[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"badge-catalog":3,"catalog-es":632},[4,11,17,23,29,35,42,48,54,61,67,73,79,86,92,98,104,110,116,122,128,134,140,146,152,158,164,170,176,182,188,194,200,206,212,218,224,230,236,242,248,254,260,266,272,278,284,290,296,302,308,314,320,326,332,338,344,350,356,362,368,374,380,386,392,398,404,410,416,422,428,434,440,446,452,458,464,470,476,482,488,494,500,506,512,518,524,530,536,542,548,554,560,566,572,578,584,590,596,602,608,614,620,626],{"id":5,"label":6,"name":7,"description":8,"rarity":9,"explanation":10},242,"curious_first","First Penny","Complete your very first lesson.","Common","Your first lesson, your first penny of real money know-how. Tap any node on the path, hit START, and get through it.",{"id":12,"label":13,"name":14,"description":15,"rarity":9,"explanation":16},243,"curious_five","Pocket Change","Complete 5 lessons.","Five lessons in. Small change for now, but every fortune starts with a few coins.",{"id":18,"label":19,"name":20,"description":21,"rarity":9,"explanation":22},244,"curious_ten","Ten Bucks","Complete 10 lessons.","Ten lessons. You already know more about how money works than most people around you.",{"id":24,"label":25,"name":26,"description":27,"rarity":9,"explanation":28},245,"curious_twenty_five","Follow the Money","Complete 25 lessons.","Twenty-five lessons. You've started to follow the money, and it leads everywhere.",{"id":30,"label":31,"name":32,"description":33,"rarity":9,"explanation":34},246,"curious_fifty","Money Apprentice","Complete 50 lessons.","Fifty lessons. The ideas that sounded like Wall Street magic are turning into plain math.",{"id":36,"label":37,"name":38,"description":39,"rarity":40,"explanation":41},247,"curious_hundred","Triple Digits","Complete 100 lessons.","Rare","A hundred lessons! Your curiosity just crossed into three-digit territory.",{"id":43,"label":44,"name":45,"description":46,"rarity":40,"explanation":47},248,"curious_one_fifty","Deep Pockets","Complete 150 lessons.","150 lessons deep. Your pockets of knowledge just got a lot deeper.",{"id":49,"label":50,"name":51,"description":52,"rarity":40,"explanation":53},249,"curious_two_hundred","Money Explainer","Complete 200 lessons.","Two hundred lessons. You could explain most of these at a dinner table, and people would listen.",{"id":55,"label":56,"name":57,"description":58,"rarity":59,"explanation":60},250,"curious_three_hundred","Walking Ledger","Complete 300 lessons.","Epic","Three hundred lessons. You keep track of how money works the way a ledger keeps every cent.",{"id":62,"label":63,"name":64,"description":65,"rarity":59,"explanation":66},251,"curious_four_hundred","Money Brain","Complete 400 lessons.","Four hundred lessons. More than half the path is behind you, and your brain thinks in money now.",{"id":68,"label":69,"name":70,"description":71,"rarity":59,"explanation":72},252,"curious_five_hundred","Mastermind","Complete 500 lessons.","Five hundred lessons. Only the final stretch of the path stands between you and knowing it all.",{"id":74,"label":75,"name":76,"description":77,"rarity":59,"explanation":78},253,"curious_six_hundred","Six Figures","Complete 600 lessons.","Six hundred lessons. Six figures of curiosity, and the finish line is in sight.",{"id":80,"label":81,"name":82,"description":83,"rarity":84,"explanation":85},254,"curious_every","Money Master","Complete every lesson on the path.","Legendary","All 720 lessons. Every curiosity on the path, understood. Money has no secrets left for you.",{"id":87,"label":88,"name":89,"description":90,"rarity":9,"explanation":91},255,"flawless_first","Clean Sheet","Pass a lesson with no mistakes.","Answer every test question right on the first try. Three stars, zero slips.",{"id":93,"label":94,"name":95,"description":96,"rarity":9,"explanation":97},256,"flawless_ten","Sharp Pencil","Pass 10 lessons with no mistakes.","Ten perfect tests. Sharp as a freshly sharpened pencil on tax day.",{"id":99,"label":100,"name":101,"description":102,"rarity":40,"explanation":103},257,"flawless_fifty","Auditor","Pass 50 lessons with no mistakes.","Fifty flawless tests. You check every answer the way an auditor checks the books.",{"id":105,"label":106,"name":107,"description":108,"rarity":59,"explanation":109},258,"flawless_one_fifty","Zero Errors","Pass 150 lessons with no mistakes.","150 lessons without a single slip. Even an accountant would be impressed.",{"id":111,"label":112,"name":113,"description":114,"rarity":84,"explanation":115},259,"flawless_four_hundred","Flawless Ledger","Pass 400 lessons with no mistakes.","Four hundred perfect tests. Not a single entry out of place.",{"id":117,"label":118,"name":119,"description":120,"rarity":40,"explanation":121},260,"spotless_zone","Spotless Zone","Get 3 stars on every node of a zone.","Nine nodes, nine perfect tests. A whole zone without a single mistake.",{"id":123,"label":124,"name":125,"description":126,"rarity":59,"explanation":127},261,"spotless_ten","Immaculate","Get 3 stars on every node of 10 zones.","Ten zones without a single slip. Perfection is starting to look like your default setting.",{"id":129,"label":130,"name":131,"description":132,"rarity":9,"explanation":133},262,"explorer_first","First Zone","Clear your first zone.","Complete every node in a zone to clear it and open the next one.",{"id":135,"label":136,"name":137,"description":138,"rarity":9,"explanation":139},263,"explorer_three","Trailblazer","Clear 3 zones.","Three zones down. Every one is a whole new world, and you've already seen three.",{"id":141,"label":142,"name":143,"description":144,"rarity":9,"explanation":145},264,"explorer_five","Explorer","Clear 5 zones.","Five zones behind you. The path keeps going, and so do the surprises.",{"id":147,"label":148,"name":149,"description":150,"rarity":9,"explanation":151},265,"explorer_ten","Wayfinder","Clear 10 zones.","Ten zones cleared. You know your way around the path now.",{"id":153,"label":154,"name":155,"description":156,"rarity":40,"explanation":157},266,"explorer_fifteen","Voyager","Clear 15 zones.","Fifteen zones. Like the famous space probe, you just keep going farther.",{"id":159,"label":160,"name":161,"description":162,"rarity":40,"explanation":163},267,"explorer_twenty","Pathfinder","Clear 20 zones.","Twenty zones explored. Every new zone is a fresh set of curiosities to crack.",{"id":165,"label":166,"name":167,"description":168,"rarity":40,"explanation":169},268,"explorer_thirty","Navigator","Clear 30 zones.","Thirty zones cleared. You could draw this path from memory.",{"id":171,"label":172,"name":173,"description":174,"rarity":59,"explanation":175},269,"explorer_forty_five","Globetrotter","Clear 45 zones.","Forty-five zones. You're past the halfway mark and still going strong.",{"id":177,"label":178,"name":179,"description":180,"rarity":59,"explanation":181},270,"explorer_sixty","Home Stretch","Clear 60 zones.","Sixty zones. You're on the home stretch, with only the last zones left to explore.",{"id":183,"label":184,"name":185,"description":186,"rarity":84,"explanation":187},271,"explorer_every","Master of the Path","Clear every zone.","Every zone, cleared. You walked the whole path from the first spark to the last lesson.",{"id":189,"label":190,"name":191,"description":192,"rarity":9,"explanation":193},272,"milestone_first","First Story","Complete your first super node.","The treasure chest in each zone is its story, the zone's biggest node. Finish one to earn this.",{"id":195,"label":196,"name":197,"description":198,"rarity":9,"explanation":199},273,"milestone_five","Storyteller","Complete 5 super nodes.","Five zone stories finished. You could tell every one of them at dinner.",{"id":201,"label":202,"name":203,"description":204,"rarity":40,"explanation":205},274,"milestone_fifteen","Story Hunter","Complete 15 super nodes.","Fifteen zone stories. You go looking for the big ones now.",{"id":207,"label":208,"name":209,"description":210,"rarity":40,"explanation":211},275,"milestone_twenty_five","Showstopper","Complete 25 super nodes.","Twenty-five zone stories. The biggest ideas on the path keep falling to you.",{"id":213,"label":214,"name":215,"description":216,"rarity":59,"explanation":217},276,"milestone_forty","Saga Master","Complete 40 super nodes.","Forty zone stories. Half of the biggest tales on the path, told.",{"id":219,"label":220,"name":221,"description":222,"rarity":59,"explanation":223},277,"milestone_sixty","Headline Act","Complete 60 super nodes.","Sixty zone stories. The headline acts have met their match.",{"id":225,"label":226,"name":227,"description":228,"rarity":84,"explanation":229},278,"milestone_every","Every Story Told","Complete every super node.","Every story on the path, from the first zone to the last. Not one got away.",{"id":231,"label":232,"name":233,"description":234,"rarity":9,"explanation":235},279,"track_history_five","Coin Collector","Complete 5 lessons in Money & Its History.","Five lessons in Money & Its History. You've started collecting the stories behind every coin.",{"id":237,"label":238,"name":239,"description":240,"rarity":9,"explanation":241},280,"track_work_five","Time Is Money","Complete 5 lessons in Work & the Rat Race.","Five lessons in Work & the Rat Race. You're starting to see what your hours are really worth.",{"id":243,"label":244,"name":245,"description":246,"rarity":9,"explanation":247},281,"track_business_five","Side Hustler","Complete 5 lessons in Building a Business.","Five lessons in Building a Business. You're starting to see how a business really makes money.",{"id":249,"label":250,"name":251,"description":252,"rarity":9,"explanation":253},282,"track_budgeting_five","Budget Keeper","Complete 5 lessons in Spending & Budgeting.","Five lessons in Spending & Budgeting. You're starting to see where money really goes.",{"id":255,"label":256,"name":257,"description":258,"rarity":9,"explanation":259},283,"track_saving_five","Seed Planter","Complete 5 lessons in Saving & Compound Interest.","Five lessons in Saving & Compound Interest. The seeds are planted; now watch them grow.",{"id":261,"label":262,"name":263,"description":264,"rarity":9,"explanation":265},284,"track_debt_five","Credit Check","Complete 5 lessons in Borrowing, Credit & Debt.","Five lessons in Borrowing, Credit & Debt. You're starting to see what a loan really costs.",{"id":267,"label":268,"name":269,"description":270,"rarity":9,"explanation":271},285,"track_banks_five","Vault Visitor","Complete 5 lessons in Banks & Central Banks.","Five lessons in Banks & Central Banks. You've been inside the vault, and it's not what you thought.",{"id":273,"label":274,"name":275,"description":276,"rarity":9,"explanation":277},286,"track_inflation_five","Price Watcher","Complete 5 lessons in Inflation & the Economy.","Five lessons in Inflation & the Economy. You're starting to see why prices seem to only go up.",{"id":279,"label":280,"name":281,"description":282,"rarity":9,"explanation":283},287,"track_risk_five","Odds Reader","Complete 5 lessons in Risk, Insurance & Probability.","Five lessons in Risk, Insurance & Probability. You're starting to read the odds like a pro.",{"id":285,"label":286,"name":287,"description":288,"rarity":9,"explanation":289},288,"track_stocks_five","Shareholder","Complete 5 lessons in Stocks & Companies.","Five lessons in Stocks & Companies. You're starting to see what owning a slice of a company means.",{"id":291,"label":292,"name":293,"description":294,"rarity":9,"explanation":295},289,"track_bonds_five","Bond Rookie","Complete 5 lessons in Bonds & Interest Rates.","Five lessons in Bonds & Interest Rates. You're starting to see how lending for interest really works.",{"id":297,"label":298,"name":299,"description":300,"rarity":9,"explanation":301},290,"track_funds_five","Basket Builder","Complete 5 lessons in Funds & Indices.","Five lessons in Funds & Indices. You're starting to see what's inside the basket.",{"id":303,"label":304,"name":305,"description":306,"rarity":9,"explanation":307},291,"track_realestate_five","House Hunter","Complete 5 lessons in Real Estate.","Five lessons in Real Estate. You're starting to see what a home really costs, beyond the price tag.",{"id":309,"label":310,"name":311,"description":312,"rarity":9,"explanation":313},292,"track_crypto_five","Block Explorer","Complete 5 lessons in Crypto & Digital Money.","Five lessons in Crypto & Digital Money. You're starting to see what's actually in the block.",{"id":315,"label":316,"name":317,"description":318,"rarity":9,"explanation":319},293,"track_bubbles_five","Bubble Spotter","Complete 5 lessons in Bubbles, Scams & Crashes.","Five lessons in Bubbles, Scams & Crashes. You're starting to spot a bubble before it pops.",{"id":321,"label":322,"name":323,"description":324,"rarity":9,"explanation":325},294,"track_mindset_five","Mind Over Money","Complete 5 lessons in Money Mindset & Psychology.","Five lessons in Money Mindset & Psychology. You're starting to catch your brain's money tricks.",{"id":327,"label":328,"name":329,"description":330,"rarity":59,"explanation":331},295,"track_history_all","Money Historian","Complete every lesson in Money & Its History.","Every lesson in Money & Its History, done. From shells to screens, you know the whole story.",{"id":333,"label":334,"name":335,"description":336,"rarity":59,"explanation":337},296,"track_work_all","Rat Race Escapee","Complete every lesson in Work & the Rat Race.","Every lesson in Work & the Rat Race, done. You know how the race works, and where it can end.",{"id":339,"label":340,"name":341,"description":342,"rarity":59,"explanation":343},297,"track_business_all","Founder","Complete every lesson in Building a Business.","Every lesson in Building a Business, done. You know how a business works, from idea to profit.",{"id":345,"label":346,"name":347,"description":348,"rarity":59,"explanation":349},298,"track_budgeting_all","Budget Boss","Complete every lesson in Spending & Budgeting.","Every lesson in Spending & Budgeting, done. You know where every dollar goes.",{"id":351,"label":352,"name":353,"description":354,"rarity":59,"explanation":355},299,"track_saving_all","Compound Gardener","Complete every lesson in Saving & Compound Interest.","Every lesson in Saving & Compound Interest, done. Your garden of knowledge keeps compounding.",{"id":357,"label":358,"name":359,"description":360,"rarity":59,"explanation":361},300,"track_debt_all","Debt Slayer","Complete every lesson in Borrowing, Credit & Debt.","Every lesson in Borrowing, Credit & Debt, done. You know every trick a loan can play.",{"id":363,"label":364,"name":365,"description":366,"rarity":59,"explanation":367},301,"track_banks_all","Central Banker","Complete every lesson in Banks & Central Banks.","Every lesson in Banks & Central Banks, done. You know the system behind every bank.",{"id":369,"label":370,"name":371,"description":372,"rarity":59,"explanation":373},302,"track_inflation_all","Economist at Heart","Complete every lesson in Inflation & the Economy.","Every lesson in Inflation & the Economy, done. You know why a dollar buys less every year.",{"id":375,"label":376,"name":377,"description":378,"rarity":59,"explanation":379},303,"track_risk_all","Safety Net","Complete every lesson in Risk, Insurance & Probability.","Every lesson in Risk, Insurance & Probability, done. You know how to read the odds.",{"id":381,"label":382,"name":383,"description":384,"rarity":59,"explanation":385},304,"track_stocks_all","Bull Rider","Complete every lesson in Stocks & Companies.","Every lesson in Stocks & Companies, done. You know how the market really works.",{"id":387,"label":388,"name":389,"description":390,"rarity":59,"explanation":391},305,"track_bonds_all","Yield Master","Complete every lesson in Bonds & Interest Rates.","Every lesson in Bonds & Interest Rates, done. You know how interest rates move the world.",{"id":393,"label":394,"name":395,"description":396,"rarity":59,"explanation":397},306,"track_funds_all","Index Insider","Complete every lesson in Funds & Indices.","Every lesson in Funds & Indices, done. You know what's inside every basket.",{"id":399,"label":400,"name":401,"description":402,"rarity":59,"explanation":403},307,"track_realestate_all","Property Pro","Complete every lesson in Real Estate.","Every lesson in Real Estate, done. You know how property works, from mortgage to market.",{"id":405,"label":406,"name":407,"description":408,"rarity":59,"explanation":409},308,"track_crypto_all","Crypto Sage","Complete every lesson in Crypto & Digital Money.","Every lesson in Crypto & Digital Money, done. You know what's behind the hype.",{"id":411,"label":412,"name":413,"description":414,"rarity":59,"explanation":415},309,"track_bubbles_all","Mania Proof","Complete every lesson in Bubbles, Scams & Crashes.","Every lesson in Bubbles, Scams & Crashes, done. Manias and scams have no tricks left for you.",{"id":417,"label":418,"name":419,"description":420,"rarity":59,"explanation":421},310,"track_mindset_all","Money Zen","Complete every lesson in Money Mindset & Psychology.","Every lesson in Money Mindset & Psychology, done. You know how your own brain plays with money.",{"id":423,"label":424,"name":425,"description":426,"rarity":9,"explanation":427},311,"wonder_first","First Wonder","Claim your first Daily Wonder.","Open the Daily Wonder tab and claim today's money curiosity. A new one waits every day.",{"id":429,"label":430,"name":431,"description":432,"rarity":9,"explanation":433},312,"wonder_three","Wonderstruck","Claim 3 Daily Wonders.","Three money wonders in your collection. Curiosity looks good on you.",{"id":435,"label":436,"name":437,"description":438,"rarity":9,"explanation":439},313,"wonder_five","Wonder Collector","Claim 5 Daily Wonders.","Five wonders collected. Your cabinet of curiosities is taking shape.",{"id":441,"label":442,"name":443,"description":444,"rarity":40,"explanation":445},314,"wonder_ten","Curator","Claim 10 Daily Wonders.","Ten wonders! You're curating your own museum of money marvels.",{"id":447,"label":448,"name":449,"description":450,"rarity":40,"explanation":451},315,"wonder_twenty_five","Cabinet of Curiosities","Claim 25 Daily Wonders.","Twenty-five wonders, and every one of them is a story worth telling.",{"id":453,"label":454,"name":455,"description":456,"rarity":40,"explanation":457},316,"wonder_fifty","Wonder Hoarder","Claim 50 Daily Wonders.","Fifty wonders and counting. You never miss a chance to be amazed.",{"id":459,"label":460,"name":461,"description":462,"rarity":59,"explanation":463},317,"wonder_hundred","Museum Keeper","Claim 100 Daily Wonders.","A hundred wonders in your collection. That's a whole museum of money curiosities.",{"id":465,"label":466,"name":467,"description":468,"rarity":59,"explanation":469},318,"wonder_two_hundred","Wonder Archivist","Claim 200 Daily Wonders.","Two hundred wonders. Your archive of curiosities could fill a library wing.",{"id":471,"label":472,"name":473,"description":474,"rarity":84,"explanation":475},319,"wonder_full_year","A Year of Wonders","Claim 365 Daily Wonders.","365 wonders. A whole year of money curiosities, collected one day at a time.",{"id":477,"label":478,"name":479,"description":480,"rarity":40,"explanation":481},320,"wonder_perfect_week","Perfect Week","Claim a Daily Wonder every day from Monday to Sunday.","Fill every day of the weekly calendar with a check. Seven days, seven wonders.",{"id":483,"label":484,"name":485,"description":486,"rarity":59,"explanation":487},321,"wonder_month","Wonder Month","Claim a Daily Wonder 30 days in a row.","Thirty days without missing a single wonder. Now that's dedication.",{"id":489,"label":490,"name":491,"description":492,"rarity":9,"explanation":493},322,"habit_three_days","Spark","Reach a 3-day streak.","Learn something three days in a row. That's how every good habit starts.",{"id":495,"label":496,"name":497,"description":498,"rarity":9,"explanation":499},323,"habit_seven_days","On Fire","Reach a 7-day streak.","A full week of curiosity. Keep the flame alive and it only gets easier.",{"id":501,"label":502,"name":503,"description":504,"rarity":9,"explanation":505},324,"habit_two_weeks","Two Weeks Strong","Reach a 14-day streak.","Fourteen days in a row. This isn't a phase anymore, it's a habit.",{"id":507,"label":508,"name":509,"description":510,"rarity":40,"explanation":511},325,"habit_thirty_days","Habit Formed","Reach a 30-day streak.","Thirty days straight. Learning something new is just part of your day now.",{"id":513,"label":514,"name":515,"description":516,"rarity":40,"explanation":517},326,"habit_fifty_days","Half Century","Reach a 50-day streak.","Fifty days without a break. That's more staying power than most New Year's resolutions.",{"id":519,"label":520,"name":521,"description":522,"rarity":59,"explanation":523},327,"habit_hundred_days","Unstoppable","Reach a 100-day streak.","A hundred days in a row. Very few people ever get here.",{"id":525,"label":526,"name":527,"description":528,"rarity":59,"explanation":529},328,"habit_two_hundred_days","Perpetual Motion","Reach a 200-day streak.","Two hundred days without stopping. Physics says perpetual motion is impossible. You're testing that.",{"id":531,"label":532,"name":533,"description":534,"rarity":84,"explanation":535},329,"habit_full_year","Year of Curiosity","Reach a 365-day streak.","A whole year, every single day. That's a full year of curiosity in a row.",{"id":537,"label":538,"name":539,"description":540,"rarity":40,"explanation":541},330,"habit_shield_saved","The Shielded","Have a streak shield save your streak.","Missed a day? A streak shield stepped in and kept your streak alive.",{"id":543,"label":544,"name":545,"description":546,"rarity":9,"explanation":547},331,"knowledge_one_hundred","First Hundred","Earn 100 XP.","Your first hundred XP. Every lesson pays, and the deeper zones pay more.",{"id":549,"label":550,"name":551,"description":552,"rarity":9,"explanation":553},332,"knowledge_five_hundred","Earning Interest","Earn 500 XP.","Five hundred XP. Your knowledge is earning interest, and the deeper zones pay more.",{"id":555,"label":556,"name":557,"description":558,"rarity":9,"explanation":559},333,"knowledge_one_thousand","A Grand","Earn 1,000 XP.","A thousand XP. In money talk, that's your first grand.",{"id":561,"label":562,"name":563,"description":564,"rarity":40,"explanation":565},334,"knowledge_twenty_five_hundred","Well Read","Earn 2,500 XP.","Two and a half thousand XP. You've read your way deep into the path.",{"id":567,"label":568,"name":569,"description":570,"rarity":40,"explanation":571},335,"knowledge_five_thousand","High Earner","Earn 5,000 XP.","Five thousand XP. Your curiosity is earning serious interest.",{"id":573,"label":574,"name":575,"description":576,"rarity":59,"explanation":577},336,"knowledge_ten_thousand","Ten Grand","Earn 10,000 XP.","Ten thousand XP. Ten grand of know-how, and most of the path played well.",{"id":579,"label":580,"name":581,"description":582,"rarity":84,"explanation":583},337,"knowledge_twenty_five_thousand","Fortune Builder","Earn 25,000 XP.","Twenty-five thousand XP. More than the whole path pays at once, so you kept building.",{"id":585,"label":586,"name":587,"description":588,"rarity":9,"explanation":589},338,"day_three","Hat Trick","Complete 3 new lessons in one day.","Three fresh lessons in a single day. You're on a roll.",{"id":591,"label":592,"name":593,"description":594,"rarity":9,"explanation":595},339,"day_five","Binge Learner","Complete 5 new lessons in one day.","Five new lessons in one day. Better than binge-watching, and you'll remember it.",{"id":597,"label":598,"name":599,"description":600,"rarity":40,"explanation":601},340,"day_ten","Brain Marathon","Complete 10 new lessons in one day.","Ten new lessons in a single day. That's a marathon for the mind.",{"id":603,"label":604,"name":605,"description":606,"rarity":40,"explanation":607},341,"time_night_owl","Night Owl","Complete a lesson between midnight and 5 AM.","Some ideas hit different after midnight. Just don't forget to sleep.",{"id":609,"label":610,"name":611,"description":612,"rarity":40,"explanation":613},342,"time_early_bird","Early Bird","Complete a lesson between 5 AM and 8 AM.","Learning before breakfast. The early bird gets the knowledge.",{"id":615,"label":616,"name":617,"description":618,"rarity":9,"explanation":619},343,"time_weekend","Weekend Warrior","Complete lessons on a Saturday and the Sunday after it.","Curiosity doesn't take weekends off, and neither do you.",{"id":621,"label":622,"name":623,"description":624,"rarity":40,"explanation":625},344,"podium_top_three","On the Podium","Finish in the top 3 of a node's leaderboard.","Pass a lesson with a better result than almost everyone else who has played it.",{"id":627,"label":628,"name":629,"description":630,"rarity":59,"explanation":631},345,"podium_first","Gold Medalist","Finish first on a node's leaderboard.","The best result on a node's leaderboard is yours. Everyone else is chasing you now.",[633,709,786,861,935,1006,1079,1153,1223,1297,1369,1443,1515,1585,1660,1733,1805,1870,1938,2007],{"zone":634,"title":635,"path":636,"tier":634,"theme":637,"lessons":642,"topics":705},1,"Origins of Money","\u002Flearn\u002F1\u002Forigins-of-money",{"key":638,"name":639,"light":640,"dark":641},"old-mint","Old Mint","#0C9B6C","#10B981",[643,650,658,666,673,680,686,692,698],{"stage":634,"step":634,"id":644,"path":645,"node":634,"title":646,"subtitle":647,"topic":648,"track":649},"your-money-isnt-in-the-bank","\u002Flearn\u002F1\u002Forigins-of-money\u002Fyour-money-isnt-in-the-bank","¿Dónde está tu dinero?","Tu saldo es un número en una pantalla; solo uno de cada diez dólares de EE. UU. existe en efectivo","Dinero moderno","Bancos y bancos centrales",{"stage":634,"step":651,"id":652,"path":653,"node":651,"title":654,"subtitle":655,"topic":656,"track":657},2,"what-is-money-really","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhat-is-money-really","¿Qué es el dinero, de verdad?","Pagas con él, pones precios con él, lo guardas y crees en él","Qué es el dinero","El dinero y su historia",{"stage":634,"step":659,"id":660,"path":661,"node":659,"title":662,"subtitle":663,"topic":664,"track":665},3,"whats-your-hour-really-worth","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhats-your-hour-really-worth","¿Cuánto vale de verdad tu hora?","Tu salario real por hora es más bajo de lo que dice tu nómina","Tiempo y dinero","El trabajo y la carrera de la rata",{"stage":634,"step":667,"id":668,"path":669,"node":667,"title":670,"subtitle":671,"topic":672,"track":657},4,"the-four-cent-penny","\u002Flearn\u002F1\u002Forigins-of-money\u002Fthe-four-cent-penny","El penny de cuatro centavos","Fabricar un centavo le costaba a la Casa de la Moneda de EE. UU. casi cuatro, así que en 2025 dejó de hacerlo","Monedas",{"stage":634,"step":674,"id":675,"path":676,"node":674,"title":677,"subtitle":678,"topic":679,"track":657},5,"from-shells-to-coins","\u002Flearn\u002F1\u002Forigins-of-money\u002Ffrom-shells-to-coins","De las conchas a las monedas","Cauris, pedazos de plata y las primeras monedas acuñadas","Historia del dinero",{"stage":634,"step":681,"id":682,"path":683,"node":681,"title":684,"subtitle":685,"topic":679,"track":657},6,"the-barter-myth","\u002Flearn\u002F1\u002Forigins-of-money\u002Fthe-barter-myth","El mito del trueque","Los libros de texto dicen que antes del dinero hubo trueque. Los antropólogos no lo encuentran",{"stage":634,"step":687,"id":688,"path":689,"node":687,"title":690,"subtitle":691,"topic":679,"track":657},7,"paper-promises","\u002Flearn\u002F1\u002Forigins-of-money\u002Fpaper-promises","Promesas de papel","El primer papel moneda era un pagaré que podías pasarle a otro",{"stage":634,"step":693,"id":694,"path":695,"node":693,"title":696,"subtitle":697,"topic":679,"track":657},8,"why-its-called-a-dollar","\u002Flearn\u002F1\u002Forigins-of-money\u002Fwhy-its-called-a-dollar","Por qué se llama dólar","El nombre nació en una mina de plata de Bohemia",{"stage":634,"step":699,"id":700,"path":701,"node":699,"title":702,"subtitle":703,"topic":704,"track":657},9,"acres-of-diamonds","\u002Flearn\u002F1\u002Forigins-of-money\u002Facres-of-diamonds","Acres de diamantes","En una famosa conferencia de 1890, un granjero vende sus tierras para buscar diamantes por el mundo; el siguiente dueño los encuentra en el arroyo de detrás de casa","Oportunidad",[706,707,708],{"track":657,"count":687},{"track":649,"count":634},{"track":665,"count":634},{"zone":651,"title":710,"path":711,"tier":634,"theme":712,"lessons":717,"topics":782},"The Rat Race","\u002Flearn\u002F2\u002Fthe-rat-race",{"key":713,"name":714,"light":715,"dark":716},"clockwork-city","Clockwork City","#c2410c","#e2581a",[718,725,732,739,746,753,761,768,776],{"stage":651,"step":634,"id":719,"path":720,"node":721,"title":722,"subtitle":723,"topic":724,"track":665},"where-your-paycheck-goes","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fwhere-your-paycheck-goes",10,"Adónde va tu nómina","El salario bruto es el número que te ofrecen; el neto es lo que te llega","La nómina",{"stage":651,"step":651,"id":726,"path":727,"node":728,"title":729,"subtitle":730,"topic":731,"track":665},"the-raise-that-costs-you-money","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-raise-that-costs-you-money",11,"La subida que te cuesta dinero","Un tramo más alto solo grava los dólares que pasan de la línea","Impuestos",{"stage":651,"step":659,"id":733,"path":734,"node":735,"title":736,"subtitle":737,"topic":738,"track":665},"trading-time-for-money","\u002Flearn\u002F2\u002Fthe-rat-race\u002Ftrading-time-for-money",12,"Cambiar tiempo por dinero","Una nómina se para el día que paras tú","La carrera de la rata",{"stage":651,"step":667,"id":740,"path":741,"node":742,"title":743,"subtitle":744,"topic":745,"track":665},"the-40-hour-week-was-a-fight","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-40-hour-week-was-a-fight",13,"La semana de 40 horas fue una lucha","Los fines de semana no fueron un regalo; se ganaron","Historia del trabajo",{"stage":651,"step":674,"id":747,"path":748,"node":749,"title":750,"subtitle":751,"topic":752,"track":665},"active-and-passive-income","\u002Flearn\u002F2\u002Fthe-rat-race\u002Factive-and-passive-income",14,"Ingresos activos y pasivos","El dinero por el que trabajas y el dinero que trabaja para ti","Ingresos",{"stage":651,"step":681,"id":754,"path":755,"node":756,"title":757,"subtitle":758,"topic":759,"track":760},"the-hedonic-treadmill","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-hedonic-treadmill",15,"La cinta hedónica","Cada mejora se vuelve normal enseguida","Felicidad","Mentalidad y psicología del dinero",{"stage":651,"step":687,"id":762,"path":763,"node":764,"title":765,"subtitle":766,"topic":767,"track":665},"the-fisherman-and-the-banker","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-fisherman-and-the-banker",16,"El pescador y el banquero","Versión del relato de Heinrich Böll de 1963: un banquero anima a un pescador a montar una flota para que un día pueda jubilarse y... pescar toda la tarde","Propósito",{"stage":651,"step":693,"id":769,"path":770,"node":771,"title":772,"subtitle":773,"topic":774,"track":775},"your-freedom-number","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fyour-freedom-number",17,"Tu número de libertad","Cuánto hace falta para que trabajar sea opcional","Independencia financiera","Ahorro e interés compuesto",{"stage":651,"step":699,"id":777,"path":778,"node":779,"title":780,"subtitle":781,"topic":774,"track":665},"the-savings-rate-shortcut","\u002Flearn\u002F2\u002Fthe-rat-race\u002Fthe-savings-rate-shortcut",18,"El atajo de la tasa de ahorro","Lo que te quedas importa más que lo que ganas",[783,784,785],{"track":665,"count":687},{"track":760,"count":634},{"track":775,"count":634},{"zone":659,"title":787,"path":788,"tier":634,"theme":789,"lessons":794,"topics":858},"Business Basics","\u002Flearn\u002F3\u002Fbusiness-basics",{"key":790,"name":791,"light":792,"dark":793},"founders-garage","Founders' Garage","#1d4ed8","#3b7cf0",[795,803,810,817,823,830,837,844,851],{"stage":659,"step":634,"id":796,"path":797,"node":798,"title":799,"subtitle":800,"topic":801,"track":802},"revenue-isnt-profit","\u002Flearn\u002F3\u002Fbusiness-basics\u002Frevenue-isnt-profit",19,"Ingresos no es beneficio","Lo que entra menos lo que sale","Lo básico del negocio","Crear un negocio",{"stage":659,"step":651,"id":804,"path":805,"node":806,"title":807,"subtitle":808,"topic":809,"track":802},"nine-out-of-ten-fail-in-year-one","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fnine-out-of-ten-fail-in-year-one",20,"Nueve de cada diez cierran el primer año","Los datos de EE. UU. dicen que unos cuatro de cada cinco negocios nuevos sobreviven a su primer año","Emprender",{"stage":659,"step":659,"id":811,"path":812,"node":813,"title":814,"subtitle":815,"topic":816,"track":802},"margin-what-you-keep-from-each-sale","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fmargin-what-you-keep-from-each-sale",21,"Margen: lo que te queda de cada venta","Precio menos coste, artículo a artículo","Economía por unidad",{"stage":659,"step":667,"id":818,"path":819,"node":820,"title":821,"subtitle":822,"topic":816,"track":802},"the-break-even-point","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthe-break-even-point",22,"El punto de equilibrio","La venta en la que dejas de perder dinero",{"stage":659,"step":674,"id":824,"path":825,"node":826,"title":827,"subtitle":828,"topic":829,"track":802},"your-side-hustle-math","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fyour-side-hustle-math",23,"Las cuentas de tu negocio paralelo","Lo que te paga de verdad tu idea por hora","Negocios paralelos",{"stage":659,"step":681,"id":831,"path":832,"node":833,"title":834,"subtitle":835,"topic":836,"track":802},"three-feet-from-gold","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthree-feet-from-gold",24,"A tres pies del oro","Cuenta la historia que un minero lo dejó y vendió su equipo, y el comprador dio con la veta tres pies más abajo","Perseverancia",{"stage":659,"step":687,"id":838,"path":839,"node":840,"title":841,"subtitle":842,"topic":843,"track":760},"regret-runs-backwards","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fregret-runs-backwards",25,"El arrepentimiento va al revés","A la larga, la gente se arrepiente de lo que no intentó","Arrepentimiento",{"stage":659,"step":693,"id":845,"path":846,"node":847,"title":848,"subtitle":849,"topic":850,"track":802},"why-founders-form-an-llc","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fwhy-founders-form-an-llc",26,"Por qué los fundadores crean una LLC","Un muro entre el negocio y tu casa","Formas de empresa",{"stage":659,"step":699,"id":852,"path":853,"node":854,"title":855,"subtitle":856,"topic":857,"track":802},"the-ice-king","\u002Flearn\u002F3\u002Fbusiness-basics\u002Fthe-ice-king",27,"El Rey del Hielo","Un hombre llevó hielo de Nueva Inglaterra al trópico y todos se rieron","Fundadores",[859,860],{"track":802,"count":693},{"track":760,"count":634},{"zone":667,"title":862,"path":863,"tier":634,"theme":864,"lessons":869,"topics":932},"Budgeting Basics","\u002Flearn\u002F4\u002Fbudgeting-basics",{"key":865,"name":866,"light":867,"dark":868},"market-bazaar","Market Bazaar","#be185d","#d9327a",[870,878,884,891,898,905,912,919,925],{"stage":667,"step":634,"id":871,"path":872,"node":873,"title":874,"subtitle":875,"topic":876,"track":877},"needs-wants-and-the-gray-zone","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fneeds-wants-and-the-gray-zone",28,"Necesidades, caprichos y la zona gris","El alquiler es una necesidad. Un piso más grande, quizá no","Presupuesto","Gasto y presupuesto",{"stage":667,"step":651,"id":879,"path":880,"node":881,"title":882,"subtitle":883,"topic":876,"track":877},"the-50-30-20-budget","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-50-30-20-budget",29,"El presupuesto 50\u002F30\u002F20","La mitad para necesidades, un tercio para caprichos, un quinto para el futuro",{"stage":667,"step":659,"id":885,"path":886,"node":887,"title":888,"subtitle":889,"topic":890,"track":877},"why-prices-end-in-99","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhy-prices-end-in-99",30,"Por qué los precios acaban en ,99","4,99 $ parece mucho más barato que 5,00 $","Precios",{"stage":667,"step":667,"id":892,"path":893,"node":894,"title":895,"subtitle":896,"topic":897,"track":877},"the-subscriptions-that-never-sleep","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-subscriptions-that-never-sleep",31,"Las suscripciones que nunca duermen","Pequeños cargos al mes que suman un gran gasto al año","Gastos recurrentes",{"stage":667,"step":674,"id":899,"path":900,"node":901,"title":902,"subtitle":903,"topic":904,"track":760},"the-pain-of-paying","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-pain-of-paying",32,"El dolor de pagar","Las tarjetas duelen menos que el efectivo, así que gastamos más","Psicología del gasto",{"stage":667,"step":681,"id":906,"path":907,"node":908,"title":909,"subtitle":910,"topic":911,"track":877},"the-marshmallow-test","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-marshmallow-test",33,"La prueba del malvavisco","A unos niños se les ofreció un dulce ya o dos después, y se vio lo difícil que es esperar; estudios posteriores vieron que el entorno importa tanto como la fuerza de voluntad","Gratificación diferida",{"stage":667,"step":687,"id":913,"path":914,"node":915,"title":916,"subtitle":917,"topic":918,"track":877},"cost-per-use","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fcost-per-use",34,"Coste por uso","Un abrigo de 200 $ que llevas a diario puede costar menos que uno de 40 $ que nunca te pones","Gastar con cabeza",{"stage":667,"step":693,"id":920,"path":921,"node":922,"title":923,"subtitle":924,"topic":876,"track":877},"where-did-my-month-go","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fwhere-did-my-month-go",35,"¿Dónde se ha ido mi mes?","Tus gastos, dibujados en una imagen",{"stage":667,"step":699,"id":926,"path":927,"node":928,"title":929,"subtitle":930,"topic":931,"track":877},"the-gruen-transfer","\u002Flearn\u002F4\u002Fbudgeting-basics\u002Fthe-gruen-transfer",36,"El efecto Gruen","Los centros comerciales están diseñados para que olvides a qué ibas","Diseño de tiendas",[933,934],{"track":877,"count":693},{"track":760,"count":634},{"zone":674,"title":936,"path":937,"tier":634,"theme":938,"lessons":943,"topics":1003},"Compound Interest","\u002Flearn\u002F5\u002Fcompound-interest",{"key":939,"name":940,"light":941,"dark":942},"compound-gardens","Compound Gardens","#4d7c0f","#5f9410",[944,951,958,965,971,977,983,990,997],{"stage":674,"step":634,"id":945,"path":946,"node":947,"title":948,"subtitle":949,"topic":950,"track":775},"pay-yourself-first","\u002Flearn\u002F5\u002Fcompound-interest\u002Fpay-yourself-first",37,"Págate primero a ti","Ahorra antes de gastar, no después","Ahorro",{"stage":674,"step":651,"id":952,"path":953,"node":954,"title":955,"subtitle":956,"topic":957,"track":775},"simple-interest","\u002Flearn\u002F5\u002Fcompound-interest\u002Fsimple-interest",38,"Interés simple","Intereses solo sobre lo que pones","Interés",{"stage":674,"step":659,"id":959,"path":960,"node":961,"title":962,"subtitle":963,"topic":964,"track":775},"interest-on-interest","\u002Flearn\u002F5\u002Fcompound-interest\u002Finterest-on-interest",39,"Interés sobre interés","El interés compuesto convierte una línea recta en una curva","Interés compuesto",{"stage":674,"step":667,"id":966,"path":967,"node":968,"title":969,"subtitle":970,"topic":964,"track":775},"the-rule-of-72","\u002Flearn\u002F5\u002Fcompound-interest\u002Fthe-rule-of-72",40,"La regla del 72","Divide 72 entre la tasa y verás lo rápido que se duplica el dinero",{"stage":674,"step":674,"id":972,"path":973,"node":974,"title":975,"subtitle":976,"topic":964,"track":775},"einstein-never-said-it","\u002Flearn\u002F5\u002Fcompound-interest\u002Feinstein-never-said-it",41,"Einstein nunca lo dijo","La frase de la «octava maravilla del mundo» no tiene fuente",{"stage":674,"step":681,"id":978,"path":979,"node":980,"title":981,"subtitle":982,"topic":964,"track":775},"start-at-20-or-at-30","\u002Flearn\u002F5\u002Fcompound-interest\u002Fstart-at-20-or-at-30",42,"¿Empezar a los 20 o a los 30?","Diez años esperando pueden costar más que diez años ahorrando",{"stage":674,"step":687,"id":984,"path":985,"node":986,"title":987,"subtitle":988,"topic":989,"track":775},"franklins-200-year-gift","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffranklins-200-year-gift",43,"El regalo de 200 años de Franklin","Benjamin Franklin dejó 1000 £ a Boston para que crecieran 200 años; en 1990 valían millones","Paciencia",{"stage":674,"step":693,"id":991,"path":992,"node":993,"title":994,"subtitle":995,"topic":996,"track":760},"future-you-is-a-stranger","\u002Flearn\u002F5\u002Fcompound-interest\u002Ffuture-you-is-a-stranger",44,"Tu yo del futuro es un desconocido","Tu cerebro trata a tu yo mayor como si fuera otra persona","Psicología del ahorro",{"stage":674,"step":699,"id":998,"path":999,"node":1000,"title":1001,"subtitle":1002,"topic":950,"track":775},"the-emergency-fund","\u002Flearn\u002F5\u002Fcompound-interest\u002Fthe-emergency-fund",45,"El fondo de emergencia","Dinero a mano que convierte una crisis en un contratiempo",[1004,1005],{"track":775,"count":693},{"track":760,"count":634},{"zone":681,"title":1007,"path":1008,"tier":634,"theme":1009,"lessons":1014,"topics":1076},"Debt & Credit","\u002Flearn\u002F6\u002Fdebt-and-credit",{"key":1010,"name":1011,"light":1012,"dark":1013},"debt-canyon","Debt Canyon","#b42318","#d63b2f",[1015,1023,1029,1036,1042,1049,1055,1062,1069],{"stage":681,"step":634,"id":1016,"path":1017,"node":1018,"title":1019,"subtitle":1020,"topic":1021,"track":1022},"borrowing-is-renting-money","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fborrowing-is-renting-money",46,"Pedir prestado es alquilar dinero","El interés es el alquiler que pagas por usar el dinero de otro","Deuda","Préstamos, crédito y deuda",{"stage":681,"step":651,"id":1024,"path":1025,"node":1026,"title":1027,"subtitle":1028,"topic":1021,"track":1022},"apr-the-real-price-of-a-loan","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fapr-the-real-price-of-a-loan",47,"APR: el precio real de un préstamo","Un número para comparar cualquier préstamo",{"stage":681,"step":659,"id":1030,"path":1031,"node":1032,"title":1033,"subtitle":1034,"topic":1035,"track":1022},"the-dinner-that-probably-never-happened","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-dinner-that-probably-never-happened",48,"La cena que probablemente nunca existió","El famoso origen de la tarjeta de crédito fue una historia para vender","Tarjetas de crédito",{"stage":681,"step":667,"id":1037,"path":1038,"node":1039,"title":1040,"subtitle":1041,"topic":1035,"track":1022},"the-minimum-payment-trap","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-minimum-payment-trap",49,"La trampa del pago mínimo","Pagar el mínimo puede alargar el saldo de una tarjeta durante muchos años",{"stage":681,"step":674,"id":1043,"path":1044,"node":1045,"title":1046,"subtitle":1047,"topic":1048,"track":1022},"the-debt-payoff-race","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fthe-debt-payoff-race",50,"La carrera para saldar deudas","¿Primero el saldo más pequeño o la tasa más alta?","Saldar deudas",{"stage":681,"step":681,"id":1050,"path":1051,"node":1052,"title":1053,"subtitle":1054,"topic":1021,"track":1022},"what-debt-buys","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fwhat-debt-buys",51,"Lo que compra la deuda","Pedir prestado para cosas que crecen o para cosas que menguan",{"stage":681,"step":687,"id":1056,"path":1057,"node":1058,"title":1059,"subtitle":1060,"topic":1061,"track":760},"present-bias","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fpresent-bias",52,"El sesgo del presente","Hoy siempre se siente más real que mañana","Psicología de la deuda",{"stage":681,"step":693,"id":1063,"path":1064,"node":1065,"title":1066,"subtitle":1067,"topic":1068,"track":1022},"twain-pays-it-all-back","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Ftwain-pays-it-all-back",53,"Twain lo devuelve todo","Mark Twain se arruinó por una máquina tipográfica y dio la vuelta al mundo sobre los escenarios para pagar íntegramente a cada acreedor","Integridad",{"stage":681,"step":699,"id":1070,"path":1071,"node":1072,"title":1073,"subtitle":1074,"topic":1075,"track":1022},"your-credit-score","\u002Flearn\u002F6\u002Fdebt-and-credit\u002Fyour-credit-score",54,"Tu puntuación de crédito","Un número de tres cifras que pone precio a tu próximo préstamo","Crédito",[1077,1078],{"track":1022,"count":693},{"track":760,"count":634},{"zone":687,"title":1080,"path":1081,"tier":634,"theme":1082,"lessons":1087,"topics":1150},"How Banks Work","\u002Flearn\u002F7\u002Fhow-banks-work",{"key":1083,"name":1084,"light":1085,"dark":1086},"vault-district","Vault District","#0f766e","#0d8f86",[1088,1095,1101,1108,1115,1122,1129,1136,1143],{"stage":687,"step":634,"id":1089,"path":1090,"node":1091,"title":1092,"subtitle":1093,"topic":1094,"track":649},"what-a-bank-really-is","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fwhat-a-bank-really-is",55,"Lo que un banco es de verdad","Un intermediario entre quien ahorra y quien pide prestado","Banca",{"stage":687,"step":651,"id":1096,"path":1097,"node":1098,"title":1099,"subtitle":1100,"topic":1094,"track":649},"most-of-it-isnt-there","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fmost-of-it-isnt-there",56,"La mayor parte no está ahí","Los bancos solo tienen a mano una parte de los depósitos",{"stage":687,"step":659,"id":1102,"path":1103,"node":1104,"title":1105,"subtitle":1106,"topic":1107,"track":649},"the-vault-nobody-visits","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-vault-nobody-visits",57,"La cámara acorazada que nadie visita","Fort Knox guarda cerca de la mitad del oro de Estados Unidos","Reservas de oro",{"stage":687,"step":667,"id":1109,"path":1110,"node":1111,"title":1112,"subtitle":1113,"topic":1114,"track":649},"why-your-deposit-is-safe","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fwhy-your-deposit-is-safe",58,"Por qué tu depósito está a salvo","La FDIC te cubre hasta 250.000 $","Seguro de depósitos",{"stage":687,"step":674,"id":1116,"path":1117,"node":1118,"title":1119,"subtitle":1120,"topic":1121,"track":649},"twenty-seven-dollars","\u002Flearn\u002F7\u002Fhow-banks-work\u002Ftwenty-seven-dollars",59,"Veintisiete dólares","Muhammad Yunus pagó 27 $ para liberar a 42 vecinos de una aldea, y aquello se convirtió en un banco para millones","Confianza",{"stage":687,"step":681,"id":1123,"path":1124,"node":1125,"title":1126,"subtitle":1127,"topic":1128,"track":649},"the-fed-sets-the-price-of-money","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-fed-sets-the-price-of-money",60,"La Fed pone precio al dinero","Una tasa en Washington se propaga hasta tus préstamos","Bancos centrales",{"stage":687,"step":687,"id":1130,"path":1131,"node":1132,"title":1133,"subtitle":1134,"topic":1135,"track":649},"banks-just-lend-out-savings","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fbanks-just-lend-out-savings",61,"Los bancos solo prestan ahorros","Cuando un banco da un préstamo, crea dinero nuevo","Creación de dinero",{"stage":687,"step":693,"id":1137,"path":1138,"node":1139,"title":1140,"subtitle":1141,"topic":1142,"track":649},"the-savings-account-gap","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fthe-savings-account-gap",62,"La brecha de las cuentas de ahorro","El mismo dinero puede ganar cientos de veces más a un toque de distancia","Cuentas de ahorro",{"stage":687,"step":699,"id":1144,"path":1145,"node":1146,"title":1147,"subtitle":1148,"topic":1149,"track":760},"mental-accounting","\u002Flearn\u002F7\u002Fhow-banks-work\u002Fmental-accounting",63,"Contabilidad mental","Un dólar es un dólar, pero no lo tratamos así","Economía conductual",[1151,1152],{"track":649,"count":693},{"track":760,"count":634},{"zone":693,"title":1154,"path":1155,"tier":634,"theme":1156,"lessons":1161,"topics":1221},"Inflation Basics","\u002Flearn\u002F8\u002Finflation-basics",{"key":1157,"name":1158,"light":1159,"dark":1160},"balloon-heights","Balloon Heights","#6d30dc","#8556ee",[1162,1170,1176,1182,1188,1194,1200,1207,1214],{"stage":693,"step":634,"id":1163,"path":1164,"node":1165,"title":1166,"subtitle":1167,"topic":1168,"track":1169},"why-a-dollar-buys-less","\u002Flearn\u002F8\u002Finflation-basics\u002Fwhy-a-dollar-buys-less",64,"Por qué un dólar compra menos","Los precios suben poco a poco casi cada año","Inflación","Inflación y economía",{"stage":693,"step":651,"id":1171,"path":1172,"node":1173,"title":1174,"subtitle":1175,"topic":890,"track":1169},"the-5-cent-coke","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-5-cent-coke",65,"La Coca-Cola de 5 centavos","Una botella de Coca-Cola costó un nickel durante más de 70 años",{"stage":693,"step":659,"id":1177,"path":1178,"node":1179,"title":1180,"subtitle":1181,"topic":1168,"track":1169},"your-money-in-20-years","\u002Flearn\u002F8\u002Finflation-basics\u002Fyour-money-in-20-years",66,"Tu dinero dentro de 20 años","Lo que comprarán de verdad tus ahorros de hoy",{"stage":693,"step":667,"id":1183,"path":1184,"node":1185,"title":1186,"subtitle":1187,"topic":1168,"track":1169},"what-causes-inflation","\u002Flearn\u002F8\u002Finflation-basics\u002Fwhat-causes-inflation",67,"Qué provoca la inflación","Demasiado dinero persiguiendo muy pocos bienes, y otras razones",{"stage":693,"step":674,"id":1189,"path":1190,"node":1191,"title":1192,"subtitle":1193,"topic":1168,"track":1169},"real-and-nominal","\u002Flearn\u002F8\u002Finflation-basics\u002Freal-and-nominal",68,"Real y nominal","La cifra que ves y lo que vale de verdad",{"stage":693,"step":681,"id":1195,"path":1196,"node":1197,"title":1198,"subtitle":1199,"topic":1128,"track":1169},"zero-inflation-is-the-goal","\u002Flearn\u002F8\u002Finflation-basics\u002Fzero-inflation-is-the-goal",69,"El objetivo es inflación cero","La Fed apunta a cerca de un 2 % a propósito",{"stage":693,"step":687,"id":1201,"path":1202,"node":1203,"title":1204,"subtitle":1205,"topic":1206,"track":1169},"the-wheelbarrow-of-marks","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-wheelbarrow-of-marks",70,"La carretilla de marcos","En la Alemania de 1923, los precios se duplicaban cada pocos días y los ahorros de toda una vida se volvieron papel","Valor",{"stage":693,"step":693,"id":1208,"path":1209,"node":1210,"title":1211,"subtitle":1212,"topic":1213,"track":1169},"gdp-the-size-of-the-pie","\u002Flearn\u002F8\u002Finflation-basics\u002Fgdp-the-size-of-the-pie",71,"PIB: el tamaño del pastel","Todo lo que produce un país en un año, en un solo número","Economía",{"stage":693,"step":699,"id":1215,"path":1216,"node":1217,"title":1218,"subtitle":1219,"topic":1220,"track":1169},"the-big-mac-index","\u002Flearn\u002F8\u002Finflation-basics\u002Fthe-big-mac-index",72,"El índice Big Mac","Una hamburguesa que compara las monedas del mundo","Divisas",[1222],{"track":1169,"count":699},{"zone":699,"title":1224,"path":1225,"tier":634,"theme":1226,"lessons":1231,"topics":1294},"Risk & Insurance","\u002Flearn\u002F9\u002Frisk-and-insurance",{"key":1227,"name":1228,"light":1229,"dark":1230},"safety-net-cove","Safety Net Cove","#0369a1","#0a82c4",[1232,1240,1247,1254,1260,1267,1274,1280,1287],{"stage":699,"step":634,"id":1233,"path":1234,"node":1235,"title":1236,"subtitle":1237,"topic":1238,"track":1239},"risk-and-reward-travel-together","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Frisk-and-reward-travel-together",73,"Riesgo y recompensa van de la mano","Más ganancia posible viene con más pérdida posible","Riesgo","Riesgo, seguros y probabilidad",{"stage":699,"step":651,"id":1241,"path":1242,"node":1243,"title":1244,"subtitle":1245,"topic":1246,"track":1239},"insurance-sharing-bad-luck","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Finsurance-sharing-bad-luck",74,"Seguros: repartir la mala suerte","Muchos pagan un poco para que unos pocos no se arruinen","Seguros",{"stage":699,"step":659,"id":1248,"path":1249,"node":1250,"title":1251,"subtitle":1252,"topic":1253,"track":1239},"why-the-house-always-wins","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fwhy-the-house-always-wins",75,"Por qué la casa siempre gana","Los ceros verdes de la ruleta pagan al casino","Probabilidad",{"stage":699,"step":667,"id":1255,"path":1256,"node":1257,"title":1258,"subtitle":1259,"topic":1253,"track":1239},"expected-value","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fexpected-value",76,"El valor esperado","Lo que vale una apuesta de media",{"stage":699,"step":674,"id":1261,"path":1262,"node":1263,"title":1264,"subtitle":1265,"topic":1266,"track":1239},"the-lottery-is-worth-a-shot","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fthe-lottery-is-worth-a-shot",77,"Vale la pena jugar a la lotería","Un boleto de Powerball pierde dinero de media","Loterías",{"stage":699,"step":681,"id":1268,"path":1269,"node":1270,"title":1271,"subtitle":1272,"topic":1273,"track":760},"losses-hurt-twice-as-much","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Flosses-hurt-twice-as-much",78,"Perder duele el doble","Perder 100 $ duele más de lo que alegra ganar 100 $","Aversión a las pérdidas",{"stage":699,"step":687,"id":1275,"path":1276,"node":1277,"title":1278,"subtitle":1279,"topic":1246,"track":1239},"premiums-and-deductibles","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fpremiums-and-deductibles",79,"Primas y franquicias","Lo que pagas cada mes y lo que pagas cuando pasa algo",{"stage":699,"step":693,"id":1281,"path":1282,"node":1283,"title":1284,"subtitle":1285,"topic":1286,"track":1239},"is-the-warranty-worth-it","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fis-the-warranty-worth-it",80,"¿Merece la pena la garantía?","Ponle precio a la ampliación de garantía con probabilidades reales","Valor esperado",{"stage":699,"step":699,"id":1288,"path":1289,"node":1290,"title":1291,"subtitle":1292,"topic":1293,"track":1239},"the-farmers-lost-horse","\u002Flearn\u002F9\u002Frisk-and-insurance\u002Fthe-farmers-lost-horse",81,"El caballo perdido del granjero","En una vieja parábola china, cada golpe de mala suerte acaba siendo bueno, y cada golpe de buena suerte acaba siendo malo","Incertidumbre",[1295,1296],{"track":1239,"count":693},{"track":760,"count":634},{"zone":721,"title":1298,"path":1299,"tier":634,"theme":1300,"lessons":1305,"topics":1366},"Stock Basics","\u002Flearn\u002F10\u002Fstock-basics",{"key":1301,"name":1302,"light":1303,"dark":1304},"bull-ridge","Bull Ridge","#9a5b06","#b86e08",[1306,1314,1320,1327,1333,1340,1346,1353,1359],{"stage":721,"step":634,"id":1307,"path":1308,"node":1309,"title":1310,"subtitle":1311,"topic":1312,"track":1313},"a-share-is-a-slice-of-a-company","\u002Flearn\u002F10\u002Fstock-basics\u002Fa-share-is-a-slice-of-a-company",82,"Una acción es un trozo de una empresa","Si tienes una acción, tienes un trozo de todo lo que hace la empresa","Acciones","Acciones y empresas",{"stage":721,"step":651,"id":1315,"path":1316,"node":1317,"title":1318,"subtitle":1319,"topic":1312,"track":1313},"how-shareholders-get-paid","\u002Flearn\u002F10\u002Fstock-basics\u002Fhow-shareholders-get-paid",83,"Cómo cobran los accionistas","Dividendos y un precio que sube",{"stage":721,"step":659,"id":1321,"path":1322,"node":1323,"title":1324,"subtitle":1325,"topic":1326,"track":1313},"the-buttonwood-agreement","\u002Flearn\u002F10\u002Fstock-basics\u002Fthe-buttonwood-agreement",84,"El Acuerdo de Buttonwood","Wall Street nació bajo un árbol","Mercados de valores",{"stage":721,"step":667,"id":1328,"path":1329,"node":1330,"title":1331,"subtitle":1332,"topic":1326,"track":1313},"why-prices-move","\u002Flearn\u002F10\u002Fstock-basics\u002Fwhy-prices-move",85,"Por qué se mueven los precios","Una acción vale lo que alguien pague por ella",{"stage":721,"step":674,"id":1334,"path":1335,"node":1336,"title":1337,"subtitle":1338,"topic":1339,"track":1313},"100-a-month-in-the-market","\u002Flearn\u002F10\u002Fstock-basics\u002F100-a-month-in-the-market",86,"100 dólares al mes en la bolsa","Lo que dio invertir con constancia en la historia de EE. UU.","Inversión",{"stage":721,"step":681,"id":1341,"path":1342,"node":1343,"title":1344,"subtitle":1345,"topic":1339,"track":1313},"you-need-a-lot-to-invest","\u002Flearn\u002F10\u002Fstock-basics\u002Fyou-need-a-lot-to-invest",87,"Hace falta mucho dinero para invertir","Las fracciones de acción te dejan empezar con un dólar",{"stage":721,"step":687,"id":1347,"path":1348,"node":1349,"title":1350,"subtitle":1351,"topic":1352,"track":1313},"owner-or-only-worker","\u002Flearn\u002F10\u002Fstock-basics\u002Fowner-or-only-worker",88,"¿Dueño o solo trabajador?","Los empleados cobran un sueldo; los dueños ganan con el trabajo de todos","Propiedad",{"stage":721,"step":693,"id":1354,"path":1355,"node":1356,"title":1357,"subtitle":1358,"topic":989,"track":1313},"buffetts-first-stock","\u002Flearn\u002F10\u002Fstock-basics\u002Fbuffetts-first-stock",89,"Las primeras acciones de Buffett","A los 11 años, Warren Buffett compró tres acciones a 38 dólares, las vendió a 40 y vio cómo subían hasta unos 200",{"stage":721,"step":699,"id":1360,"path":1361,"node":1362,"title":1363,"subtitle":1364,"topic":1365,"track":760},"selling-winners-keeping-losers","\u002Flearn\u002F10\u002Fstock-basics\u002Fselling-winners-keeping-losers",90,"Vender ganadoras, aguantar perdedoras","Recogemos beneficios demasiado pronto y aguantamos pérdidas demasiado tiempo","Comportamiento del inversor",[1367,1368],{"track":1313,"count":693},{"track":760,"count":634},{"zone":728,"title":1370,"path":1371,"tier":634,"theme":1372,"lessons":1377,"topics":1440},"Bond Basics","\u002Flearn\u002F11\u002Fbond-basics",{"key":1373,"name":1374,"light":1375,"dark":1376},"bond-bridge","Bond Bridge","#4f46e5","#6a6af2",[1378,1386,1392,1399,1405,1412,1419,1426,1433],{"stage":728,"step":634,"id":1379,"path":1380,"node":1381,"title":1382,"subtitle":1383,"topic":1384,"track":1385},"a-bond-is-an-iou","\u002Flearn\u002F11\u002Fbond-basics\u002Fa-bond-is-an-iou",91,"Un bono es un pagaré","Prestas dinero y te lo devuelven con intereses","Bonos","Bonos y tipos de interés",{"stage":728,"step":651,"id":1387,"path":1388,"node":1389,"title":1390,"subtitle":1391,"topic":1384,"track":1385},"coupon-maturity-face-value","\u002Flearn\u002F11\u002Fbond-basics\u002Fcoupon-maturity-face-value",92,"Cupón, vencimiento, valor nominal","Los tres números de todo bono",{"stage":728,"step":659,"id":1393,"path":1394,"node":1395,"title":1396,"subtitle":1397,"topic":1398,"track":1385},"buy-a-bond-win-a-war","\u002Flearn\u002F11\u002Fbond-basics\u002Fbuy-a-bond-win-a-war",93,"Compra un bono, gana una guerra","Decenas de millones de estadounidenses prestaron dinero para la Segunda Guerra Mundial","Historia de los bonos",{"stage":728,"step":667,"id":1400,"path":1401,"node":1402,"title":1403,"subtitle":1404,"topic":1384,"track":1385},"who-borrows-with-bonds","\u002Flearn\u002F11\u002Fbond-basics\u002Fwho-borrows-with-bonds",94,"Quién se endeuda con bonos","Gobiernos, ciudades y empresas",{"stage":728,"step":674,"id":1406,"path":1407,"node":1408,"title":1409,"subtitle":1410,"topic":1411,"track":1385},"the-bond-seesaw","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-bond-seesaw",95,"El balancín de los bonos","Cuando los tipos suben, el precio de los bonos ya emitidos baja","Tipos de interés",{"stage":728,"step":681,"id":1413,"path":1414,"node":1415,"title":1416,"subtitle":1417,"topic":1418,"track":1385},"the-375-year-old-bond","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-375-year-old-bond",96,"Un bono más antiguo que Estados Unidos","Un bono de 1648 de una junta de aguas holandesa todavía le paga intereses a Yale hoy","Promesas",{"stage":728,"step":687,"id":1420,"path":1421,"node":1422,"title":1423,"subtitle":1424,"topic":1425,"track":1385},"bonds-cant-lose-money","\u002Flearn\u002F11\u002Fbond-basics\u002Fbonds-cant-lose-money",97,"Los bonos no pueden perder dinero","En 2022, los bonos de EE. UU. tuvieron uno de los peores años de su historia","Riesgo de los bonos",{"stage":728,"step":693,"id":1427,"path":1428,"node":1429,"title":1430,"subtitle":1431,"topic":1432,"track":1385},"the-king-who-kept-defaulting","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-king-who-kept-defaulting",98,"El rey de los impagos","Felipe II de España dejó de pagar sus deudas cuatro veces","Deuda soberana",{"stage":728,"step":699,"id":1434,"path":1435,"node":1436,"title":1437,"subtitle":1438,"topic":1439,"track":760},"the-price-of-certainty","\u002Flearn\u002F11\u002Fbond-basics\u002Fthe-price-of-certainty",99,"El precio de la certeza","Pagamos de más para que un riesgo desaparezca del todo","Psicología del riesgo",[1441,1442],{"track":1385,"count":693},{"track":760,"count":634},{"zone":735,"title":1444,"path":1445,"tier":634,"theme":1446,"lessons":1451,"topics":1512},"Index Funds","\u002Flearn\u002F12\u002Findex-funds",{"key":1447,"name":1448,"light":1449,"dark":1450},"index-isles","Index Isles","#0e7490","#0b8bab",[1452,1460,1467,1473,1479,1486,1493,1500,1506],{"stage":735,"step":634,"id":1453,"path":1454,"node":1455,"title":1456,"subtitle":1457,"topic":1458,"track":1459},"a-basket-instead-of-one-egg","\u002Flearn\u002F12\u002Findex-funds\u002Fa-basket-instead-of-one-egg",100,"Una cesta en vez de un solo huevo","Un fondo tiene muchas inversiones a la vez","Fondos","Fondos e índices",{"stage":735,"step":651,"id":1461,"path":1462,"node":1463,"title":1464,"subtitle":1465,"topic":1466,"track":1459},"what-an-index-is","\u002Flearn\u002F12\u002Findex-funds\u002Fwhat-an-index-is",101,"Qué es un índice","Una lista que representa a todo el mercado","Índices",{"stage":735,"step":659,"id":1468,"path":1469,"node":1470,"title":1471,"subtitle":1472,"topic":1466,"track":1459},"the-dow-started-with-12","\u002Flearn\u002F12\u002Findex-funds\u002Fthe-dow-started-with-12",102,"El Dow empezó con 12","Solo un miembro original llegó hasta este siglo",{"stage":735,"step":667,"id":1474,"path":1475,"node":1476,"title":1477,"subtitle":1478,"topic":1458,"track":1459},"active-and-passive-funds","\u002Flearn\u002F12\u002Findex-funds\u002Factive-and-passive-funds",103,"Fondos activos y pasivos","Elegir acciones o comprar la lista entera",{"stage":735,"step":674,"id":1480,"path":1481,"node":1482,"title":1483,"subtitle":1484,"topic":1485,"track":1459},"what-1-costs-over-a-lifetime","\u002Flearn\u002F12\u002Findex-funds\u002Fwhat-1-costs-over-a-lifetime",104,"Lo que cuesta un 1 % en toda una vida","Una comisión pequeña puede llevarse un buen trozo del resultado","Comisiones",{"stage":735,"step":681,"id":1487,"path":1488,"node":1489,"title":1490,"subtitle":1491,"topic":1492,"track":1459},"most-pros-beat-the-market","\u002Flearn\u002F12\u002Findex-funds\u002Fmost-pros-beat-the-market",105,"La mayoría de los profesionales baten al mercado","En 15 años, la mayoría de los fondos de acciones de EE. UU. quedaron por detrás del S&P 500","Gestión activa",{"stage":735,"step":687,"id":1494,"path":1495,"node":1496,"title":1497,"subtitle":1498,"topic":1499,"track":1459},"buffetts-million-dollar-bet","\u002Flearn\u002F12\u002Findex-funds\u002Fbuffetts-million-dollar-bet",106,"La apuesta millonaria de Buffett","Un simple fondo indexado batió en diez años a una selección de fondos de cobertura escogidos con lupa","Sencillez",{"stage":735,"step":693,"id":1501,"path":1502,"node":1503,"title":1504,"subtitle":1505,"topic":1458,"track":1459},"etfs-and-mutual-funds","\u002Flearn\u002F12\u002Findex-funds\u002Fetfs-and-mutual-funds",107,"ETF y fondos de inversión","Dos envoltorios para la misma cesta",{"stage":735,"step":699,"id":1507,"path":1508,"node":1509,"title":1510,"subtitle":1511,"topic":1365,"track":760},"doing-nothing-is-hard","\u002Flearn\u002F12\u002Findex-funds\u002Fdoing-nothing-is-hard",108,"No hacer nada es difícil","Quienes más operaban eran los que menos ganaban",[1513,1514],{"track":1459,"count":693},{"track":760,"count":634},{"zone":742,"title":1516,"path":1517,"tier":634,"theme":1518,"lessons":1523,"topics":1583},"Rent or Buy","\u002Flearn\u002F13\u002Frent-or-buy",{"key":1519,"name":1520,"light":1521,"dark":1522},"brick-bay","Brick Bay","#a63f12","#c4511c",[1524,1532,1539,1545,1551,1557,1564,1570,1576],{"stage":742,"step":634,"id":1525,"path":1526,"node":1527,"title":1528,"subtitle":1529,"topic":1530,"track":1531},"rent-or-own-what-you-pay-for","\u002Flearn\u002F13\u002Frent-or-buy\u002Frent-or-own-what-you-pay-for",109,"Alquilar o ser dueño: lo que pagas","Los dos cuestan dinero que nunca recuperas","Vivienda","Inmuebles",{"stage":742,"step":651,"id":1533,"path":1534,"node":1535,"title":1536,"subtitle":1537,"topic":1538,"track":1531},"how-a-mortgage-works","\u002Flearn\u002F13\u002Frent-or-buy\u002Fhow-a-mortgage-works",110,"Cómo funciona una hipoteca","Un préstamo para comprar una casa, pagado durante décadas","Hipotecas",{"stage":742,"step":659,"id":1540,"path":1541,"node":1542,"title":1543,"subtitle":1544,"topic":1538,"track":1531},"the-30-year-mortgage-is-rare","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-30-year-mortgage-is-rare",111,"La hipoteca a 30 años es una rareza","Pocos países fijan el tipo de un préstamo de vivienda durante 30 años",{"stage":742,"step":667,"id":1546,"path":1547,"node":1548,"title":1549,"subtitle":1550,"topic":1538,"track":1531},"interest-comes-first","\u002Flearn\u002F13\u002Frent-or-buy\u002Finterest-comes-first",112,"Primero, los intereses","Las primeras cuotas son sobre todo intereses",{"stage":742,"step":674,"id":1552,"path":1553,"node":1554,"title":1555,"subtitle":1556,"topic":1538,"track":1531},"what-a-home-really-costs","\u002Flearn\u002F13\u002Frent-or-buy\u002Fwhat-a-home-really-costs",113,"Lo que cuesta de verdad una casa","El precio de la etiqueta frente a todo lo que pagas",{"stage":742,"step":681,"id":1558,"path":1559,"node":1560,"title":1561,"subtitle":1562,"topic":1563,"track":1531},"down-payments-and-equity","\u002Flearn\u002F13\u002Frent-or-buy\u002Fdown-payments-and-equity",114,"La entrada y el patrimonio","La parte de la casa que es tuya de verdad","Patrimonio en vivienda",{"stage":742,"step":687,"id":1565,"path":1566,"node":1567,"title":1568,"subtitle":1569,"topic":1530,"track":1531},"renting-is-throwing-money-away","\u002Flearn\u002F13\u002Frent-or-buy\u002Frenting-is-throwing-money-away",115,"Alquilar es tirar el dinero","Los propietarios también tienen dinero que nunca recuperan",{"stage":742,"step":693,"id":1571,"path":1572,"node":1573,"title":1574,"subtitle":1575,"topic":1352,"track":1531},"the-landlords-game","\u002Flearn\u002F13\u002Frent-or-buy\u002Fthe-landlords-game",116,"El juego del casero","Lizzie Magie inventó el juego que se convirtió en el Monopoly, para mostrar cómo tener tierras atrae el alquiler de todos, y le pagaron 500 dólares",{"stage":742,"step":699,"id":1577,"path":1578,"node":1579,"title":1580,"subtitle":1581,"topic":1582,"track":1531},"getting-paid-by-a-building","\u002Flearn\u002F13\u002Frent-or-buy\u002Fgetting-paid-by-a-building",117,"Cuando un edificio te paga","Cómo funcionan los ingresos por alquiler","Vivienda en alquiler",[1584],{"track":1531,"count":699},{"zone":749,"title":1586,"path":1587,"tier":634,"theme":1588,"lessons":1593,"topics":1657},"Crypto Basics","\u002Flearn\u002F14\u002Fcrypto-basics",{"key":1589,"name":1590,"light":1591,"dark":1592},"block-mesa","Block Mesa","#7e22ce","#9638e6",[1594,1602,1609,1616,1623,1630,1637,1644,1651],{"stage":749,"step":634,"id":1595,"path":1596,"node":1597,"title":1598,"subtitle":1599,"topic":1600,"track":1601},"money-without-a-bank","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fmoney-without-a-bank",118,"Dinero sin banco","Bitcoin mueve valor sin nadie en medio","Criptomonedas","Cripto y dinero digital",{"stage":749,"step":651,"id":1603,"path":1604,"node":1605,"title":1606,"subtitle":1607,"topic":1608,"track":1601},"the-shared-notebook","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-shared-notebook",119,"El cuaderno compartido","Una blockchain es un registro del que todos guardan una copia","Cadena de bloques",{"stage":749,"step":659,"id":1610,"path":1611,"node":1612,"title":1613,"subtitle":1614,"topic":1615,"track":1601},"nobody-knows-who-made-bitcoin","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fnobody-knows-who-made-bitcoin",120,"Nadie sabe quién creó bitcoin","Su creador desapareció y dejó una fortuna intacta","Historia de las criptomonedas",{"stage":749,"step":667,"id":1617,"path":1618,"node":1619,"title":1620,"subtitle":1621,"topic":1622,"track":1601},"why-only-21-million","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fwhy-only-21-million",121,"Por qué solo 21 millones","Una oferta monetaria fijada en el código","Oferta de bitcoin",{"stage":749,"step":674,"id":1624,"path":1625,"node":1626,"title":1627,"subtitle":1628,"topic":1629,"track":1601},"keys-and-wallets","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fkeys-and-wallets",122,"Claves y monederos","Quien tiene la clave tiene las monedas","Seguridad cripto",{"stage":749,"step":681,"id":1631,"path":1632,"node":1633,"title":1634,"subtitle":1635,"topic":1636,"track":1601},"the-10-000-bitcoin-pizza","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-10-000-bitcoin-pizza",123,"La pizza de 10.000 bitcoins","En 2010, un programador compró dos pizzas con monedas que luego valdrían cientos de millones","A toro pasado",{"stage":749,"step":687,"id":1638,"path":1639,"node":1640,"title":1641,"subtitle":1642,"topic":1643,"track":1601},"crypto-is-anonymous","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fcrypto-is-anonymous",124,"Las criptomonedas son anónimas","Cada pago en bitcoin es público para siempre","Privacidad en criptomonedas",{"stage":749,"step":693,"id":1645,"path":1646,"node":1647,"title":1648,"subtitle":1649,"topic":1650,"track":760},"fear-of-missing-out","\u002Flearn\u002F14\u002Fcrypto-basics\u002Ffear-of-missing-out",125,"El miedo a perderse algo","Ver a otros hacerse ricos nos hace olvidar los riesgos","Efecto rebaño",{"stage":749,"step":699,"id":1652,"path":1653,"node":1654,"title":1655,"subtitle":1656,"topic":1615,"track":1601},"the-coin-that-started-as-a-joke","\u002Flearn\u002F14\u002Fcrypto-basics\u002Fthe-coin-that-started-as-a-joke",126,"La moneda que nació como una broma","Dogecoin se creó para burlarse de las criptomonedas",[1658,1659],{"track":1601,"count":693},{"track":760,"count":634},{"zone":756,"title":1661,"path":1662,"tier":634,"theme":1663,"lessons":1668,"topics":1730},"Bubbles & Scams","\u002Flearn\u002F15\u002Fbubbles-and-scams",{"key":1664,"name":1665,"light":1666,"dark":1667},"bubble-bay","Bubble Bay","#c0267a","#e04096",[1669,1677,1684,1691,1697,1703,1710,1717,1723],{"stage":756,"step":634,"id":1670,"path":1671,"node":1672,"title":1673,"subtitle":1674,"topic":1675,"track":1676},"what-a-bubble-is","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fwhat-a-bubble-is",127,"Qué es una burbuja","Cuando los precios flotan muy por encima de lo que valen las cosas","Burbujas","Burbujas, estafas y desplomes",{"stage":756,"step":651,"id":1678,"path":1679,"node":1680,"title":1681,"subtitle":1682,"topic":1683,"track":1676},"the-ponzi-shape","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fthe-ponzi-shape",128,"La forma del esquema Ponzi","A los inversores antiguos se les paga con el dinero de los nuevos","Fraude",{"stage":756,"step":659,"id":1685,"path":1686,"node":1687,"title":1688,"subtitle":1689,"topic":1690,"track":1676},"25-years-to-get-back","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002F25-years-to-get-back",129,"25 años para remontar","El Dow no recuperó su máximo de 1929 hasta 1954","Desplomes",{"stage":756,"step":667,"id":1692,"path":1693,"node":1694,"title":1695,"subtitle":1696,"topic":1683,"track":1676},"red-flags-of-a-scam","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fred-flags-of-a-scam",130,"Las señales de alarma de una estafa","Garantizado, urgente, secreto",{"stage":756,"step":674,"id":1698,"path":1699,"node":1700,"title":1701,"subtitle":1702,"topic":1683,"track":1676},"smart-people-dont-get-scammed","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fsmart-people-dont-get-scammed",131,"A la gente lista no la estafan","Los adultos jóvenes dicen perder dinero por fraude más a menudo que los mayores",{"stage":756,"step":681,"id":1704,"path":1705,"node":1706,"title":1707,"subtitle":1708,"topic":1709,"track":1676},"pump-and-dump","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fpump-and-dump",132,"El pump and dump","Dale bombo a una acción, véndesela a la multitud y desaparece","Manipulación del mercado",{"stage":756,"step":687,"id":1711,"path":1712,"node":1713,"title":1714,"subtitle":1715,"topic":1716,"track":1676},"tulip-mania","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ftulip-mania",133,"La tulipomanía","Comerciantes holandeses llevaron simples bulbos de tulipán a precios de fantasía, aunque el desplome fue menor de lo que cuenta la leyenda","Multitudes",{"stage":756,"step":693,"id":1718,"path":1719,"node":1720,"title":1721,"subtitle":1722,"topic":1650,"track":760},"following-the-herd","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Ffollowing-the-herd",134,"Seguir al rebaño","Confiamos en la multitud incluso cuando se equivoca",{"stage":756,"step":699,"id":1724,"path":1725,"node":1726,"title":1727,"subtitle":1728,"topic":1729,"track":1676},"ponzi-wasnt-first","\u002Flearn\u002F15\u002Fbubbles-and-scams\u002Fponzi-wasnt-first",135,"Ponzi no fue el primero","Una mujer de Boston montó el mismo esquema 40 años antes","Historia del fraude",[1731,1732],{"track":1676,"count":693},{"track":760,"count":634},{"zone":764,"title":1734,"path":1735,"tier":634,"theme":1736,"lessons":1741,"topics":1803},"Money & Happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness",{"key":1737,"name":1738,"light":1739,"dark":1740},"mind-maze","Mind Maze","#8a5a00","#a86e04",[1742,1749,1756,1762,1768,1775,1782,1789,1796],{"stage":764,"step":634,"id":1743,"path":1744,"node":1745,"title":1746,"subtitle":1747,"topic":1748,"track":760},"scarcity-shrinks-your-bandwidth","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fscarcity-shrinks-your-bandwidth",136,"La escasez reduce tu ancho de banda","Las preocupaciones por dinero ocupan espacio mental","Escasez",{"stage":764,"step":651,"id":1750,"path":1751,"node":1752,"title":1753,"subtitle":1754,"topic":1755,"track":760},"your-money-story","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fyour-money-story",137,"Tu historia con el dinero","Lo que aprendiste sobre el dinero de niño sigue llevando las riendas","Creencias sobre el dinero",{"stage":764,"step":659,"id":1757,"path":1758,"node":1759,"title":1760,"subtitle":1761,"topic":759,"track":760},"does-winning-the-lottery-make-you-happy","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fdoes-winning-the-lottery-make-you-happy",138,"¿Ganar la lotería te hace feliz?","El famoso estudio de los «ganadores desdichados» era diminuto",{"stage":764,"step":667,"id":1763,"path":1764,"node":1765,"title":1766,"subtitle":1767,"topic":759,"track":760},"money-and-happiness","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmoney-and-happiness",139,"El dinero y la felicidad","Más dinero ayuda, hasta cierto punto y más allá",{"stage":764,"step":674,"id":1769,"path":1770,"node":1771,"title":1772,"subtitle":1773,"topic":1774,"track":760},"if-then-plans","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fif-then-plans",140,"Planes si-entonces","Decidir el momento de antemano hace que las metas se mantengan","Metas",{"stage":764,"step":681,"id":1776,"path":1777,"node":1778,"title":1779,"subtitle":1780,"topic":1781,"track":760},"one-percent-better","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fone-percent-better",141,"Uno por ciento mejor","Los pequeños avances diarios crecen como el interés compuesto","Hábitos",{"stage":764,"step":687,"id":1783,"path":1784,"node":1785,"title":1786,"subtitle":1787,"topic":1788,"track":760},"millionaires-mostly-inherited-it","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fmillionaires-mostly-inherited-it",142,"La mayoría de los millonarios heredó","En un estudio clásico, casi todos los millonarios de EE. UU. hicieron su fortuna por sí mismos","Riqueza",{"stage":764,"step":693,"id":1790,"path":1791,"node":1792,"title":1793,"subtitle":1794,"topic":1795,"track":760},"the-ant-and-the-grasshopper","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fthe-ant-and-the-grasshopper",143,"La hormiga y el saltamontes","La hormiga de Esopo guarda grano mientras el saltamontes canta todo el verano","Planificación",{"stage":764,"step":699,"id":1797,"path":1798,"node":1799,"title":1800,"subtitle":1801,"topic":1802,"track":760},"comparison-is-a-thief","\u002Flearn\u002F16\u002Fmoney-and-happiness\u002Fcomparison-is-a-thief",144,"La comparación es una ladrona","El sueldo de tus vecinos cambia lo que sientes por el tuyo","Comparación",[1804],{"track":760,"count":699},{"zone":771,"title":1806,"path":1807,"tier":651,"theme":637,"lessons":1808,"topics":1867},"Gold & the Dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar",[1809,1816,1823,1829,1836,1842,1848,1854,1861],{"stage":771,"step":634,"id":1810,"path":1811,"node":1812,"title":1813,"subtitle":1814,"topic":1815,"track":657},"the-gold-standard","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-gold-standard",145,"El patrón oro","Cuando cada dólar se podía cambiar por oro","Historia monetaria",{"stage":771,"step":651,"id":1817,"path":1818,"node":1819,"title":1820,"subtitle":1821,"topic":1822,"track":657},"the-100-000-bill","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-100-000-bill",146,"El billete de 100.000 dólares","Existe, pero nunca podrías gastarlo","Moneda",{"stage":771,"step":659,"id":1824,"path":1825,"node":1826,"title":1827,"subtitle":1828,"topic":1815,"track":657},"greenbacks-money-for-a-war","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fgreenbacks-money-for-a-war",147,"Greenbacks: dinero para una guerra","La Guerra de Secesión le dio a EE. UU. papel moneda respaldado por la ley, no por oro",{"stage":771,"step":667,"id":1830,"path":1831,"node":1832,"title":1833,"subtitle":1834,"topic":1835,"track":657},"the-dollar-is-backed-by-gold","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-dollar-is-backed-by-gold",148,"El dólar está respaldado por oro","No lo está desde 1971","Dinero fiduciario",{"stage":771,"step":674,"id":1837,"path":1838,"node":1839,"title":1840,"subtitle":1841,"topic":648,"track":657},"who-makes-the-dollar","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fwho-makes-the-dollar",149,"Quién fabrica el dólar","La Casa de la Moneda, la imprenta de billetes y la Fed",{"stage":771,"step":681,"id":1843,"path":1844,"node":1845,"title":1846,"subtitle":1847,"topic":1121,"track":657},"the-stone-that-sank","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-stone-that-sank",150,"La piedra que se hundió","En Yap, una gigantesca moneda de piedra perdida en el mar seguía contando como riqueza, porque todos estaban de acuerdo en que existía",{"stage":771,"step":687,"id":1849,"path":1850,"node":1851,"title":1852,"subtitle":1853,"topic":1822,"track":657},"dollar-bills-are-mostly-cotton","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fdollar-bills-are-mostly-cotton",151,"Los billetes de dólar son casi todo algodón","Por eso sobreviven a la lavadora",{"stage":771,"step":693,"id":1855,"path":1856,"node":1857,"title":1858,"subtitle":1859,"topic":1860,"track":657},"checks-cards-and-taps","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fchecks-cards-and-taps",152,"Cheques, tarjetas y toques","Cómo los estadounidenses pasaron del papel al plástico y al móvil","Pagos",{"stage":771,"step":699,"id":1862,"path":1863,"node":1864,"title":1865,"subtitle":1866,"topic":1149,"track":760},"the-endowment-effect","\u002Flearn\u002F17\u002Fgold-and-the-dollar\u002Fthe-endowment-effect",153,"El efecto dotación","Tener algo hace que parezca valer más",[1868,1869],{"track":657,"count":693},{"track":760,"count":634},{"zone":779,"title":1871,"path":1872,"tier":651,"theme":712,"lessons":1873,"topics":1935},"Pay & Benefits","\u002Flearn\u002F18\u002Fpay-and-benefits",[1874,1881,1888,1895,1901,1908,1915,1921,1928],{"stage":779,"step":634,"id":1875,"path":1876,"node":1877,"title":1878,"subtitle":1879,"topic":1880,"track":665},"your-total-compensation","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fyour-total-compensation",154,"Tu retribución total","Tu salario es solo una parte de lo que paga un trabajo","Retribución",{"stage":779,"step":651,"id":1882,"path":1883,"node":1884,"title":1885,"subtitle":1886,"topic":1887,"track":665},"the-employer-match","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-employer-match",155,"La aportación de la empresa","Dinero que tu empresa añade cuando ahorras","Planes de jubilación",{"stage":779,"step":659,"id":1889,"path":1890,"node":1891,"title":1892,"subtitle":1893,"topic":1894,"track":665},"a-dozen-jobs-in-a-lifetime","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fa-dozen-jobs-in-a-lifetime",156,"Una docena de empleos en una vida","La trayectoria laboral media en EE. UU. tiene muchos capítulos","Carrera profesional",{"stage":779,"step":667,"id":1896,"path":1897,"node":1898,"title":1899,"subtitle":1900,"topic":731,"track":665},"w-2-or-1099","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fw-2-or-1099",157,"W-2 o 1099","Ser empleado o autónomo cambia tus impuestos",{"stage":779,"step":674,"id":1902,"path":1903,"node":1904,"title":1905,"subtitle":1906,"topic":1907,"track":665},"every-hour-over-40-pays-extra","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fevery-hour-over-40-pays-extra",158,"Cada hora pasadas las 40 se paga extra","Muchos asalariados no cobran ni una hora extra","Derecho laboral",{"stage":779,"step":681,"id":1909,"path":1910,"node":1911,"title":1912,"subtitle":1913,"topic":1914,"track":665},"negotiating-your-pay","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fnegotiating-your-pay",159,"Negociar tu sueldo","La primera cifra sobre la mesa marca el resultado","Negociación",{"stage":779,"step":687,"id":1916,"path":1917,"node":1918,"title":1919,"subtitle":1920,"topic":752,"track":665},"what-a-raise-is-worth","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fwhat-a-raise-is-worth",160,"Lo que vale un aumento","Un pequeño aumento se multiplica a lo largo de una carrera",{"stage":779,"step":693,"id":1922,"path":1923,"node":1924,"title":1925,"subtitle":1926,"topic":1927,"track":760},"the-sunk-cost-trap","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-sunk-cost-trap",161,"La trampa del coste hundido","Los años ya gastados no deberían decidir los siguientes","Toma de decisiones",{"stage":779,"step":699,"id":1929,"path":1930,"node":1931,"title":1932,"subtitle":1933,"topic":1934,"track":665},"the-bobbin-boy","\u002Flearn\u002F18\u002Fpay-and-benefits\u002Fthe-bobbin-boy",162,"El chico de las bobinas","Andrew Carnegie empezó cobrando 1,20 dólares a la semana en una fábrica de algodón, levantó un imperio del acero y regaló la mayor parte","Ambición",[1936,1937],{"track":665,"count":693},{"track":760,"count":634},{"zone":798,"title":1939,"path":1940,"tier":651,"theme":789,"lessons":1941,"topics":2004},"Starting a Business","\u002Flearn\u002F19\u002Fstarting-a-business",[1942,1949,1956,1963,1970,1977,1984,1990,1997],{"stage":798,"step":634,"id":1943,"path":1944,"node":1945,"title":1946,"subtitle":1947,"topic":1948,"track":802},"find-a-problem-people-pay-for","\u002Flearn\u002F19\u002Fstarting-a-business\u002Ffind-a-problem-people-pay-for",163,"Encuentra un problema por el que la gente pague","Los negocios venden soluciones a dolores reales","Ideas",{"stage":798,"step":651,"id":1950,"path":1951,"node":1952,"title":1953,"subtitle":1954,"topic":1955,"track":802},"your-first-customer","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fyour-first-customer",164,"Tu primer cliente","Véndelo antes de crearlo","Validación",{"stage":798,"step":659,"id":1957,"path":1958,"node":1959,"title":1960,"subtitle":1961,"topic":1962,"track":802},"post-it-notes-were-a-failed-glue","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fpost-it-notes-were-a-failed-glue",165,"Los Post-it nacieron de un pegamento fallido","Un adhesivo flojo que acabó siendo un superventas","Inventos",{"stage":798,"step":667,"id":1964,"path":1965,"node":1966,"title":1967,"subtitle":1968,"topic":1969,"track":802},"a-business-needs-employees","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fa-business-needs-employees",166,"Un negocio necesita empleados","Unos cuatro de cada cinco negocios de EE. UU. no tienen ninguno","Pequeños negocios",{"stage":798,"step":674,"id":1971,"path":1972,"node":1973,"title":1974,"subtitle":1975,"topic":1976,"track":802},"spanxs-5-000","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fspanxs-5-000",167,"Los 5000 dólares de Spanx","Sara Blakely vendía faxes puerta a puerta, cortó los pies de sus medias y creó Spanx con 5000 dólares ahorrados","Empezar",{"stage":798,"step":681,"id":1978,"path":1979,"node":1980,"title":1981,"subtitle":1982,"topic":1983,"track":802},"cost-plus-or-value-pricing","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fcost-plus-or-value-pricing",168,"Coste más margen o precio por valor","Cobra lo que cuesta o lo que vale","Fijación de precios",{"stage":798,"step":687,"id":1985,"path":1986,"node":1987,"title":1988,"subtitle":1989,"topic":829,"track":802},"how-many-customers-to-quit-your-job","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fhow-many-customers-to-quit-your-job",169,"¿Cuántos clientes para dejar tu trabajo?","Tu número de escape, en clientes",{"stage":798,"step":693,"id":1991,"path":1992,"node":1993,"title":1994,"subtitle":1995,"topic":1996,"track":802},"bootstrapping-or-investors","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fbootstrapping-or-investors",170,"¿Con lo tuyo o con inversores?","Usa tu propio dinero o vende una parte de la empresa","Financiación",{"stage":798,"step":699,"id":1998,"path":1999,"node":2000,"title":2001,"subtitle":2002,"topic":2003,"track":760},"the-spotlight-effect","\u002Flearn\u002F19\u002Fstarting-a-business\u002Fthe-spotlight-effect",171,"El efecto foco","La gente se fija en ti mucho menos de lo que crees","Miedo al qué dirán",[2005,2006],{"track":802,"count":693},{"track":760,"count":634},{"zone":806,"title":2008,"path":2009,"tier":651,"theme":864,"lessons":2010,"topics":2069},"Lifestyle Creep","\u002Flearn\u002F20\u002Flifestyle-creep",[2011,2017,2023,2030,2036,2043,2049,2056,2062],{"stage":806,"step":634,"id":2012,"path":2013,"node":2014,"title":2015,"subtitle":2016,"topic":876,"track":877},"fixed-and-variable-costs-at-home","\u002Flearn\u002F20\u002Flifestyle-creep\u002Ffixed-and-variable-costs-at-home",172,"Costes fijos y variables en casa","Los gastos que nunca se mueven y los que controlas tú",{"stage":806,"step":651,"id":2018,"path":2019,"node":2020,"title":2021,"subtitle":2022,"topic":890,"track":877},"the-decoy-price","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-decoy-price",173,"El precio señuelo","Una opción inútil puede hacer que otra parezca una ganga",{"stage":806,"step":659,"id":2024,"path":2025,"node":2026,"title":2027,"subtitle":2028,"topic":2029,"track":877},"lifestyle-creep","\u002Flearn\u002F20\u002Flifestyle-creep\u002Flifestyle-creep",174,"La inflación del estilo de vida","Cuando el gasto crece al ritmo de cada subida de sueldo","Gasto",{"stage":806,"step":667,"id":2031,"path":2032,"node":2033,"title":2034,"subtitle":2035,"topic":876,"track":877},"sinking-funds","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fsinking-funds",175,"Los fondos de amortización","Apartar un poco cada mes para los gastos que sabes que llegarán",{"stage":806,"step":674,"id":2037,"path":2038,"node":2039,"title":2040,"subtitle":2041,"topic":2042,"track":877},"a-new-car-is-an-investment","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fa-new-car-is-an-investment",176,"Un coche nuevo es una inversión","La mayoría de los coches pierden valor rápido","Coches",{"stage":806,"step":681,"id":2044,"path":2045,"node":2046,"title":2047,"subtitle":2048,"topic":2042,"track":877},"the-true-cost-of-a-car","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-true-cost-of-a-car",177,"El coste real de un coche","La letra, el seguro, la gasolina, las reparaciones y el valor que pierde",{"stage":806,"step":687,"id":2050,"path":2051,"node":2052,"title":2053,"subtitle":2054,"topic":2055,"track":877},"the-diderot-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-diderot-effect",178,"El efecto Diderot","La preciosa bata nueva de un filósofo hizo que todo lo suyo pareciera pobre, y los cambios ya no pararon","El deseo",{"stage":806,"step":693,"id":2057,"path":2058,"node":2059,"title":2060,"subtitle":2061,"topic":1149,"track":760},"the-ikea-effect","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-ikea-effect",179,"El efecto IKEA","Amamos lo que construimos nosotros mismos",{"stage":806,"step":699,"id":2063,"path":2064,"node":2065,"title":2066,"subtitle":2067,"topic":2068,"track":877},"the-30-day-pause","\u002Flearn\u002F20\u002Flifestyle-creep\u002Fthe-30-day-pause",180,"La pausa de 30 días","Esperar antes de un capricho te muestra si aún lo quieres","Hábitos de gasto",[2070,2071],{"track":877,"count":693},{"track":760,"count":634}]