Money Wonders
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Borrowing, Credit & DebtCredit

Your Credit Score

A three-digit number that prices your next loan

Three digits decide what your next loan costs. Most people have never seen how those digits are made.

You'll find out

  • What the average score is
  • The five slices of a score
  • What a lower score costs on a home

Why it matters

Your score prices every loan you'll ask for. It's built from habits, and habits can be read.

About 3 min6 interactive slides · 5 questionsLesson 54 · Zone 6

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Previous lessonTwain Pays It All BackNext lessonWhat a Bank Really Is

More in this zone

  1. 46DebtBorrowing Is Renting MoneyInterest is the rent you pay to use someone else's money
  2. 47DebtAPR: The Real Price of a LoanOne number to compare every loan
  3. 48Credit CardsThe Dinner That Probably Never HappenedThe famous origin of the credit card was a sales story
  4. 49Credit CardsThe Minimum Payment TrapPaying the minimum can stretch a card balance over many years
  5. 50Debt PayoffThe Debt Payoff RaceSmallest balance first or highest rate first?
  6. 51DebtWhat Debt BuysBorrowing for things that grow versus things that shrink
  7. 52Borrowing PsychologyPresent BiasToday always feels more real than tomorrow
  8. 53IntegrityTwain Pays It All BackMark Twain went bankrupt on a typesetting machine and toured the world on stage to repay every creditor in full

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Money Wonders

Learn how money really works. A learning game by TCK Systems.

Also by TCK SystemsTech WondersBig ideas for curious minds.

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Zones 20

  • 1Origins of Money
  • 2The Rat Race
  • 3Business Basics
  • 4Budgeting Basics
  • 5Compound Interest
  • 6Debt & Credit
  • 7How Banks Work
  • 8Inflation Basics
  • 9Risk & Insurance
  • 10Stock Basics
  • 11Bond Basics
  • 12Index Funds
  • 13Rent or Buy
  • 14Crypto Basics
  • 15Bubbles & Scams
  • 16Money & Happiness
  • 17Gold & the Dollar
  • 18Pay & Benefits
  • 19Starting a Business
  • 20Lifestyle Creep

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