld mieten","Zinsen sind die Miete, die du für fremdes Geld zahlst","Schulden","Leihen, Kredit & Schulden",{"stage":681,"step":651,"id":1024,"path":1025,"node":1026,"title":1027,"subtitle":1028,"topic":1021,"track":1022},"apr-the-real-price-of-a-loan","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fapr-the-real-price-of-a-loan",47,"APR: Der echte Preis eines Kredits","Eine Zahl, um jeden Kredit zu vergleichen",{"stage":681,"step":659,"id":1030,"path":1031,"node":1032,"title":1033,"subtitle":1034,"topic":1035,"track":1022},"the-dinner-that-probably-never-happened","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-dinner-that-probably-never-happened",48,"Das Dinner, das es wohl nie gab","Die berühmte Geburtsstunde der Kreditkarte war eine Werbegeschichte","Kreditkarten",{"stage":681,"step":667,"id":1037,"path":1038,"node":1039,"title":1040,"subtitle":1041,"topic":1035,"track":1022},"the-minimum-payment-trap","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-minimum-payment-trap",49,"Die Falle der Mindestzahlung","Wer nur das Minimum zahlt, kann einen Kartensaldo über viele Jahre strecken",{"stage":681,"step":674,"id":1043,"path":1044,"node":1045,"title":1046,"subtitle":1047,"topic":1048,"track":1022},"the-debt-payoff-race","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-debt-payoff-race",50,"Das Rennen gegen die Schulden","Kleinster Saldo zuerst oder höchster Zins zuerst?","Schulden tilgen",{"stage":681,"step":681,"id":1050,"path":1051,"node":1052,"title":1053,"subtitle":1054,"topic":1021,"track":1022},"what-debt-buys","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fwhat-debt-buys",51,"Was Schulden kaufen","Leihen für Dinge, die wachsen, oder für Dinge, die schrumpfen",{"stage":681,"step":687,"id":1056,"path":1057,"node":1058,"title":1059,"subtitle":1060,"topic":1061,"track":760},"present-bias","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fpresent-bias",52,"Heute schlägt morgen","Heute fühlt sich immer echter an als morgen","Psychologie des Leihens",{"stage":681,"step":693,"id":1063,"path":1064,"node":1065,"title":1066,"subtitle":1067,"topic":1068,"track":1022},"twain-pays-it-all-back","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Ftwain-pays-it-all-back",53,"Twain zahlt alles zurück","Mark Twain ging mit einer Setzmaschine pleite und tourte als Redner um die Welt, um jeden Gläubiger voll auszuzahlen","Integrität",{"stage":681,"step":699,"id":1070,"path":1071,"node":1072,"title":1073,"subtitle":1074,"topic":1075,"track":1022},"your-credit-score","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fyour-credit-score",54,"Dein Kreditscore","Eine dreistellige Zahl, die den Preis deines nächsten Kredits bestimmt","Kredit",[1077,1078],{"track":1022,"count":693},{"track":760,"count":634},{"zone":687,"title":1080,"path":1081,"tier":634,"theme":1082,"lessons":1087,"topics":1150},"How Banks Work","\u002Flearn\u002F7\u002Fhow-banks-work",{"key":1083,"name":1084,"light":1085,"dark":1086},"vault-district","Vault District","#0f766e","#0d8f86",[1088,1095,1101,1108,1115,1122,1129,1136,1143],{"stage":687,"step":634,"id":1089,"path":1090,"node":1091,"title":1092,"subtitle":1093,"topic":1094,"track":649},"what-a-bank-really-is","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fwhat-a-bank-really-is",55,"Was eine Bank wirklich ist","Ein Vermittler zwischen Sparern und Kreditnehmern","Bankwesen",{"stage":687,"step":651,"id":1096,"path":1097,"node":1098,"title":1099,"subtitle":1100,"topic":1094,"track":649},"most-of-it-isnt-there","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fmost-of-it-isnt-there",56,"Das meiste ist gar nicht da","Banken halten nur einen kleinen Teil der Einlagen bereit",{"stage":687,"step":659,"id":1102,"path":1103,"node":1104,"title":1105,"subtitle":1106,"topic":1107,"track":649},"the-vault-nobody-visits","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-vault-nobody-visits",57,"Der Tresor, den keiner besucht","In Fort Knox liegt etwa die Hälfte von Amerikas Gold","Goldreserven",{"stage":687,"step":667,"id":1109,"path":1110,"node":1111,"title":1112,"subtitle":1113,"topic":1114,"track":649},"why-your-deposit-is-safe","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fwhy-your-deposit-is-safe",58,"Warum deine Einlage sicher ist","Die FDIC schützt dich bis 250.000 Dollar","Einlagensicherung",{"stage":687,"step":674,"id":1116,"path":1117,"node":1118,"title":1119,"subtitle":1120,"topic":1121,"track":649},"twenty-seven-dollars","\u002Flearn\u002F7\u002Fhow-banks-work\u002Ftwenty-seven-dollars",59,"Siebenundzwanzig Dollar","Muhammad Yunus zahlte 27 Dollar, um 42 Dorfbewohner freizukaufen, und daraus wurde eine Bank für Millionen","Vertrauen",{"stage":687,"step":681,"id":1123,"path":1124,"node":1125,"title":1126,"subtitle":1127,"topic":1128,"track":649},"the-fed-sets-the-price-of-money","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-fed-sets-the-price-of-money",60,"Die Fed bestimmt den Preis des Geldes","Ein Zinssatz in Washington schlägt Wellen bis in deine Kredite","Zentralbanken",{"stage":687,"step":687,"id":1130,"path":1131,"node":1132,"title":1133,"subtitle":1134,"topic":1135,"track":649},"banks-just-lend-out-savings","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fbanks-just-lend-out-savings",61,"Banken verleihen nur Erspartes","Vergibt eine Bank einen Kredit, schafft sie neues Geld","Geldschöpfung",{"stage":687,"step":693,"id":1137,"path":1138,"node":1139,"title":1140,"subtitle":1141,"topic":1142,"track":649},"the-savings-account-gap","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-savings-account-gap",62,"Die Sparkonto-Lücke","Dasselbe Geld kann nur einen Fingertipp entfernt hundertfach mehr bringen","Sparkonten",{"stage":687,"step":699,"id":1144,"path":1145,"node":1146,"title":1147,"subtitle":1148,"topic":1149,"track":760},"mental-accounting","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fmental-accounting",63,"Mentale Buchführung","Ein Dollar ist ein Dollar, aber so behandeln wir ihn nicht","Verhaltensökonomie",[1151,1152],{"track":649,"count":693},{"track":760,"count":634},{"zone":693,"title":1154,"path":1155,"tier":634,"theme":1156,"lessons":1161,"topics":1221},"Inflation Basics","\u002Flearn\u002F8\u002Finflation-basics",{"key":1157,"name":1158,"light":1159,"dark":1160},"balloon-heights","Balloon Heights","#6d30dc","#8556ee",[1162,1170,1176,1182,1188,1194,1200,1207,1214],{"stage":693,"step":634,"id":1163,"path":1164,"node":1165,"title":1166,"subtitle":1167,"topic":1168,"track":1169},"why-a-dollar-buys-less","\u002Flearn\u002F8\u002Finflation-basics\u002Fwhy-a-dollar-buys-less",64,"Warum ein Dollar weniger kauft","Die Preise kriechen fast jedes Jahr nach oben","Inflation","Inflation & Wirtschaft",{"stage":693,"step":651,"id":1171,"path":1172,"node":1173,"title":1174,"subtitle":1175,"topic":890,"track":1169},"the-5-cent-coke","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-5-cent-coke",65,"Die Cola für 5 Cent","Eine Flasche Coca-Cola kostete über 70 Jahre lang einen Nickel",{"stage":693,"step":659,"id":1177,"path":1178,"node":1179,"title":1180,"subtitle":1181,"topic":1168,"track":1169},"your-money-in-20-years","\u002Flearn\u002F8\u002Finflation-basics\u002Fyour-money-in-20-years",66,"Dein Geld in 20 Jahren","Was dein Erspartes von heute später wirklich kauft",{"stage":693,"step":667,"id":1183,"path":1184,"node":1185,"title":1186,"subtitle":1187,"topic":1168,"track":1169},"what-causes-inflation","\u002Flearn\u002F8\u002Finflation-basics\u002Fwhat-causes-inflation",67,"Woher Inflation kommt","Zu viel Geld jagt zu wenige Güter, und weitere Gründe",{"stage":693,"step":674,"id":1189,"path":1190,"node":1191,"title":1192,"subtitle":1193,"topic":1168,"track":1169},"real-and-nominal","\u002Flearn\u002F8\u002Finflation-basics\u002Freal-and-nominal",68,"Real und nominal","Die Zahl, die du siehst, und was sie wirklich wert ist",{"stage":693,"step":681,"id":1195,"path":1196,"node":1197,"title":1198,"subtitle":1199,"topic":1128,"track":1169},"zero-inflation-is-the-goal","\u002Flearn\u002F8\u002Finflation-basics\u002Fzero-inflation-is-the-goal",69,"Das Ziel ist null Inflation","Die Fed peilt mit Absicht etwa 2 % an",{"stage":693,"step":687,"id":1201,"path":1202,"node":1203,"title":1204,"subtitle":1205,"topic":1206,"track":1169},"the-wheelbarrow-of-marks","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-wheelbarrow-of-marks",70,"Die Schubkarre voller Mark","Im Deutschland von 1923 verdoppelten sich die Preise alle paar Tage, und die Ersparnisse eines Lebens wurden zu Papier","Wert",{"stage":693,"step":693,"id":1208,"path":1209,"node":1210,"title":1211,"subtitle":1212,"topic":1213,"track":1169},"gdp-the-size-of-the-pie","\u002Flearn\u002F8\u002Finflation-basics\u002Fgdp-the-size-of-the-pie",71,"BIP: Wie groß der Kuchen ist","Alles, was ein Land in einem Jahr herstellt, in einer einzigen Zahl","Wirtschaft",{"stage":693,"step":699,"id":1215,"path":1216,"node":1217,"title":1218,"subtitle":1219,"topic":1220,"track":1169},"the-big-mac-index","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-big-mac-index",72,"Der Big-Mac-Index","Ein Burger, der die Währungen der Welt vergleicht","Währungen",[1222],{"track":1169,"count":699},{"zone":699,"title":1224,"path":1225,"tier":634,"theme":1226,"lessons":1231,"topics":1294},"Risk & Insurance","\u002Flearn\u002F9\u002Frisk-and-insurance",{"key":1227,"name":1228,"light":1229,"dark":1230},"safety-net-cove","Safety Net Cove","#0369a1","#0a82c4",[1232,1240,1247,1254,1260,1267,1274,1280,1287],{"stage":699,"step":634,"id":1233,"path":1234,"node":1235,"title":1236,"subtitle":1237,"topic":1238,"track":1239},"risk-and-reward-travel-together","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Frisk-and-reward-travel-together",73,"Risiko und Rendite gehen Hand in Hand","Höhere mögliche Gewinne kommen mit größeren möglichen Verlusten","Risiko","Risiko, Versicherung & Wahrscheinlichkeit",{"stage":699,"step":651,"id":1241,"path":1242,"node":1243,"title":1244,"subtitle":1245,"topic":1246,"track":1239},"insurance-sharing-bad-luck","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Finsurance-sharing-bad-luck",74,"Versicherung: Pech teilen","Viele zahlen ein bisschen, damit wenige nicht ruiniert werden","Versicherung",{"stage":699,"step":659,"id":1248,"path":1249,"node":1250,"title":1251,"subtitle":1252,"topic":1253,"track":1239},"why-the-house-always-wins","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fwhy-the-house-always-wins",75,"Warum die Bank immer gewinnt","Die grünen Nullen beim Roulette bezahlen das Casino","Wahrscheinlichkeit",{"stage":699,"step":667,"id":1255,"path":1256,"node":1257,"title":1258,"subtitle":1259,"topic":1253,"track":1239},"expected-value","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fexpected-value",76,"Der Erwartungswert","Was eine Wette im Schnitt wert ist",{"stage":699,"step":674,"id":1261,"path":1262,"node":1263,"title":1264,"subtitle":1265,"topic":1266,"track":1239},"the-lottery-is-worth-a-shot","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fthe-lottery-is-worth-a-shot",77,"Lotto lohnt sich","Ein Powerball-Los verliert im Schnitt Geld","Lotterien",{"stage":699,"step":681,"id":1268,"path":1269,"node":1270,"title":1271,"subtitle":1272,"topic":1273,"track":760},"losses-hurt-twice-as-much","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Flosses-hurt-twice-as-much",78,"Verluste schmerzen doppelt","100 Dollar zu verlieren schmerzt mehr, als 100 Dollar zu gewinnen freut","Verlustaversion",{"stage":699,"step":687,"id":1275,"path":1276,"node":1277,"title":1278,"subtitle":1279,"topic":1246,"track":1239},"premiums-and-deductibles","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fpremiums-and-deductibles",79,"Prämien und Selbstbeteiligung","Was du jeden Monat zahlst und was, wenn es passiert",{"stage":699,"step":693,"id":1281,"path":1282,"node":1283,"title":1284,"subtitle":1285,"topic":1286,"track":1239},"is-the-warranty-worth-it","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fis-the-warranty-worth-it",80,"Lohnt sich die Garantie?","Rechne die Garantieverlängerung mit echten Wahrscheinlichkeiten durch","Erwartungswert",{"stage":699,"step":699,"id":1288,"path":1289,"node":1290,"title":1291,"subtitle":1292,"topic":1293,"track":1239},"the-farmers-lost-horse","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fthe-farmers-lost-horse",81,"Das verlorene Pferd des Bauern","In einem alten chinesischen Gleichnis wird jedes Pech zu Glück und jedes Glück zu Pech","Ungewissheit",[1295,1296],{"track":1239,"count":693},{"track":760,"count":634},{"zone":721,"title":1298,"path":1299,"tier":634,"theme":1300,"lessons":1305,"topics":1366},"Stock Basics","\u002Flearn\u002F10\u002Fstock-basics",{"key":1301,"name":1302,"light":1303,"dark":1304},"bull-ridge","Bull Ridge","#9a5b06","#b86e08",[1306,1314,1320,1327,1333,1340,1346,1353,1359],{"stage":721,"step":634,"id":1307,"path":1308,"node":1309,"title":1310,"subtitle":1311,"topic":1312,"track":1313},"a-share-is-a-slice-of-a-company","\u002Flearn\u002F10\u002Fstock-basics\u002Fa-share-is-a-slice-of-a-company",82,"Eine Aktie ist ein Stück einer Firma","Hast du eine Aktie, gehört dir ein Stück von allem, was die Firma tut","Aktien","Aktien & Unternehmen",{"stage":721,"step":651,"id":1315,"path":1316,"node":1317,"title":1318,"subtitle":1319,"topic":1312,"track":1313},"how-shareholders-get-paid","\u002Flearn\u002F10\u002Fstock-basics\u002Fhow-shareholders-get-paid",83,"Wie Aktionäre Geld bekommen","Dividenden und ein steigender Kurs",{"stage":721,"step":659,"id":1321,"path":1322,"node":1323,"title":1324,"subtitle":1325,"topic":1326,"track":1313},"the-buttonwood-agreement","\u002Flearn\u002F10\u002Fstock-basics\u002Fthe-buttonwood-agreement",84,"Das Buttonwood-Abkommen","Die Wall Street begann unter einem Baum","Aktienmärkte",{"stage":721,"step":667,"id":1328,"path":1329,"node":1330,"title":1331,"subtitle":1332,"topic":1326,"track":1313},"why-prices-move","\u002Flearn\u002F10\u002Fstock-basics\u002Fwhy-prices-move",85,"Warum sich Kurse bewegen","Eine Aktie ist wert, was jemand dafür zahlt",{"stage":721,"step":674,"id":1334,"path":1335,"node":1336,"title":1337,"subtitle":1338,"topic":1339,"track":1313},"100-a-month-in-the-market","\u002Flearn\u002F10\u002Fstock-basics\u002F100-a-month-in-the-market",86,"100 Dollar im Monat an der Börse","Was regelmäßiges Investieren in der US-Geschichte brachte","Geldanlage",{"stage":721,"step":681,"id":1341,"path":1342,"node":1343,"title":1344,"subtitle":1345,"topic":1339,"track":1313},"you-need-a-lot-to-invest","\u002Flearn\u002F10\u002Fstock-basics\u002Fyou-need-a-lot-to-invest",87,"Zum Investieren braucht man viel Geld","Mit Aktienbruchteilen kannst du mit einem Dollar anfangen",{"stage":721,"step":687,"id":1347,"path":1348,"node":1349,"title":1350,"subtitle":1351,"topic":1352,"track":1313},"owner-or-only-worker","\u002Flearn\u002F10\u002Fstock-basics\u002Fowner-or-only-worker",88,"Eigentümer oder nur Angestellter?","Angestellte verdienen Lohn; Eigentümer verdienen an der Arbeit aller","Eigentum",{"stage":721,"step":693,"id":1354,"path":1355,"node":1356,"title":1357,"subtitle":1358,"topic":989,"track":1313},"buffetts-first-stock","\u002Flearn\u002F10\u002Fstock-basics\u002Fbuffetts-first-stock",89,"Buffetts erste Aktien","Mit 11 kaufte Warren Buffett drei Aktien für 38 Dollar, verkaufte sie für 40 und sah sie auf rund 200 steigen",{"stage":721,"step":699,"id":1360,"path":1361,"node":1362,"title":1363,"subtitle":1364,"topic":1365,"track":760},"selling-winners-keeping-losers","\u002Flearn\u002F10\u002Fstock-basics\u002Fselling-winners-keeping-losers",90,"Gewinner verkaufen, Verlierer behalten","Wir nehmen Gewinne zu schnell mit und halten Verluste zu lange","Anlegerverhalten",[1367,1368],{"track":1313,"count":693},{"track":760,"count":634},{"zone":728,"title":1370,"path":1371,"tier":634,"theme":1372,"lessons":1377,"topics":1439},"Bond Basics","\u002Flearn\u002F11\u002Fbond-basics",{"key":1373,"name":1374,"light":1375,"dark":1376},"bond-bridge","Bond Bridge","#4f46e5","#6a6af2",[1378,1386,1392,1399,1405,1411,1418,1425,1432],{"stage":728,"step":634,"id":1379,"path":1380,"node":1381,"title":1382,"subtitle":1383,"topic":1384,"track":1385},"a-bond-is-an-iou","\u002Flearn\u002F11\u002Fbond-basics\u002Fa-bond-is-an-iou",91,"Eine Anleihe ist ein Schuldschein","Leih Geld und bekomm es mit Zinsen zurück","Anleihen","Anleihen & Zinsen",{"stage":728,"step":651,"id":1387,"path":1388,"node":1389,"title":1390,"subtitle":1391,"topic":1384,"track":1385},"coupon-maturity-face-value","\u002Flearn\u002F11\u002Fbond-basics\u002Fcoupon-maturity-face-value",92,"Kupon, Laufzeit, Nennwert","Die drei Zahlen jeder Anleihe",{"stage":728,"step":659,"id":1393,"path":1394,"node":1395,"title":1396,"subtitle":1397,"topic":1398,"track":1385},"buy-a-bond-win-a-war","\u002Flearn\u002F11\u002Fbond-basics\u002Fbuy-a-bond-win-a-war",93,"Kauf eine Anleihe, gewinn einen Krieg","Zig Millionen Amerikaner liehen Geld für den Zweiten Weltkrieg","Geschichte der Anleihen",{"stage":728,"step":667,"id":1400,"path":1401,"node":1402,"title":1403,"subtitle":1404,"topic":1384,"track":1385},"who-borrows-with-bonds","\u002Flearn\u002F11\u002Fbond-basics\u002Fwho-borrows-with-bonds",94,"Wer sich mit Anleihen Geld leiht","Staaten, Städte und Unternehmen",{"stage":728,"step":674,"id":1406,"path":1407,"node":1408,"title":1409,"subtitle":1410,"topic":957,"track":1385},"the-bond-seesaw","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-bond-seesaw",95,"Die Anleihen-Wippe","Steigen die Zinsen, fallen die Kurse bestehender Anleihen",{"stage":728,"step":681,"id":1412,"path":1413,"node":1414,"title":1415,"subtitle":1416,"topic":1417,"track":1385},"the-375-year-old-bond","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-375-year-old-bond",96,"Eine Anleihe, älter als die USA","Eine niederländische Anleihe eines Wasserverbands von 1648 zahlt Yale bis heute Zinsen","Versprechen",{"stage":728,"step":687,"id":1419,"path":1420,"node":1421,"title":1422,"subtitle":1423,"topic":1424,"track":1385},"bonds-cant-lose-money","\u002Flearn\u002F11\u002Fbond-basics\u002Fbonds-cant-lose-money",97,"Anleihen können kein Geld verlieren","2022 hatten US-Anleihen eines ihrer schlechtesten Jahre seit Beginn der Aufzeichnungen","Anleiherisiko",{"stage":728,"step":693,"id":1426,"path":1427,"node":1428,"title":1429,"subtitle":1430,"topic":1431,"track":1385},"the-king-who-kept-defaulting","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-king-who-kept-defaulting",98,"Der König der Staatsbankrotte","Philipp II. von Spanien zahlte viermal seine Schulden nicht","Staatsschulden",{"stage":728,"step":699,"id":1433,"path":1434,"node":1435,"title":1436,"subtitle":1437,"topic":1438,"track":760},"the-price-of-certainty","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-price-of-certainty",99,"Der Preis der Sicherheit","Wir zahlen extra, damit ein Risiko ganz verschwindet","Risikopsychologie",[1440,1441],{"track":1385,"count":693},{"track":760,"count":634},{"zone":735,"title":1443,"path":1444,"tier":634,"theme":1445,"lessons":1450,"topics":1511},"Index Funds","\u002Flearn\u002F12\u002Findex-funds",{"key":1446,"name":1447,"light":1448,"dark":1449},"index-isles","Index Isles","#0e7490","#0b8bab",[1451,1459,1466,1472,1478,1485,1492,1499,1505],{"stage":735,"step":634,"id":1452,"path":1453,"node":1454,"title":1455,"subtitle":1456,"topic":1457,"track":1458},"a-basket-instead-of-one-egg","\u002Flearn\u002F12\u002Findex-funds\u002Fa-basket-instead-of-one-egg",100,"Ein Korb statt nur ein Ei","Ein Fonds hält viele Anlagen auf einmal","Fonds","Fonds & Indizes",{"stage":735,"step":651,"id":1460,"path":1461,"node":1462,"title":1463,"subtitle":1464,"topic":1465,"track":1458},"what-an-index-is","\u002Flearn\u002F12\u002Findex-funds\u002Fwhat-an-index-is",101,"Was ein Index ist","Eine Liste, die für den ganzen Markt steht","Indizes",{"stage":735,"step":659,"id":1467,"path":1468,"node":1469,"title":1470,"subtitle":1471,"topic":1465,"track":1458},"the-dow-started-with-12","\u002Flearn\u002F12\u002Findex-funds\u002Fthe-dow-started-with-12",102,"Der Dow begann mit 12","Nur ein Gründungsmitglied hielt bis in dieses Jahrhundert",{"stage":735,"step":667,"id":1473,"path":1474,"node":1475,"title":1476,"subtitle":1477,"topic":1457,"track":1458},"active-and-passive-funds","\u002Flearn\u002F12\u002Findex-funds\u002Factive-and-passive-funds",103,"Aktive und passive Fonds","Aktien auswählen oder die ganze Liste kaufen",{"stage":735,"step":674,"id":1479,"path":1480,"node":1481,"title":1482,"subtitle":1483,"topic":1484,"track":1458},"what-1-costs-over-a-lifetime","\u002Flearn\u002F12\u002Findex-funds\u002Fwhat-1-costs-over-a-lifetime",104,"Was 1 % ein Leben lang kostet","Eine kleine Gebühr kann ein großes Stück vom Ergebnis nehmen","Gebühren",{"stage":735,"step":681,"id":1486,"path":1487,"node":1488,"title":1489,"subtitle":1490,"topic":1491,"track":1458},"most-pros-beat-the-market","\u002Flearn\u002F12\u002Findex-funds\u002Fmost-pros-beat-the-market",105,"Die meisten Profis schlagen den Markt","Über 15 Jahre lagen die meisten US-Aktienfonds hinter dem S&P 500","Aktives Management",{"stage":735,"step":687,"id":1493,"path":1494,"node":1495,"title":1496,"subtitle":1497,"topic":1498,"track":1458},"buffetts-million-dollar-bet","\u002Flearn\u002F12\u002Findex-funds\u002Fbuffetts-million-dollar-bet",106,"Buffetts Millionen-Wette","Ein schlichter Indexfonds schlug in zehn Jahren eine handverlesene Auswahl an Hedgefonds","Einfachheit",{"stage":735,"step":693,"id":1500,"path":1501,"node":1502,"title":1503,"subtitle":1504,"topic":1457,"track":1458},"etfs-and-mutual-funds","\u002Flearn\u002F12\u002Findex-funds\u002Fetfs-and-mutual-funds",107,"ETFs und Investmentfonds","Zwei Verpackungen für denselben Korb",{"stage":735,"step":699,"id":1506,"path":1507,"node":1508,"title":1509,"subtitle":1510,"topic":1365,"track":760},"doing-nothing-is-hard","\u002Flearn\u002F12\u002Findex-funds\u002Fdoing-nothing-is-hard",108,"Nichtstun ist schwer","Wer am meisten handelte, verdiente am wenigsten",[1512,1513],{"track":1458,"count":693},{"track":760,"count":634},{"zone":742,"title":1515,"path":1516,"tier":634,"theme":1517,"lessons":1522,"topics":1582},"Rent or Buy","\u002Flearn\u002F13\u002Frent-or-buy",{"key":1518,"name":1519,"light":1520,"dark":1521},"brick-bay","Brick Bay","#a63f12","#c4511c",[1523,1531,1538,1544,1550,1556,1563,1569,1575],{"stage":742,"step":634,"id":1524,"path":1525,"node":1526,"title":1527,"subtitle":1528,"topic":1529,"track":1530},"rent-or-own-what-you-pay-for","\u002Flearn\u002F13\u002Frent-or-buy\u002Frent-or-own-what-you-pay-for",109,"Mieten oder besitzen: Wofür du zahlst","Beides kostet Geld, das du nie zurückbekommst","Wohnen","Immobilien",{"stage":742,"step":651,"id":1532,"path":1533,"node":1534,"title":1535,"subtitle":1536,"topic":1537,"track":1530},"how-a-mortgage-works","\u002Flearn\u002F13\u002Frent-or-buy\u002Fhow-a-mortgage-works",110,"So funktioniert eine Hypothek","Ein Kredit für ein Zuhause, abbezahlt über Jahrzehnte","Hypotheken",{"stage":742,"step":659,"id":1539,"path":1540,"node":1541,"title":1542,"subtitle":1543,"topic":1537,"track":1530},"the-30-year-mortgage-is-rare","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-30-year-mortgage-is-rare",111,"Die 30-jährige Hypothek ist selten","Nur wenige Länder schreiben den Zins eines Hauskredits für 30 Jahre fest",{"stage":742,"step":667,"id":1545,"path":1546,"node":1547,"title":1548,"subtitle":1549,"topic":1537,"track":1530},"interest-comes-first","\u002Flearn\u002F13\u002Frent-or-buy\u002Finterest-comes-first",112,"Zuerst die Zinsen","Die ersten Raten sind vor allem Zinsen",{"stage":742,"step":674,"id":1551,"path":1552,"node":1553,"title":1554,"subtitle":1555,"topic":1537,"track":1530},"what-a-home-really-costs","\u002Flearn\u002F13\u002Frent-or-buy\u002Fwhat-a-home-really-costs",113,"Was ein Zuhause wirklich kostet","Das Preisschild gegen alles, was du zahlst",{"stage":742,"step":681,"id":1557,"path":1558,"node":1559,"title":1560,"subtitle":1561,"topic":1562,"track":1530},"down-payments-and-equity","\u002Flearn\u002F13\u002Frent-or-buy\u002Fdown-payments-and-equity",114,"Anzahlung und Eigenkapital","Der Teil des Hauses, der wirklich dir gehört","Eigenkapital im Haus",{"stage":742,"step":687,"id":1564,"path":1565,"node":1566,"title":1567,"subtitle":1568,"topic":1529,"track":1530},"renting-is-throwing-money-away","\u002Flearn\u002F13\u002Frent-or-buy\u002Frenting-is-throwing-money-away",115,"Miete ist rausgeschmissenes Geld","Auch Eigentümer haben Geld, das sie nie zurückbekommen",{"stage":742,"step":693,"id":1570,"path":1571,"node":1572,"title":1573,"subtitle":1574,"topic":1352,"track":1530},"the-landlords-game","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-landlords-game",116,"Das Vermieterspiel","Lizzie Magie erfand das Spiel, aus dem Monopoly wurde, um zu zeigen, wie Landbesitz die Miete aller anzieht, und bekam 500 Dollar",{"stage":742,"step":699,"id":1576,"path":1577,"node":1578,"title":1579,"subtitle":1580,"topic":1581,"track":1530},"getting-paid-by-a-building","\u002Flearn\u002F13\u002Frent-or-buy\u002Fgetting-paid-by-a-building",117,"Geld von einem Gebäude","Wie Mieteinnahmen funktionieren","Mietimmobilien",[1583],{"track":1530,"count":699},{"zone":749,"title":1585,"path":1586,"tier":634,"theme":1587,"lessons":1592,"topics":1656},"Crypto Basics","\u002Flearn\u002F14\u002Fcrypto-basics",{"key":1588,"name":1589,"light":1590,"dark":1591},"block-mesa","Block Mesa","#7e22ce","#9638e6",[1593,1601,1608,1615,1622,1629,1636,1643,1650],{"stage":749,"step":634,"id":1594,"path":1595,"node":1596,"title":1597,"subtitle":1598,"topic":1599,"track":1600},"money-without-a-bank","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fmoney-without-a-bank",118,"Geld ohne Bank","Bitcoin bewegt Werte ohne jemanden dazwischen","Kryptowährungen","Krypto & digitales Geld",{"stage":749,"step":651,"id":1602,"path":1603,"node":1604,"title":1605,"subtitle":1606,"topic":1607,"track":1600},"the-shared-notebook","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-shared-notebook",119,"Das gemeinsame Notizbuch","Eine Blockchain ist ein Register, von dem jeder eine Kopie hat","Blockchain",{"stage":749,"step":659,"id":1609,"path":1610,"node":1611,"title":1612,"subtitle":1613,"topic":1614,"track":1600},"nobody-knows-who-made-bitcoin","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fnobody-knows-who-made-bitcoin",120,"Niemand weiß, wer Bitcoin erfunden hat","Sein Schöpfer verschwand und ließ ein Vermögen unberührt","Krypto-Geschichte",{"stage":749,"step":667,"id":1616,"path":1617,"node":1618,"title":1619,"subtitle":1620,"topic":1621,"track":1600},"why-only-21-million","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fwhy-only-21-million",121,"Warum nur 21 Millionen","Eine Geldmenge, im Code festgelegt","Bitcoin-Angebot",{"stage":749,"step":674,"id":1623,"path":1624,"node":1625,"title":1626,"subtitle":1627,"topic":1628,"track":1600},"keys-and-wallets","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fkeys-and-wallets",122,"Schlüssel und Wallets","Wer den Schlüssel hat, hat die Coins","Krypto-Sicherheit",{"stage":749,"step":681,"id":1630,"path":1631,"node":1632,"title":1633,"subtitle":1634,"topic":1635,"track":1600},"the-10-000-bitcoin-pizza","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-10-000-bitcoin-pizza",123,"Die 10.000-Bitcoin-Pizza","2010 kaufte ein Programmierer zwei Pizzen mit Coins, die später Hunderte Millionen wert waren","Im Nachhinein",{"stage":749,"step":687,"id":1637,"path":1638,"node":1639,"title":1640,"subtitle":1641,"topic":1642,"track":1600},"crypto-is-anonymous","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fcrypto-is-anonymous",124,"Krypto ist anonym","Jede Bitcoin-Zahlung ist für immer öffentlich","Privatsphäre bei Krypto",{"stage":749,"step":693,"id":1644,"path":1645,"node":1646,"title":1647,"subtitle":1648,"topic":1649,"track":760},"fear-of-missing-out","\u002Flearn\u002F14\u002Fcrypto-basics\u002Ffear-of-missing-out",125,"Die Angst, etwas zu verpassen","Wer andere reich werden sieht, vergisst die Risiken","Herdenverhalten",{"stage":749,"step":699,"id":1651,"path":1652,"node":1653,"title":1654,"subtitle":1655,"topic":1614,"track":1600},"the-coin-that-started-as-a-joke","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-coin-that-started-as-a-joke",126,"Der Coin, der als Witz begann","Dogecoin wurde erfunden, um sich über Krypto lustig zu machen",[1657,1658],{"track":1600,"count":693},{"track":760,"count":634},{"zone":756,"title":1660,"path":1661,"tier":634,"theme":1662,"lessons":1667,"topics":1729},"Bubbles & Scams","\u002Flearn\u002F15\u002Fbubbles-and-scams",{"key":1663,"name":1664,"light":1665,"dark":1666},"bubble-bay","Bubble Bay","#c0267a","#e04096",[1668,1676,1683,1690,1696,1702,1709,1716,1722],{"stage":756,"step":634,"id":1669,"path":1670,"node":1671,"title":1672,"subtitle":1673,"topic":1674,"track":1675},"what-a-bubble-is","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fwhat-a-bubble-is",127,"Was eine Blase ist","Wenn Preise weit über dem schweben, was die Dinge wert sind","Blasen","Blasen, Betrug und Crashs",{"stage":756,"step":651,"id":1677,"path":1678,"node":1679,"title":1680,"subtitle":1681,"topic":1682,"track":1675},"the-ponzi-shape","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fthe-ponzi-shape",128,"Die Form eines Ponzi-Systems","Alte Anleger werden mit dem Geld neuer Anleger bezahlt","Betrug",{"stage":756,"step":659,"id":1684,"path":1685,"node":1686,"title":1687,"subtitle":1688,"topic":1689,"track":1675},"25-years-to-get-back","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002F25-years-to-get-back",129,"25 Jahre für den Weg zurück","Der Dow erreichte sein Hoch von 1929 erst 1954 wieder","Crashs",{"stage":756,"step":667,"id":1691,"path":1692,"node":1693,"title":1694,"subtitle":1695,"topic":1682,"track":1675},"red-flags-of-a-scam","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fred-flags-of-a-scam",130,"Die Warnsignale eines Betrugs","Garantiert, dringend, geheim",{"stage":756,"step":674,"id":1697,"path":1698,"node":1699,"title":1700,"subtitle":1701,"topic":1682,"track":1675},"smart-people-dont-get-scammed","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fsmart-people-dont-get-scammed",131,"Kluge Leute fallen nicht auf Betrug rein","Junge Erwachsene melden öfter Geldverluste durch Betrug als ältere",{"stage":756,"step":681,"id":1703,"path":1704,"node":1705,"title":1706,"subtitle":1707,"topic":1708,"track":1675},"pump-and-dump","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fpump-and-dump",132,"Die Pump-and-Dump-Masche","Eine Aktie hypen, an die Masse verkaufen, verschwinden","Marktmanipulation",{"stage":756,"step":687,"id":1710,"path":1711,"node":1712,"title":1713,"subtitle":1714,"topic":1715,"track":1675},"tulip-mania","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ftulip-mania",133,"Die Tulpenmanie","Niederländische Händler trieben einzelne Tulpenzwiebeln auf Fantasiepreise, doch der Crash war kleiner, als die Legende behauptet","Massen",{"stage":756,"step":693,"id":1717,"path":1718,"node":1719,"title":1720,"subtitle":1721,"topic":1649,"track":760},"following-the-herd","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ffollowing-the-herd",134,"Der Herde folgen","Wir vertrauen einer Masse, selbst wenn sie falschliegt",{"stage":756,"step":699,"id":1723,"path":1724,"node":1725,"title":1726,"subtitle":1727,"topic":1728,"track":1675},"ponzi-wasnt-first","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fponzi-wasnt-first",135,"Ponzi war nicht der Erste","Eine Frau aus Boston zog dasselbe System 40 Jahre früher auf","Betrugsgeschichte",[1730,1731],{"track":1675,"count":693},{"track":760,"count":634},{"zone":764,"title":1733,"path":1734,"tier":634,"theme":1735,"lessons":1740,"topics":1802},"Money & Happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness",{"key":1736,"name":1737,"light":1738,"dark":1739},"mind-maze","Mind Maze","#8a5a00","#a86e04",[1741,1748,1755,1761,1767,1774,1781,1788,1795],{"stage":764,"step":634,"id":1742,"path":1743,"node":1744,"title":1745,"subtitle":1746,"topic":1747,"track":760},"scarcity-shrinks-your-bandwidth","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fscarcity-shrinks-your-bandwidth",136,"Knappheit schrumpft deine Bandbreite","Geldsorgen belegen Platz im Kopf","Knappheit",{"stage":764,"step":651,"id":1749,"path":1750,"node":1751,"title":1752,"subtitle":1753,"topic":1754,"track":760},"your-money-story","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fyour-money-story",137,"Deine Geldgeschichte","Was du als Kind über Geld gelernt hast, hat bis heute das Sagen","Geldüberzeugungen",{"stage":764,"step":659,"id":1756,"path":1757,"node":1758,"title":1759,"subtitle":1760,"topic":759,"track":760},"does-winning-the-lottery-make-you-happy","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fdoes-winning-the-lottery-make-you-happy",138,"Macht ein Lottogewinn glücklich?","Die berühmte Studie über die „todunglücklichen Gewinner“ war winzig",{"stage":764,"step":667,"id":1762,"path":1763,"node":1764,"title":1765,"subtitle":1766,"topic":759,"track":760},"money-and-happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmoney-and-happiness",139,"Geld und Glück","Mehr Geld hilft, bis zu einem gewissen Punkt und darüber hinaus",{"stage":764,"step":674,"id":1768,"path":1769,"node":1770,"title":1771,"subtitle":1772,"topic":1773,"track":760},"if-then-plans","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fif-then-plans",140,"Wenn-dann-Pläne","Wer den Moment vorher festlegt, bleibt an seinen Zielen dran","Ziele",{"stage":764,"step":681,"id":1775,"path":1776,"node":1777,"title":1778,"subtitle":1779,"topic":1780,"track":760},"one-percent-better","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fone-percent-better",141,"Ein Prozent besser","Kleine tägliche Fortschritte wachsen wie Zinseszins","Gewohnheiten",{"stage":764,"step":687,"id":1782,"path":1783,"node":1784,"title":1785,"subtitle":1786,"topic":1787,"track":760},"millionaires-mostly-inherited-it","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmillionaires-mostly-inherited-it",142,"Millionäre haben meistens geerbt","In einer klassischen Studie hatten die meisten US-Millionäre ihr Vermögen selbst aufgebaut","Reichtum",{"stage":764,"step":693,"id":1789,"path":1790,"node":1791,"title":1792,"subtitle":1793,"topic":1794,"track":760},"the-ant-and-the-grasshopper","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fthe-ant-and-the-grasshopper",143,"Die Ameise und der Grashüpfer","Äsops Ameise legt Korn zurück, während der Grashüpfer den ganzen Sommer singt","Planung",{"stage":764,"step":699,"id":1796,"path":1797,"node":1798,"title":1799,"subtitle":1800,"topic":1801,"track":760},"comparison-is-a-thief","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fcomparison-is-a-thief",144,"Der Vergleich ist ein Dieb","Das Gehalt deiner Nachbarn verändert, wie du deins empfindest","Vergleich",[1803],{"track":760,"count":699},{"zone":771,"title":1805,"path":1806,"tier":651,"theme":637,"lessons":1807,"topics":1866},"Gold & the Dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar",[1808,1815,1822,1828,1835,1841,1847,1853,1860],{"stage":771,"step":634,"id":1809,"path":1810,"node":1811,"title":1812,"subtitle":1813,"topic":1814,"track":657},"the-gold-standard","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-gold-standard",145,"Der Goldstandard","Als jeder Dollar in Gold tauschbar war","Geldgeschichte",{"stage":771,"step":651,"id":1816,"path":1817,"node":1818,"title":1819,"subtitle":1820,"topic":1821,"track":657},"the-100-000-bill","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-100-000-bill",146,"Der 100.000-Dollar-Schein","Es gibt ihn, aber ausgeben könntest du ihn nie","Währung",{"stage":771,"step":659,"id":1823,"path":1824,"node":1825,"title":1826,"subtitle":1827,"topic":1814,"track":657},"greenbacks-money-for-a-war","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fgreenbacks-money-for-a-war",147,"Greenbacks: Geld für einen Krieg","Der Bürgerkrieg gab Amerika Papiergeld, gedeckt durch das Gesetz, nicht durch Gold",{"stage":771,"step":667,"id":1829,"path":1830,"node":1831,"title":1832,"subtitle":1833,"topic":1834,"track":657},"the-dollar-is-backed-by-gold","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-dollar-is-backed-by-gold",148,"Der Dollar ist durch Gold gedeckt","Ist er seit 1971 nicht mehr","Fiatgeld",{"stage":771,"step":674,"id":1836,"path":1837,"node":1838,"title":1839,"subtitle":1840,"topic":648,"track":657},"who-makes-the-dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fwho-makes-the-dollar",149,"Wer den Dollar macht","Die Münzanstalt, die Banknotendruckerei und die Fed",{"stage":771,"step":681,"id":1842,"path":1843,"node":1844,"title":1845,"subtitle":1846,"topic":1121,"track":657},"the-stone-that-sank","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-stone-that-sank",150,"Der Stein, der versank","Auf Yap zählte eine riesige Steinmünze, die im Meer verloren ging, weiter als Vermögen, weil sich alle einig waren, dass es sie gab",{"stage":771,"step":687,"id":1848,"path":1849,"node":1850,"title":1851,"subtitle":1852,"topic":1821,"track":657},"dollar-bills-are-mostly-cotton","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fdollar-bills-are-mostly-cotton",151,"Dollarscheine sind vor allem Baumwolle","Deshalb überleben sie die Waschmaschine",{"stage":771,"step":693,"id":1854,"path":1855,"node":1856,"title":1857,"subtitle":1858,"topic":1859,"track":657},"checks-cards-and-taps","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fchecks-cards-and-taps",152,"Schecks, Karten und Antippen","Wie die Amerikaner von Papier über Plastik zum Handy kamen","Zahlungen",{"stage":771,"step":699,"id":1861,"path":1862,"node":1863,"title":1864,"subtitle":1865,"topic":1149,"track":760},"the-endowment-effect","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-endowment-effect",153,"Der Besitztumseffekt","Was dir gehört, fühlt sich wertvoller an",[1867,1868],{"track":657,"count":693},{"track":760,"count":634},{"zone":779,"title":1870,"path":1871,"tier":651,"theme":712,"lessons":1872,"topics":1935},"Pay & Benefits","\u002Flearn\u002F18\u002Fpay-and-benefits",[1873,1880,1887,1894,1900,1907,1914,1921,1928],{"stage":779,"step":634,"id":1874,"path":1875,"node":1876,"title":1877,"subtitle":1878,"topic":1879,"track":665},"your-total-compensation","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fyour-total-compensation",154,"Deine Gesamtvergütung","Dein Gehalt ist nur ein Teil dessen, was ein Job zahlt","Vergütung",{"stage":779,"step":651,"id":1881,"path":1882,"node":1883,"title":1884,"subtitle":1885,"topic":1886,"track":665},"the-employer-match","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-employer-match",155,"Der Arbeitgeberzuschuss","Geld, das dein Arbeitgeber drauflegt, wenn du sparst","Altersvorsorgepläne",{"stage":779,"step":659,"id":1888,"path":1889,"node":1890,"title":1891,"subtitle":1892,"topic":1893,"track":665},"a-dozen-jobs-in-a-lifetime","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fa-dozen-jobs-in-a-lifetime",156,"Ein Dutzend Jobs in einem Leben","Das durchschnittliche US-Berufsleben hat viele Kapitel","Berufsleben",{"stage":779,"step":667,"id":1895,"path":1896,"node":1897,"title":1898,"subtitle":1899,"topic":731,"track":665},"w-2-or-1099","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fw-2-or-1099",157,"W-2 oder 1099","Angestellt oder selbstständig: Das ändert deine Steuern",{"stage":779,"step":674,"id":1901,"path":1902,"node":1903,"title":1904,"subtitle":1905,"topic":1906,"track":665},"every-hour-over-40-pays-extra","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fevery-hour-over-40-pays-extra",158,"Jede Stunde über 40 wird extra bezahlt","Viele Angestellte mit Gehalt bekommen gar keinen Überstundenzuschlag","Arbeitsrecht",{"stage":779,"step":681,"id":1908,"path":1909,"node":1910,"title":1911,"subtitle":1912,"topic":1913,"track":665},"negotiating-your-pay","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fnegotiating-your-pay",159,"Dein Gehalt verhandeln","Die erste Zahl auf dem Tisch prägt das Ergebnis","Verhandlung",{"stage":779,"step":687,"id":1915,"path":1916,"node":1917,"title":1918,"subtitle":1919,"topic":1920,"track":665},"what-a-raise-is-worth","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fwhat-a-raise-is-worth",160,"Was eine Gehaltserhöhung wert ist","Eine kleine Erhöhung wächst übers Berufsleben wie Zinseszins","Verdienst",{"stage":779,"step":693,"id":1922,"path":1923,"node":1924,"title":1925,"subtitle":1926,"topic":1927,"track":760},"the-sunk-cost-trap","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-sunk-cost-trap",161,"Die Falle der versunkenen Kosten","Schon investierte Jahre sollten nicht über die nächsten entscheiden","Entscheidungen",{"stage":779,"step":699,"id":1929,"path":1930,"node":1931,"title":1932,"subtitle":1933,"topic":1934,"track":665},"the-bobbin-boy","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-bobbin-boy",162,"Der Spulenjunge","Andrew Carnegie fing mit 1,20 Dollar pro Woche in einer Baumwollspinnerei an, baute ein Stahlimperium auf und verschenkte das meiste davon","Ehrgeiz",[1936,1937],{"track":665,"count":693},{"track":760,"count":634},{"zone":798,"title":1939,"path":1940,"tier":651,"theme":789,"lessons":1941,"topics":2004},"Starting a Business","\u002Flearn\u002F19\u002Fstarting-a-business",[1942,1949,1956,1963,1970,1977,1984,1990,1997],{"stage":798,"step":634,"id":1943,"path":1944,"node":1945,"title":1946,"subtitle":1947,"topic":1948,"track":802},"find-a-problem-people-pay-for","\u002Flearn\u002F19\u002Fstarting-a-business\u002Ffind-a-problem-people-pay-for",163,"Finde ein Problem, für das Leute zahlen","Unternehmen verkaufen Lösungen für echten Schmerz","Ideen",{"stage":798,"step":651,"id":1950,"path":1951,"node":1952,"title":1953,"subtitle":1954,"topic":1955,"track":802},"your-first-customer","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fyour-first-customer",164,"Dein erster Kunde","Verkauf es, bevor du es baust","Validierung",{"stage":798,"step":659,"id":1957,"path":1958,"node":1959,"title":1960,"subtitle":1961,"topic":1962,"track":802},"post-it-notes-were-a-failed-glue","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fpost-it-notes-were-a-failed-glue",165,"Post-its waren ein gescheiterter Kleber","Ein schwacher Klebstoff wurde zum Bestseller","Erfindungen",{"stage":798,"step":667,"id":1964,"path":1965,"node":1966,"title":1967,"subtitle":1968,"topic":1969,"track":802},"a-business-needs-employees","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fa-business-needs-employees",166,"Ein Unternehmen braucht Angestellte","Etwa vier von fünf US-Unternehmen haben keine","Kleinunternehmen",{"stage":798,"step":674,"id":1971,"path":1972,"node":1973,"title":1974,"subtitle":1975,"topic":1976,"track":802},"spanxs-5-000","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fspanxs-5-000",167,"Spanx und die 5.000 Dollar","Sara Blakely verkaufte Faxgeräte von Tür zu Tür, schnitt die Füße ihrer Strumpfhose ab und baute Spanx mit 5.000 Dollar Erspartem auf","Anfangen",{"stage":798,"step":681,"id":1978,"path":1979,"node":1980,"title":1981,"subtitle":1982,"topic":1983,"track":802},"cost-plus-or-value-pricing","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fcost-plus-or-value-pricing",168,"Kostenaufschlag oder Wertpreis","Verlange, was es kostet, oder was es wert ist","Preisgestaltung",{"stage":798,"step":687,"id":1985,"path":1986,"node":1987,"title":1988,"subtitle":1989,"topic":829,"track":802},"how-many-customers-to-quit-your-job","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fhow-many-customers-to-quit-your-job",169,"Wie viele Kunden, um deinen Job zu kündigen?","Deine Ausstiegszahl in Kunden",{"stage":798,"step":693,"id":1991,"path":1992,"node":1993,"title":1994,"subtitle":1995,"topic":1996,"track":802},"bootstrapping-or-investors","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fbootstrapping-or-investors",170,"Bootstrapping oder Investoren","Nutze dein eigenes Geld oder verkaufe ein Stück der Firma","Finanzierung",{"stage":798,"step":699,"id":1998,"path":1999,"node":2000,"title":2001,"subtitle":2002,"topic":2003,"track":760},"the-spotlight-effect","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fthe-spotlight-effect",171,"Der Spotlight-Effekt","Andere bemerken dich viel weniger, als du denkst","Angst vor Bewertung",[2005,2006],{"track":802,"count":693},{"track":760,"count":634},{"zone":806,"title":2008,"path":2009,"tier":651,"theme":864,"lessons":2010,"topics":2069},"Lifestyle Creep","\u002Flearn\u002F20\u002Flifestyle-creep",[2011,2017,2023,2030,2036,2043,2049,2056,2062],{"stage":806,"step":634,"id":2012,"path":2013,"node":2014,"title":2015,"subtitle":2016,"topic":876,"track":877},"fixed-and-variable-costs-at-home","\u002Flearn\u002F20\u002Flifestyle-creep\u002Ffixed-and-variable-costs-at-home",172,"Fixkosten und variable Kosten zu Hause","Die Posten, die sich nie bewegen, und die, die du steuerst",{"stage":806,"step":651,"id":2018,"path":2019,"node":2020,"title":2021,"subtitle":2022,"topic":890,"track":877},"the-decoy-price","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-decoy-price",173,"Der Köder-Preis","Eine nutzlose Option kann eine andere wie ein Schnäppchen aussehen lassen",{"stage":806,"step":659,"id":2024,"path":2025,"node":2026,"title":2027,"subtitle":2028,"topic":2029,"track":877},"lifestyle-creep","\u002Flearn\u002F20\u002Flifestyle-creep\u002Flifestyle-creep",174,"Die Lifestyle-Inflation","Wenn die Ausgaben mit jeder Gehaltserhöhung mitwachsen","Ausgaben",{"stage":806,"step":667,"id":2031,"path":2032,"node":2033,"title":2034,"subtitle":2035,"topic":876,"track":877},"sinking-funds","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fsinking-funds",175,"Rücklagen für Kosten mit Ansage","Jeden Monat ein bisschen sparen für Rechnungen, die sicher kommen",{"stage":806,"step":674,"id":2037,"path":2038,"node":2039,"title":2040,"subtitle":2041,"topic":2042,"track":877},"a-new-car-is-an-investment","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fa-new-car-is-an-investment",176,"Ein Neuwagen ist eine Investition","Die meisten Autos verlieren schnell an Wert","Autos",{"stage":806,"step":681,"id":2044,"path":2045,"node":2046,"title":2047,"subtitle":2048,"topic":2042,"track":877},"the-true-cost-of-a-car","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-true-cost-of-a-car",177,"Was ein Auto wirklich kostet","Rate, Versicherung, Benzin, Reparaturen und der Wert, den es verliert",{"stage":806,"step":687,"id":2050,"path":2051,"node":2052,"title":2053,"subtitle":2054,"topic":2055,"track":877},"the-diderot-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-diderot-effect",178,"Der Diderot-Effekt","Der schöne neue Hausmantel eines Philosophen ließ alles, was er besaß, schäbig aussehen, und das Aufrüsten hörte nie mehr auf","Das Wollen",{"stage":806,"step":693,"id":2057,"path":2058,"node":2059,"title":2060,"subtitle":2061,"topic":1149,"track":760},"the-ikea-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-ikea-effect",179,"Der IKEA-Effekt","Wir lieben, was wir selbst bauen",{"stage":806,"step":699,"id":2063,"path":2064,"node":2065,"title":2066,"subtitle":2067,"topic":2068,"track":877},"the-30-day-pause","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-30-day-pause",180,"Die 30-Tage-Pause","Wartest du bei einem Wunsch, zeigt sich, ob du ihn noch willst","Ausgabegewohnheiten",[2070,2071],{"track":877,"count":693},{"track":760,"count":634}]