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Eine größere Wohnung vielleicht nicht","Budgetplanung","Ausgaben & Budget",{"stage":38,"step":22,"id":250,"path":251,"node":252,"title":253,"subtitle":254,"topic":247,"track":248},"the-50-30-20-budget","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-50-30-20-budget",29,"Das 50\u002F30\u002F20-Budget","Die Hälfte für Bedürfnisse, ein Drittel für Wünsche, ein Fünftel für die Zukunft",{"stage":38,"step":30,"id":256,"path":257,"node":258,"title":259,"subtitle":260,"topic":261,"track":248},"why-prices-end-in-99","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhy-prices-end-in-99",30,"Warum Preise auf ,99 enden","4,99 $ fühlt sich viel billiger an als 5,00 $","Preise",{"stage":38,"step":38,"id":263,"path":264,"node":265,"title":266,"subtitle":267,"topic":268,"track":248},"the-subscriptions-that-never-sleep","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-subscriptions-that-never-sleep",31,"Die Abos, die nie schlafen","Kleine Monatsbeträge ergeben eine große Jahresrechnung","Laufende 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als eine 40-Dollar-Jacke, die du nie trägst","Klug ausgeben",{"stage":38,"step":64,"id":291,"path":292,"node":293,"title":294,"subtitle":295,"topic":247,"track":248},"where-did-my-month-go","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhere-did-my-month-go",35,"Wo ist mein Monat hin?","Deine Ausgaben, als ein Bild gezeichnet",{"stage":38,"step":70,"id":297,"path":298,"node":299,"title":300,"subtitle":301,"topic":302,"track":248},"the-gruen-transfer","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-gruen-transfer",36,"Der Gruen-Effekt","Einkaufszentren sind so gebaut, dass du vergisst, warum du gekommen bist","Ladendesign",[304,305],{"track":248,"count":64},{"track":131,"count":5},{"zone":45,"title":307,"path":308,"tier":5,"theme":309,"lessons":314,"topics":374},"Compound Interest","\u002Flearn\u002F5\u002Fcompound-interest",{"key":310,"name":311,"light":312,"dark":313},"compound-gardens","Compound 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Sparen",{"stage":45,"step":58,"id":355,"path":356,"node":357,"title":358,"subtitle":359,"topic":360,"track":146},"franklins-200-year-gift","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffranklins-200-year-gift",43,"Franklins 200-Jahre-Geschenk","Benjamin Franklin vermachte Boston 1.000 £, die 200 Jahre wachsen sollten; 1990 waren daraus Millionen geworden","Geduld",{"stage":45,"step":64,"id":362,"path":363,"node":364,"title":365,"subtitle":366,"topic":367,"track":131},"future-you-is-a-stranger","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffuture-you-is-a-stranger",44,"Dein zukünftiges Ich ist ein Fremder","Dein Gehirn behandelt dein älteres Ich wie jemand anderen","Sparpsychologie",{"stage":45,"step":70,"id":369,"path":370,"node":371,"title":372,"subtitle":373,"topic":321,"track":146},"the-emergency-fund","\u002Flearn\u002F5\u002Fcompound-interest\u002Fthe-emergency-fund",45,"Der Notgroschen","Bargeld, das aus einer Krise eine Unannehmlichkeit macht",[375,376],{"track":146,"count":64},{"track":131,"count":5},{"zone":52,"title":378,"path":379,"tier":5,"theme":380,"lessons":385,"topics":447},"Debt & Credit","\u002Flearn\u002F6\u002Fdebt-and-credit",{"key":381,"name":382,"light":383,"dark":384},"debt-canyon","Debt Canyon","#b42318","#d63b2f",[386,394,400,407,413,420,426,433,440],{"stage":52,"step":5,"id":387,"path":388,"node":389,"title":390,"subtitle":391,"topic":392,"track":393},"borrowing-is-renting-money","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fborrowing-is-renting-money",46,"Leihen heißt Geld mieten","Zinsen sind die Miete, die du für fremdes Geld zahlst","Schulden","Leihen, Kredit & Schulden",{"stage":52,"step":22,"id":395,"path":396,"node":397,"title":398,"subtitle":399,"topic":392,"track":393},"apr-the-real-price-of-a-loan","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fapr-the-real-price-of-a-loan",47,"APR: Der echte Preis eines Kredits","Eine Zahl, um jeden Kredit zu 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tilgen",{"stage":52,"step":52,"id":421,"path":422,"node":423,"title":424,"subtitle":425,"topic":392,"track":393},"what-debt-buys","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fwhat-debt-buys",51,"Was Schulden kaufen","Leihen für Dinge, die wachsen, oder für Dinge, die schrumpfen",{"stage":52,"step":58,"id":427,"path":428,"node":429,"title":430,"subtitle":431,"topic":432,"track":131},"present-bias","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fpresent-bias",52,"Heute schlägt morgen","Heute fühlt sich immer echter an als morgen","Psychologie des Leihens",{"stage":52,"step":64,"id":434,"path":435,"node":436,"title":437,"subtitle":438,"topic":439,"track":393},"twain-pays-it-all-back","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Ftwain-pays-it-all-back",53,"Twain zahlt alles zurück","Mark Twain ging mit einer Setzmaschine pleite und tourte als Redner um die Welt, um jeden Gläubiger voll 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Korb",{"stage":106,"step":70,"id":877,"path":878,"node":879,"title":880,"subtitle":881,"topic":736,"track":131},"doing-nothing-is-hard","\u002Flearn\u002F12\u002Findex-funds\u002Fdoing-nothing-is-hard",108,"Nichtstun ist schwer","Wer am meisten handelte, verdiente am wenigsten",[883,884],{"track":829,"count":64},{"track":131,"count":5},{"zone":113,"title":886,"path":887,"tier":5,"theme":888,"lessons":893,"topics":953},"Rent or Buy","\u002Flearn\u002F13\u002Frent-or-buy",{"key":889,"name":890,"light":891,"dark":892},"brick-bay","Brick Bay","#a63f12","#c4511c",[894,902,909,915,921,927,934,940,946],{"stage":113,"step":5,"id":895,"path":896,"node":897,"title":898,"subtitle":899,"topic":900,"track":901},"rent-or-own-what-you-pay-for","\u002Flearn\u002F13\u002Frent-or-buy\u002Frent-or-own-what-you-pay-for",109,"Mieten oder besitzen: Wofür du zahlst","Beides kostet Geld, das du nie zurückbekommst","Wohnen","Immobilien",{"stage":113,"step":22,"id":903,"path":904,"node":905,"title":906,"subtitle":907,"topic":908,"track":901},"how-a-mortgage-works","\u002Flearn\u002F13\u002Frent-or-buy\u002Fhow-a-mortgage-works",110,"So funktioniert eine Hypothek","Ein Kredit für ein Zuhause, abbezahlt über Jahrzehnte","Hypotheken",{"stage":113,"step":30,"id":910,"path":911,"node":912,"title":913,"subtitle":914,"topic":908,"track":901},"the-30-year-mortgage-is-rare","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-30-year-mortgage-is-rare",111,"Die 30-jährige Hypothek ist selten","Nur wenige Länder schreiben den Zins eines Hauskredits für 30 Jahre fest",{"stage":113,"step":38,"id":916,"path":917,"node":918,"title":919,"subtitle":920,"topic":908,"track":901},"interest-comes-first","\u002Flearn\u002F13\u002Frent-or-buy\u002Finterest-comes-first",112,"Zuerst die Zinsen","Die ersten Raten sind vor allem Zinsen",{"stage":113,"step":45,"id":922,"path":923,"node":924,"title":925,"subtitle":926,"topic":908,"track":901},"what-a-home-really-costs","\u002Flearn\u002F13\u002Frent-or-buy\u002Fwhat-a-home-really-costs",113,"Was ein Zuhause wirklich kostet","Das Preisschild gegen alles, was du zahlst",{"stage":113,"step":52,"id":928,"path":929,"node":930,"title":931,"subtitle":932,"topic":933,"track":901},"down-payments-and-equity","\u002Flearn\u002F13\u002Frent-or-buy\u002Fdown-payments-and-equity",114,"Anzahlung und Eigenkapital","Der Teil des Hauses, der wirklich dir gehört","Eigenkapital im Haus",{"stage":113,"step":58,"id":935,"path":936,"node":937,"title":938,"subtitle":939,"topic":900,"track":901},"renting-is-throwing-money-away","\u002Flearn\u002F13\u002Frent-or-buy\u002Frenting-is-throwing-money-away",115,"Miete ist rausgeschmissenes Geld","Auch Eigentümer haben Geld, das sie nie zurückbekommen",{"stage":113,"step":64,"id":941,"path":942,"node":943,"title":944,"subtitle":945,"topic":723,"track":901},"the-landlords-game","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-landlords-game",116,"Das Vermieterspiel","Lizzie Magie erfand das Spiel, aus dem Monopoly wurde, um zu zeigen, wie Landbesitz die Miete aller anzieht, und bekam 500 Dollar",{"stage":113,"step":70,"id":947,"path":948,"node":949,"title":950,"subtitle":951,"topic":952,"track":901},"getting-paid-by-a-building","\u002Flearn\u002F13\u002Frent-or-buy\u002Fgetting-paid-by-a-building",117,"Geld von einem Gebäude","Wie Mieteinnahmen funktionieren","Mietimmobilien",[954],{"track":901,"count":70},{"zone":120,"title":956,"path":957,"tier":5,"theme":958,"lessons":963,"topics":1027},"Crypto Basics","\u002Flearn\u002F14\u002Fcrypto-basics",{"key":959,"name":960,"light":961,"dark":962},"block-mesa","Block 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unberührt","Krypto-Geschichte",{"stage":120,"step":38,"id":987,"path":988,"node":989,"title":990,"subtitle":991,"topic":992,"track":971},"why-only-21-million","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fwhy-only-21-million",121,"Warum nur 21 Millionen","Eine Geldmenge, im Code festgelegt","Bitcoin-Angebot",{"stage":120,"step":45,"id":994,"path":995,"node":996,"title":997,"subtitle":998,"topic":999,"track":971},"keys-and-wallets","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fkeys-and-wallets",122,"Schlüssel und Wallets","Wer den Schlüssel hat, hat die Coins","Krypto-Sicherheit",{"stage":120,"step":52,"id":1001,"path":1002,"node":1003,"title":1004,"subtitle":1005,"topic":1006,"track":971},"the-10-000-bitcoin-pizza","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-10-000-bitcoin-pizza",123,"Die 10.000-Bitcoin-Pizza","2010 kaufte ein Programmierer zwei Pizzen mit Coins, die später Hunderte Millionen wert waren","Im Nachhinein",{"stage":120,"step":58,"id":1008,"path":1009,"node":1010,"title":1011,"subtitle":1012,"topic":1013,"track":971},"crypto-is-anonymous","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fcrypto-is-anonymous",124,"Krypto ist anonym","Jede Bitcoin-Zahlung ist für immer öffentlich","Privatsphäre bei Krypto",{"stage":120,"step":64,"id":1015,"path":1016,"node":1017,"title":1018,"subtitle":1019,"topic":1020,"track":131},"fear-of-missing-out","\u002Flearn\u002F14\u002Fcrypto-basics\u002Ffear-of-missing-out",125,"Die Angst, etwas zu verpassen","Wer andere reich werden sieht, vergisst die Risiken","Herdenverhalten",{"stage":120,"step":70,"id":1022,"path":1023,"node":1024,"title":1025,"subtitle":1026,"topic":985,"track":971},"the-coin-that-started-as-a-joke","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-coin-that-started-as-a-joke",126,"Der Coin, der als Witz begann","Dogecoin wurde erfunden, um sich über Krypto lustig zu machen",[1028,1029],{"track":971,"count":64},{"track":131,"count":5},{"zone":127,"title":1031,"path":1032,"tier":5,"theme":1033,"lessons":1038,"topics":1100},"Bubbles & Scams","\u002Flearn\u002F15\u002Fbubbles-and-scams",{"key":1034,"name":1035,"light":1036,"dark":1037},"bubble-bay","Bubble Bay","#c0267a","#e04096",[1039,1047,1054,1061,1067,1073,1080,1087,1093],{"stage":127,"step":5,"id":1040,"path":1041,"node":1042,"title":1043,"subtitle":1044,"topic":1045,"track":1046},"what-a-bubble-is","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fwhat-a-bubble-is",127,"Was eine Blase ist","Wenn Preise weit über dem schweben, was die Dinge wert sind","Blasen","Blasen, Betrug und Crashs",{"stage":127,"step":22,"id":1048,"path":1049,"node":1050,"title":1051,"subtitle":1052,"topic":1053,"track":1046},"the-ponzi-shape","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fthe-ponzi-shape",128,"Die Form eines Ponzi-Systems","Alte Anleger werden mit dem Geld neuer Anleger bezahlt","Betrug",{"stage":127,"step":30,"id":1055,"path":1056,"node":1057,"title":1058,"subtitle":1059,"topic":1060,"track":1046},"25-years-to-get-back","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002F25-years-to-get-back",129,"25 Jahre für den Weg zurück","Der Dow erreichte sein Hoch von 1929 erst 1954 wieder","Crashs",{"stage":127,"step":38,"id":1062,"path":1063,"node":1064,"title":1065,"subtitle":1066,"topic":1053,"track":1046},"red-flags-of-a-scam","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fred-flags-of-a-scam",130,"Die Warnsignale eines Betrugs","Garantiert, dringend, geheim",{"stage":127,"step":45,"id":1068,"path":1069,"node":1070,"title":1071,"subtitle":1072,"topic":1053,"track":1046},"smart-people-dont-get-scammed","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fsmart-people-dont-get-scammed",131,"Kluge Leute fallen nicht auf Betrug rein","Junge Erwachsene melden öfter Geldverluste durch Betrug als ältere",{"stage":127,"step":52,"id":1074,"path":1075,"node":1076,"title":1077,"subtitle":1078,"topic":1079,"track":1046},"pump-and-dump","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fpump-and-dump",132,"Die Pump-and-Dump-Masche","Eine Aktie hypen, an die Masse verkaufen, verschwinden","Marktmanipulation",{"stage":127,"step":58,"id":1081,"path":1082,"node":1083,"title":1084,"subtitle":1085,"topic":1086,"track":1046},"tulip-mania","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ftulip-mania",133,"Die Tulpenmanie","Niederländische Händler trieben einzelne Tulpenzwiebeln auf Fantasiepreise, doch der Crash war kleiner, als die Legende behauptet","Massen",{"stage":127,"step":64,"id":1088,"path":1089,"node":1090,"title":1091,"subtitle":1092,"topic":1020,"track":131},"following-the-herd","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ffollowing-the-herd",134,"Der Herde folgen","Wir vertrauen einer Masse, selbst wenn sie falschliegt",{"stage":127,"step":70,"id":1094,"path":1095,"node":1096,"title":1097,"subtitle":1098,"topic":1099,"track":1046},"ponzi-wasnt-first","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fponzi-wasnt-first",135,"Ponzi war nicht der Erste","Eine Frau aus Boston zog dasselbe System 40 Jahre früher auf","Betrugsgeschichte",[1101,1102],{"track":1046,"count":64},{"track":131,"count":5},{"zone":135,"title":1104,"path":1105,"tier":5,"theme":1106,"lessons":1111,"topics":1173},"Money & Happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness",{"key":1107,"name":1108,"light":1109,"dark":1110},"mind-maze","Mind Maze","#8a5a00","#a86e04",[1112,1119,1126,1132,1138,1145,1152,1159,1166],{"stage":135,"step":5,"id":1113,"path":1114,"node":1115,"title":1116,"subtitle":1117,"topic":1118,"track":131},"scarcity-shrinks-your-bandwidth","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fscarcity-shrinks-your-bandwidth",136,"Knappheit schrumpft deine Bandbreite","Geldsorgen belegen Platz im Kopf","Knappheit",{"stage":135,"step":22,"id":1120,"path":1121,"node":1122,"title":1123,"subtitle":1124,"topic":1125,"track":131},"your-money-story","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fyour-money-story",137,"Deine Geldgeschichte","Was du als Kind über Geld gelernt hast, hat bis heute das Sagen","Geldüberzeugungen",{"stage":135,"step":30,"id":1127,"path":1128,"node":1129,"title":1130,"subtitle":1131,"topic":130,"track":131},"does-winning-the-lottery-make-you-happy","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fdoes-winning-the-lottery-make-you-happy",138,"Macht ein Lottogewinn glücklich?","Die berühmte Studie über die „todunglücklichen Gewinner“ war winzig",{"stage":135,"step":38,"id":1133,"path":1134,"node":1135,"title":1136,"subtitle":1137,"topic":130,"track":131},"money-and-happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmoney-and-happiness",139,"Geld und Glück","Mehr Geld hilft, bis zu einem gewissen Punkt und darüber hinaus",{"stage":135,"step":45,"id":1139,"path":1140,"node":1141,"title":1142,"subtitle":1143,"topic":1144,"track":131},"if-then-plans","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fif-then-plans",140,"Wenn-dann-Pläne","Wer den Moment vorher festlegt, bleibt an seinen Zielen dran","Ziele",{"stage":135,"step":52,"id":1146,"path":1147,"node":1148,"title":1149,"subtitle":1150,"topic":1151,"track":131},"one-percent-better","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fone-percent-better",141,"Ein Prozent besser","Kleine tägliche Fortschritte wachsen wie Zinseszins","Gewohnheiten",{"stage":135,"step":58,"id":1153,"path":1154,"node":1155,"title":1156,"subtitle":1157,"topic":1158,"track":131},"millionaires-mostly-inherited-it","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmillionaires-mostly-inherited-it",142,"Millionäre haben meistens geerbt","In einer klassischen Studie hatten die meisten US-Millionäre ihr Vermögen selbst aufgebaut","Reichtum",{"stage":135,"step":64,"id":1160,"path":1161,"node":1162,"title":1163,"subtitle":1164,"topic":1165,"track":131},"the-ant-and-the-grasshopper","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fthe-ant-and-the-grasshopper",143,"Die Ameise und der Grashüpfer","Äsops Ameise legt Korn zurück, während der Grashüpfer den ganzen Sommer singt","Planung",{"stage":135,"step":70,"id":1167,"path":1168,"node":1169,"title":1170,"subtitle":1171,"topic":1172,"track":131},"comparison-is-a-thief","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fcomparison-is-a-thief",144,"Der Vergleich ist ein Dieb","Das Gehalt deiner Nachbarn verändert, wie du deins empfindest","Vergleich",[1174],{"track":131,"count":70},{"zone":142,"title":1176,"path":1177,"tier":22,"theme":8,"lessons":1178,"topics":1237},"Gold & the Dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar",[1179,1186,1193,1199,1206,1212,1218,1224,1231],{"stage":142,"step":5,"id":1180,"path":1181,"node":1182,"title":1183,"subtitle":1184,"topic":1185,"track":28},"the-gold-standard","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-gold-standard",145,"Der Goldstandard","Als jeder Dollar in Gold tauschbar war","Geldgeschichte",{"stage":142,"step":22,"id":1187,"path":1188,"node":1189,"title":1190,"subtitle":1191,"topic":1192,"track":28},"the-100-000-bill","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-100-000-bill",146,"Der 100.000-Dollar-Schein","Es gibt ihn, aber ausgeben könntest du ihn nie","Währung",{"stage":142,"step":30,"id":1194,"path":1195,"node":1196,"title":1197,"subtitle":1198,"topic":1185,"track":28},"greenbacks-money-for-a-war","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fgreenbacks-money-for-a-war",147,"Greenbacks: Geld für einen Krieg","Der Bürgerkrieg gab Amerika Papiergeld, gedeckt durch das Gesetz, nicht durch Gold",{"stage":142,"step":38,"id":1200,"path":1201,"node":1202,"title":1203,"subtitle":1204,"topic":1205,"track":28},"the-dollar-is-backed-by-gold","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-dollar-is-backed-by-gold",148,"Der Dollar ist durch Gold gedeckt","Ist er seit 1971 nicht mehr","Fiatgeld",{"stage":142,"step":45,"id":1207,"path":1208,"node":1209,"title":1210,"subtitle":1211,"topic":19,"track":28},"who-makes-the-dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fwho-makes-the-dollar",149,"Wer den Dollar macht","Die Münzanstalt, die Banknotendruckerei und die Fed",{"stage":142,"step":52,"id":1213,"path":1214,"node":1215,"title":1216,"subtitle":1217,"topic":492,"track":28},"the-stone-that-sank","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-stone-that-sank",150,"Der Stein, der versank","Auf Yap zählte eine riesige Steinmünze, die im Meer verloren ging, weiter als Vermögen, weil sich alle einig waren, dass es sie gab",{"stage":142,"step":58,"id":1219,"path":1220,"node":1221,"title":1222,"subtitle":1223,"topic":1192,"track":28},"dollar-bills-are-mostly-cotton","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fdollar-bills-are-mostly-cotton",151,"Dollarscheine sind vor allem Baumwolle","Deshalb überleben sie die Waschmaschine",{"stage":142,"step":64,"id":1225,"path":1226,"node":1227,"title":1228,"subtitle":1229,"topic":1230,"track":28},"checks-cards-and-taps","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fchecks-cards-and-taps",152,"Schecks, Karten und Antippen","Wie die Amerikaner von Papier über Plastik zum Handy kamen","Zahlungen",{"stage":142,"step":70,"id":1232,"path":1233,"node":1234,"title":1235,"subtitle":1236,"topic":520,"track":131},"the-endowment-effect","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-endowment-effect",153,"Der Besitztumseffekt","Was dir gehört, fühlt sich wertvoller an",[1238,1239],{"track":28,"count":64},{"track":131,"count":5},{"zone":150,"title":1241,"path":1242,"tier":22,"theme":83,"lessons":1243,"topics":1306},"Pay & Benefits","\u002Flearn\u002F18\u002Fpay-and-benefits",[1244,1251,1258,1265,1271,1278,1285,1292,1299],{"stage":150,"step":5,"id":1245,"path":1246,"node":1247,"title":1248,"subtitle":1249,"topic":1250,"track":36},"your-total-compensation","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fyour-total-compensation",154,"Deine Gesamtvergütung","Dein Gehalt ist nur ein Teil dessen, was ein Job zahlt","Vergütung",{"stage":150,"step":22,"id":1252,"path":1253,"node":1254,"title":1255,"subtitle":1256,"topic":1257,"track":36},"the-employer-match","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-employer-match",155,"Der Arbeitgeberzuschuss","Geld, das dein Arbeitgeber drauflegt, wenn du sparst","Altersvorsorgepläne",{"stage":150,"step":30,"id":1259,"path":1260,"node":1261,"title":1262,"subtitle":1263,"topic":1264,"track":36},"a-dozen-jobs-in-a-lifetime","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fa-dozen-jobs-in-a-lifetime",156,"Ein Dutzend Jobs in einem Leben","Das durchschnittliche US-Berufsleben hat viele Kapitel","Berufsleben",{"stage":150,"step":38,"id":1266,"path":1267,"node":1268,"title":1269,"subtitle":1270,"topic":102,"track":36},"w-2-or-1099","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fw-2-or-1099",157,"W-2 oder 1099","Angestellt oder selbstständig: Das ändert deine Steuern",{"stage":150,"step":45,"id":1272,"path":1273,"node":1274,"title":1275,"subtitle":1276,"topic":1277,"track":36},"every-hour-over-40-pays-extra","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fevery-hour-over-40-pays-extra",158,"Jede Stunde über 40 wird extra bezahlt","Viele Angestellte mit Gehalt bekommen gar keinen Überstundenzuschlag","Arbeitsrecht",{"stage":150,"step":52,"id":1279,"path":1280,"node":1281,"title":1282,"subtitle":1283,"topic":1284,"track":36},"negotiating-your-pay","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fnegotiating-your-pay",159,"Dein Gehalt verhandeln","Die erste Zahl auf dem Tisch prägt das Ergebnis","Verhandlung",{"stage":150,"step":58,"id":1286,"path":1287,"node":1288,"title":1289,"subtitle":1290,"topic":1291,"track":36},"what-a-raise-is-worth","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fwhat-a-raise-is-worth",160,"Was eine Gehaltserhöhung wert ist","Eine kleine Erhöhung wächst übers Berufsleben wie Zinseszins","Verdienst",{"stage":150,"step":64,"id":1293,"path":1294,"node":1295,"title":1296,"subtitle":1297,"topic":1298,"track":131},"the-sunk-cost-trap","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-sunk-cost-trap",161,"Die Falle der versunkenen Kosten","Schon investierte Jahre sollten nicht über die nächsten entscheiden","Entscheidungen",{"stage":150,"step":70,"id":1300,"path":1301,"node":1302,"title":1303,"subtitle":1304,"topic":1305,"track":36},"the-bobbin-boy","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-bobbin-boy",162,"Der Spulenjunge","Andrew Carnegie fing mit 1,20 Dollar pro Woche in einer Baumwollspinnerei an, baute ein Stahlimperium auf und verschenkte das meiste davon","Ehrgeiz",[1307,1308],{"track":36,"count":64},{"track":131,"count":5},{"zone":169,"title":1310,"path":1311,"tier":22,"theme":160,"lessons":1312,"topics":1375},"Starting a Business","\u002Flearn\u002F19\u002Fstarting-a-business",[1313,1320,1327,1334,1341,1348,1355,1361,1368],{"stage":169,"step":5,"id":1314,"path":1315,"node":1316,"title":1317,"subtitle":1318,"topic":1319,"track":173},"find-a-problem-people-pay-for","\u002Flearn\u002F19\u002Fstarting-a-business\u002Ffind-a-problem-people-pay-for",163,"Finde ein Problem, für das Leute zahlen","Unternehmen verkaufen Lösungen für echten Schmerz","Ideen",{"stage":169,"step":22,"id":1321,"path":1322,"node":1323,"title":1324,"subtitle":1325,"topic":1326,"track":173},"your-first-customer","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fyour-first-customer",164,"Dein erster Kunde","Verkauf es, bevor du es baust","Validierung",{"stage":169,"step":30,"id":1328,"path":1329,"node":1330,"title":1331,"subtitle":1332,"topic":1333,"track":173},"post-it-notes-were-a-failed-glue","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fpost-it-notes-were-a-failed-glue",165,"Post-its waren ein gescheiterter Kleber","Ein schwacher Klebstoff wurde zum Bestseller","Erfindungen",{"stage":169,"step":38,"id":1335,"path":1336,"node":1337,"title":1338,"subtitle":1339,"topic":1340,"track":173},"a-business-needs-employees","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fa-business-needs-employees",166,"Ein Unternehmen braucht Angestellte","Etwa vier von fünf US-Unternehmen haben keine","Kleinunternehmen",{"stage":169,"step":45,"id":1342,"path":1343,"node":1344,"title":1345,"subtitle":1346,"topic":1347,"track":173},"spanxs-5-000","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fspanxs-5-000",167,"Spanx und die 5.000 Dollar","Sara Blakely verkaufte Faxgeräte von Tür zu Tür, schnitt die Füße ihrer Strumpfhose ab und baute Spanx mit 5.000 Dollar Erspartem auf","Anfangen",{"stage":169,"step":52,"id":1349,"path":1350,"node":1351,"title":1352,"subtitle":1353,"topic":1354,"track":173},"cost-plus-or-value-pricing","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fcost-plus-or-value-pricing",168,"Kostenaufschlag oder Wertpreis","Verlange, was es kostet, oder was es wert ist","Preisgestaltung",{"stage":169,"step":58,"id":1356,"path":1357,"node":1358,"title":1359,"subtitle":1360,"topic":200,"track":173},"how-many-customers-to-quit-your-job","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fhow-many-customers-to-quit-your-job",169,"Wie viele Kunden, um deinen Job zu kündigen?","Deine Ausstiegszahl in Kunden",{"stage":169,"step":64,"id":1362,"path":1363,"node":1364,"title":1365,"subtitle":1366,"topic":1367,"track":173},"bootstrapping-or-investors","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fbootstrapping-or-investors",170,"Bootstrapping oder Investoren","Nutze dein eigenes Geld oder verkaufe ein Stück der Firma","Finanzierung",{"stage":169,"step":70,"id":1369,"path":1370,"node":1371,"title":1372,"subtitle":1373,"topic":1374,"track":131},"the-spotlight-effect","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fthe-spotlight-effect",171,"Der Spotlight-Effekt","Andere bemerken dich viel weniger, als du denkst","Angst vor Bewertung",[1376,1377],{"track":173,"count":64},{"track":131,"count":5},{"zone":177,"title":1379,"path":1380,"tier":22,"theme":235,"lessons":1381,"topics":1440},"Lifestyle Creep","\u002Flearn\u002F20\u002Flifestyle-creep",[1382,1388,1394,1401,1407,1414,1420,1427,1433],{"stage":177,"step":5,"id":1383,"path":1384,"node":1385,"title":1386,"subtitle":1387,"topic":247,"track":248},"fixed-and-variable-costs-at-home","\u002Flearn\u002F20\u002Flifestyle-creep\u002Ffixed-and-variable-costs-at-home",172,"Fixkosten und variable Kosten zu Hause","Die Posten, die sich nie bewegen, und die, die du steuerst",{"stage":177,"step":22,"id":1389,"path":1390,"node":1391,"title":1392,"subtitle":1393,"topic":261,"track":248},"the-decoy-price","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-decoy-price",173,"Der Köder-Preis","Eine nutzlose Option kann eine andere wie ein Schnäppchen aussehen lassen",{"stage":177,"step":30,"id":1395,"path":1396,"node":1397,"title":1398,"subtitle":1399,"topic":1400,"track":248},"lifestyle-creep","\u002Flearn\u002F20\u002Flifestyle-creep\u002Flifestyle-creep",174,"Die Lifestyle-Inflation","Wenn die Ausgaben mit jeder Gehaltserhöhung mitwachsen","Ausgaben",{"stage":177,"step":38,"id":1402,"path":1403,"node":1404,"title":1405,"subtitle":1406,"topic":247,"track":248},"sinking-funds","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fsinking-funds",175,"Rücklagen für Kosten mit Ansage","Jeden Monat ein bisschen sparen für Rechnungen, die sicher kommen",{"stage":177,"step":45,"id":1408,"path":1409,"node":1410,"title":1411,"subtitle":1412,"topic":1413,"track":248},"a-new-car-is-an-investment","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fa-new-car-is-an-investment",176,"Ein Neuwagen ist eine Investition","Die meisten Autos verlieren schnell an Wert","Autos",{"stage":177,"step":52,"id":1415,"path":1416,"node":1417,"title":1418,"subtitle":1419,"topic":1413,"track":248},"the-true-cost-of-a-car","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-true-cost-of-a-car",177,"Was ein Auto wirklich kostet","Rate, Versicherung, Benzin, Reparaturen und der Wert, den es verliert",{"stage":177,"step":58,"id":1421,"path":1422,"node":1423,"title":1424,"subtitle":1425,"topic":1426,"track":248},"the-diderot-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-diderot-effect",178,"Der Diderot-Effekt","Der schöne neue Hausmantel eines Philosophen ließ alles, was er besaß, schäbig aussehen, und das Aufrüsten hörte nie mehr auf","Das Wollen",{"stage":177,"step":64,"id":1428,"path":1429,"node":1430,"title":1431,"subtitle":1432,"topic":520,"track":131},"the-ikea-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-ikea-effect",179,"Der IKEA-Effekt","Wir lieben, was wir selbst bauen",{"stage":177,"step":70,"id":1434,"path":1435,"node":1436,"title":1437,"subtitle":1438,"topic":1439,"track":248},"the-30-day-pause","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-30-day-pause",180,"Die 30-Tage-Pause","Wartest du bei einem Wunsch, zeigt sich, ob du ihn noch willst","Ausgabegewohnheiten",[1441,1442],{"track":248,"count":64},{"track":131,"count":5},{"stage":120,"step":45,"node":996,"id":994,"language":1444,"title":997,"subtitle":998,"topic":999,"track":971,"is_supernode":1445,"languages":1446,"hash":1451,"intro":1452,"num_slides":52,"num_questions":45,"minutes":30},"de",false,[1444,1447,1448,1449,1450],"es","es-419","fr","it","421d32ac4c71c9f3",{"icon":1453,"hook":1454,"discover":1455,"why":1459},"key.fill","Vergiss dein Bank-Passwort, und ein Anruf löst das. Vergiss zwölf Krypto-Wörter: Wie lange dauert es, bis deine Coins zurückkommen?",[1456,1457,1458],"Was eine Krypto-Wallet wirklich enthält","Wie lange es dauert, einen Schlüssel zu raten","Warum zwölf Wörter Schutz verdienen","Hinter einem Krypto-Schlüssel steht keine Bank. Wer versteht, was das heißt, sieht den Deal, bevor er ihn eingeht."]