Money WondersPlay

Zone 4 · Pocket Money

Budgeting Basics

Nine lessons of about three minutes each, every one with a live demo and a quick test.

  • Spending & Budgeting×8
  • Money Mindset & Psychology
Play this zone
  1. 28BudgetingNeeds, Wants and the Gray ZoneRent is a need. A bigger apartment might not be
  2. 29BudgetingThe 50/30/20 BudgetHalf for needs, a third for wants, a fifth for the future
  3. 30PricingWhy Prices End in .99$4.99 feels a lot cheaper than $5.00
  4. 31Recurring CostsThe Subscriptions That Never SleepSmall monthly charges add up to a big yearly bill
  5. 32Spending PsychologyThe Pain of PayingCards hurt less than cash, so we spend more
  6. 33Delayed GratificationThe Marshmallow TestKids offered one treat now or two later showed how hard waiting is, and later studies found the setting matters as much as willpower
  7. 34Smart SpendingCost Per UseA $200 coat you wear daily can cost less than a $40 one you never do
  8. 35BudgetingWhere Did My Month Go?Your spending, drawn as a picture
  9. 36Retail DesignThe Gruen TransferMalls are designed to make you forget why you came